So now that you have kids - where do you get your life insurance from?

[yaakov s]

This is so true, I don't get how this is ethical.

On a side note: I've probably been licensed to sell insurance in more states than anyone on this site (I had to do it for my job), but I've never sold a policy in my life.

Sell baby sell. theres good $$ there you should know that

[Yosel]

Yes it is . And the ratings for term aren't a big factor they are all reinsured and protected by the US Government etc. anything above A in my book for term is the same

Would u care to refer to the sources of your information???

[AsherO]

Sell baby sell. theres good $$ there you should know that

Meh, it's a hustle, especially for someone like me who just isn't cut out for sales.

[Yosel]

coverd by US goverment???

[yaakov s]

Would u care to refer to the sources of your information???

Is that a denial or you want me to spend time finding all the facts that I researched when purchased it myself. I will let any insurance agent discuss the reinsurance and it being backed by the Govnm't . The Govemnt thing is illegal to discuss during a sale the reinsurance thing I think is allowed.

[Yosel]

No agent could get you a better price then anyone else for the same policy.

I am an insurance broker/agent and i have beaten those prices many times over the 24 years,

wonder where you get your info from....................

[Yosel]

Is that a denial or you want me to spend time finding all the facts that I researched when purchased it myself. I will let any insurance agent discuss the reinsurance and it being backed by the Govnm't . The Govemnt thing is illegal to discuss during a sale the reinsurance thing I think is allowed.

Its a denial

[yaakov s]

I am an insurance broker/agent and i have beaten those prices many times over the 24 years,

wonder where you get your info from....................

Same Company same term policy youre saying you could get a better price then the next guy?

[yaakov s]

Its a denial

Paging AsherO you seem to know alot about this . Is my memory failing or am I correct?

[Yosel]

Same Company same term policy youre saying you could get a better price then the next guy?

no, however it seems like you dont know the alef bais, of the insurance business.

these websites do NOT represent all insurance companies, only the ones they are contracted with (and of course pay high commissins)

i will sell you a (lets call it) better policy with lower commission for me, so i can establish an ongoing relationship with you.....

and keep you posted of any better offers in the future etc.

Now! you can guess what these websites will do with you after the sale

[Yosel]

Paging AsherO you seem to know alot about this . Is my memory failing or am I correct?

let me educate u a bit, its coverd by the state your policy is issued in and your residents state, the limit of coverage is different in every state.
The highest coverage is $500,000

[yaakov s]

let me educate u a bit, its coverd by the state your policy is issued in and your residents state, the limit of coverage is different in every state.
The highest coverage is $500,000

Yes took me 1 minute to find it nolhga.com looks like what I was referring all along which you denied. You are correct about it being only 500k

[yaakov s]

no, however it seems like you dont know the alef bais, of the insurance business.

these websites do NOT represent all insurance companies, only the ones they are contracted with (and of course pay high commissins)

i will sell you a (lets call it) better policy with lower commission for me, so i can establish an ongoing relationship with you.....

and keep you posted of any better offers in the future etc.

Now! you can guess what these websites will do with you after the sale

I knew you cant but you said you could so thats why I questioned it. So you agree you cant but youre giving me the regular insurance salesmans line that the relationship will help me!!!!

[Yosel]

New Jersey ithink is 300k

[Yosel]

no, i said better price for you, as well as the relationship

[Daniel]

Anyone heard of Kol Yisrael Areivim?:
http://www.kolyisraelareivim.org/

[AsherO]

Paging AsherO you seem to know alot about this . Is my memory failing or am I correct?

Please be more specific, what exactly are you asking?

[Yosel]

i have done this for 24 years, and many happy clients

[Yosel]

Anyone heard of Kol Yisrael Areivim?:
http://www.kolyisraelareivim.org/

i have yet to hear first hand from an almana that she got paid by these areivim, and yes i have asked.....................

if you dont have your own life insurance contract in your hand, u have nothing

[Q274]

like i have said many times on this forums, bades bades bades.

I have used him for many diff types of insurances and am very happy and satisfied with the results.

ps- i am not saying that others on ddf who say they are brokers are worse than bades i am just stating my experience.