i have 11 inquiries on experian (all amex, student loan and even chase and verizon inquiries).
i called a credit repair place and they told me they dont do this stuff but that i should call up and deny them.
how exactly do i deny this? dont they have a recording of it? any excuses i can use? i called verizon and they said they are going to try to make it a soft inquiry but all others said there is nothing they can do.
any help is appreciated