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5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 232416 times)

Offline lifetimedeals

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Re: Chase Freedom Master Thread
« Reply #2595 on: January 03, 2018, 05:05:01 PM »
What about chase pay? I see walmart online offers it.

Offline myi

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Re: Chase Freedom Master Thread
« Reply #2596 on: January 11, 2018, 08:40:52 PM »
If one has chase ink cards, is there any reason to have a sapphire open versus having a freedom Unlimited, what benefit exactly do you get with Chase Sapphire besides for foreign transaction, while with the freedom unlimited I can get 1.5 for every dollar and to transfer my MR points and use them I can use my Ink.
  ‏ is there really any worth in the sapphire to pay $95 annually?
Don't try to be someone else , be who you are because everyone else is taken.

Offline davidrotts63

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Re: Chase Freedom Master Thread
« Reply #2597 on: January 11, 2018, 09:01:07 PM »


If one has chase ink cards, is there any reason to have a sapphire open versus having a freedom Unlimited, what benefit exactly do you get with Chase Sapphire besides for foreign transaction, while with the freedom unlimited I can get 1.5 for every dollar and to transfer my UR points and use them I can use my Ink.
  ‏ is there really any worth in the sapphire to pay $95 annually?

If you have the INK preferred, you can still use the redeem for travel, or transfer to airlines, but with the ink cash not.
I'll tell you later

Offline David R

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Re: Chase Freedom Master Thread
« Reply #2598 on: January 14, 2018, 10:46:05 PM »
If one has chase ink cards, is there any reason to have a sapphire open versus having a freedom Unlimited, what benefit exactly do you get with Chase Sapphire besides for foreign transaction, while with the freedom unlimited I can get 1.5 for every dollar and to transfer my MR points and use them I can use my Ink.
  ‏ is there really any worth in the sapphire to pay $95 annually?
2X points on travel and dining

For the half a point difference, you would have to spend thousands of dollars for it to be worth the fee.

Offline Abebee

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Re: Chase Freedom Master Thread
« Reply #2599 on: January 15, 2018, 12:20:54 AM »
If one has chase ink cards, is there any reason to have a sapphire open versus having a freedom Unlimited, what benefit exactly do you get with Chase Sapphire besides for foreign transaction, while with the freedom unlimited I can get 1.5 for every dollar and to transfer my MR points and use them I can use my Ink.
  ‏ is there really any worth in the sapphire to pay $95 annually?
For me personally its worth it for the free additional users (that get to use it in Israel)
Besides from that really no benefit.

Offline David R

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Re: Chase Freedom Master Thread
« Reply #2600 on: March 09, 2018, 12:01:13 AM »
I tried to pay with Freedom for a One Vanilla card at 7-Eleven, but it was not accepted. Chase had no record of declining it and the cashier did not seem to have a problem with accepting the payment, so it seems their register rejected it. Are all of their stores programmed this way?

Offline Iz

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Re: Chase Freedom Master Thread
« Reply #2601 on: March 09, 2018, 09:48:52 AM »
I tried to pay with Freedom for a One Vanilla card at 7-Eleven, but it was not accepted. Chase had no record of declining it and the cashier did not seem to have a problem with accepting the payment, so it seems their register rejected it. Are all of their stores programmed this way?
No (unless it changed recently).

Offline rileywiles23

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Re: Chase Freedom Master Thread
« Reply #2602 on: March 09, 2018, 01:12:56 PM »
No (unless it changed recently).
when was the last time you did ?
Life is as good as you make it...

Offline Iz

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Re: Chase Freedom Master Thread
« Reply #2603 on: March 09, 2018, 01:38:52 PM »
when was the last time you did ?
About 2 months ago.

Offline Alexsei

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אם אתם בונים בית חבד בכל מקום אני מראה לכם בית חבד של ציון

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I'll tell you later

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Offline Iz

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Offline Square

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Re: Chase Freedom Master Thread
« Reply #2608 on: March 13, 2018, 05:46:16 PM »
Paying for Google express is considered mobile wallet for this quarter?

Offline 12HRS

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Re: Chase Freedom Master Thread
« Reply #2609 on: March 13, 2018, 08:55:13 PM »
Paying for Google express is considered mobile wallet for this quarter?

google express is not a mobile wallet