Author Topic: Courts: CC Arenít Responsible For Chargebacks If Balance Has Been Paid  (Read 913 times)

Offline elimmm

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Re: Courts: CC Arenít Responsible For Chargebacks If Balance Has Been Paid
« Reply #15 on: February 11, 2018, 05:44:34 PM »
i purchase X for $100 and Y for $100. my bill cycles and i owe $200.
now i purchase Z for $100. my balance is $300. i pay amount due of $200 and still have balance of $100. 
according to court ruling, can i now win a dispute for item X?
can i claim that i paid $200 for items Y and Z, but never paid balance in full for item X?
if there is always a running balance equal to or larger than the item i want protected, do i maintain a legal edge over the CC company?

Offline noturbizniss

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Re: Courts: CC Arenít Responsible For Chargebacks If Balance Has Been Paid
« Reply #16 on: February 11, 2018, 05:58:48 PM »
i purchase X for $100 and Y for $100. my bill cycles and i owe $200.
now i purchase Z for $100. my balance is $300. i pay amount due of $200 and still have balance of $100. 
according to court ruling, can i now win a dispute for item X?
can i claim that i paid $200 for items Y and Z, but never paid balance in full for item X?
if there is always a running balance equal to or larger than the item i want protected, do i maintain a legal edge over the CC company?
no. you paid your statement balance. question is what if you paid part of the balance.
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Offline PillanSmye

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Re: Courts: CC Arenít Responsible For Chargebacks If Balance Has Been Paid
« Reply #17 on: February 12, 2018, 03:12:28 PM »
no. you paid your statement balance. question is what if you paid part of the balance.

You're also going to get more leeway on a $1,000 charge than you are on a $500,000 speculative wine charge.

Offline Mr. CC

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Re: Courts: CC Arenít Responsible For Chargebacks If Balance Has Been Paid
« Reply #18 on: February 12, 2018, 04:15:51 PM »
Don't they usually consider it as first charged first paid. As far as purchases/balance transfers, probably the same over here.

Offline ludmila

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Re: Courts: CC Arenít Responsible For Chargebacks If Balance Has Been Paid
« Reply #19 on: February 12, 2018, 11:59:38 PM »
Don't they usually consider it as first charged first paid. As far as purchases/balance transfers, probably the same over here.
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Offline Mr. CC

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Re: Courts: CC Arenít Responsible For Chargebacks If Balance Has Been Paid
« Reply #20 on: February 13, 2018, 12:09:30 AM »
Yes.
Thanks
But if so what's the whole discussion upthread, even the same statement what was charged first is paid first.

Offline googwallet

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Re: Courts: CC Arenít Responsible For Chargebacks If Balance Has Been Paid
« Reply #21 on: February 28, 2018, 07:09:51 AM »
Doctor ordering close to $1 million of wine on credit cards. Is he a collector or re seller?
What makes you think the story was with himself?