Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.

5% categories for second quarter of 2017 (April-June):
Grocery Stores (Not Target or Walmart)
Drug Stores

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by S209 on April 19, 2017, 04:33:09 PM »

Author Topic: Chase Freedom Master Thread  (Read 200718 times)

Offline shmooz

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2010
  • Posts: 970
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Freedom
« Reply #60 on: November 14, 2011, 10:46:23 AM »
Thanks sam.

Any ideas on the first question? What would you tell them? They took away my opportunity to apply and get a bonus?

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 24146
  • Total likes: 42
  • DansDeals.com Hat Tips 11
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Chase Freedom
« Reply #61 on: November 14, 2011, 10:48:55 AM »
You don't have to give them a reason. Just ask to be matched, and that you're a good customer, blah blah blah.

See what happens.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline good sam

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2011
  • Posts: 2200
  • Total likes: 49
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Chase Freedom
« Reply #62 on: November 14, 2011, 10:50:25 AM »
Got this one from the Wiki:

TWTCSIN
If you don't care why would you comment?
HT: DMYD

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 24146
  • Total likes: 42
  • DansDeals.com Hat Tips 11
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Chase Freedom
« Reply #63 on: November 14, 2011, 10:52:08 AM »
Got this one from the Wiki:

TWTCSIN

Funny, pretty sure I coined that one :P
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline boruch

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2011
  • Posts: 334
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: monsey, NY
Re: Chase Freedom
« Reply #64 on: November 14, 2011, 12:33:30 PM »
try sending them an SM requesting a match. Also I've heard about a $250 offer so you might want to look for that before SMing
I had the same story and I send them an SM requesting to match the sign-up bonus. They told me you have 90 days from your account opening to request a match. Since I opened my Freedom last year they were not willing to give me the match.

BUT... There's nothing to loose. So why not try it ?!

Offline springles

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2010
  • Posts: 1801
  • Total likes: 10
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Chase Freedom
« Reply #65 on: November 14, 2011, 12:44:19 PM »
I had the same story and I send them an SM requesting to match the sign-up bonus. They told me you have 90 days from your account opening to request a match. Since I opened my Freedom last year they were not willing to give me the match.

BUT... There's nothing to loose. So why not try it ?!
They actually gave me a Freedom card 5 years ago when I opened my Chase checking account.  Last year when there was a 20k UR bonus I SM'd asking for some bonus since I never received one and they gave me 2500.  I replied that this seems low considering that people signing up now are getting 10X that and they gave me another 5000.  I was happy with that and didnt push it any further, after all I was asking for it well after 90 days.  In fact well over 1000 days.

Offline boruch

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2011
  • Posts: 334
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: monsey, NY
Re: Chase Freedom
« Reply #66 on: November 14, 2011, 01:00:53 PM »
Lucky you. I tried but they wouldn't give it to me. That's why I wrote 'you have nothing to loose. why not try it ?!' You never know what you gonna get!

Offline shmooz

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2010
  • Posts: 970
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Freedom
« Reply #67 on: November 14, 2011, 01:27:40 PM »
You don't have to give them a reason. Just ask to be matched, and that you're a good customer, blah blah blah.

See what happens.

Ok took your advice, got 2500 for goodwill. better than nothing.

Offline springles

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2010
  • Posts: 1801
  • Total likes: 10
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Chase Freedom
« Reply #68 on: November 14, 2011, 01:37:13 PM »
Ok took your advice, got 2500 for goodwill. better than nothing.
I would try and get more.  They didnt give you the choice to switch over, they just did it.  You would have considered closing that card and applying for the freedom if it would have been your choice.  2500 is a nice gesture but you are looking at people who just signed up and are getting 30,000. 

Offline shmooz

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2010
  • Posts: 970
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Freedom
« Reply #69 on: November 14, 2011, 01:39:54 PM »

Good idea springles, will report back

Online kracked dude

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2011
  • Posts: 1857
  • Total likes: 3
  • DansDeals.com Hat Tips 8
  • Gender: Male
    • View Profile
Re: Chase Freedom
« Reply #70 on: November 15, 2011, 05:59:21 PM »
I just got a $300 signup bonus if I spend $500 in first three months !

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 20381
  • Total likes: 77
  • DansDeals.com Hat Tips 73
    • View Profile
Re: Chase Freedom
« Reply #71 on: November 15, 2011, 06:03:08 PM »
I just got a $300 signup bonus if I spend $500 in first three months !

What do you mean?

You just got a targeted offer in the mail?
You just get approved for a card with that offer?
You just had the $300 bonus post to your account?
DDF's version of Godwin's Law: As a DDF thread grows longer, the probability of it pivoting to religion approaches 1...

Online kracked dude

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2011
  • Posts: 1857
  • Total likes: 3
  • DansDeals.com Hat Tips 8
  • Gender: Male
    • View Profile
Re: Chase Freedom
« Reply #72 on: November 15, 2011, 06:41:21 PM »
I got approved for the card with that bonus

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 20381
  • Total likes: 77
  • DansDeals.com Hat Tips 73
    • View Profile
Re: Chase Freedom
« Reply #73 on: November 15, 2011, 07:46:08 PM »
I got approved for the card with that bonus

Congrats. G'luck spending $5k.
DDF's version of Godwin's Law: As a DDF thread grows longer, the probability of it pivoting to religion approaches 1...

Online kracked dude

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2011
  • Posts: 1857
  • Total likes: 3
  • DansDeals.com Hat Tips 8
  • Gender: Male
    • View Profile
Re: Chase Freedom
« Reply #74 on: November 15, 2011, 08:06:07 PM »
why would I have to spend 5k ? I only have to spend 5 hundred