Author Topic: Citi reconsideration (Read 234503 times)

Drago · « **Reply #100 on:** September 05, 2012, 01:12:53 AM »

Quote from: Yungerman on September 04, 2012, 10:46:13 PM

+1000

I just got declined for a 2BM AA Visa+Amex. I was surprised that the reason was: Monthly balance of Amex over 20k!
I explained that the high charges are business operating expenses and obviously not personal spending. Speaking to
multiple supervisors of multiple departments didn't help. I'm using the age old DDF method: Bitochon, Tehillin, and HUCA!

No doubt that with enough tehillim, Hashem will judge you favorably...

compddd · « **Reply #101 on:** September 05, 2012, 10:40:53 AM »

Not always true with Citi, I did HUCA till hell froze over and sent letters. They wouldn't budge.

AJK · « **Reply #102 on:** September 05, 2012, 12:40:01 PM »

Quote from: myb821 on September 04, 2012, 10:47:44 PM

u should def have paid those off b4 applying or get a business card to put those kind of transactions on

+1

moto · « **Reply #103 on:** September 20, 2012, 11:48:48 AM »

I applied 3bm Amex visa master card American Airlines credit cards got denied so far for 2 when I called they needed to verify my visa and Amex called 2 separate times for 2 separate applications and they denied me telling me that there is some kind of debt on my account but as far as I'm concerned I paid all my bills any ideas what I can do I would really appreciate it thanks

AJK · « **Reply #104 on:** September 20, 2012, 02:15:22 PM »

First thing you do is pull your credit report and verify it's clean.

moto · « **Reply #105 on:** September 20, 2012, 02:43:15 PM »

[ author link=topic=9431.msg3I7447#msg307447 date=1348164922]
First thing you do is pull your credit report and verify it's clean.
[/quote]
Well i, didnt, find there to be a need in because I paid all my bills so why would I have to check?

meshugener · « **Reply #106 on:** September 20, 2012, 02:46:34 PM »

Identity theft/Alzheimer's.

moto · « **Reply #107 on:** September 20, 2012, 02:57:40 PM »

Where can I check my credit report for free?

Avid Reader · « **Reply #108 on:** September 20, 2012, 03:04:17 PM »

Try City Identity Monitor for a free trial. Get the 3in1 so you can see all 3 reports.

meshugener · « **Reply #109 on:** September 20, 2012, 03:04:25 PM »

www.annualcreditreport.com

AJK · « **Reply #110 on:** September 20, 2012, 03:10:14 PM »

Quote from: Avid Reader on September 20, 2012, 03:04:17 PM

Try City Identity Monitor for a free trial. Get the 3in1 so you can see all 3 reports.

+1, sign up and then after logging in ask for update to 3in1.

askmoses · « **Reply #111 on:** September 21, 2012, 03:06:13 PM »

I'm thinking about a 3bm of citi business cards... I currently have a no annual fee ATT card that formally was an AAdvantage Business card. I converted it about 3 years ago. It has a very small credit line. Do you think it will help at all to even have it to have some sway in reconsideration if I need it? Maybe it's better to just shut it down so they won't somehow make the connection that I once received the signup bonus for the AA card?

compddd · « **Reply #112 on:** September 21, 2012, 03:25:44 PM »

You can only 2BM Citi

meshugener · « **Reply #113 on:** September 21, 2012, 05:46:50 PM »

Not true, according to Dan.

sky121 · « **Reply #114 on:** September 21, 2012, 05:50:28 PM »

Has anyone ever done a 3bm with 3 different Citi AA cards?

compddd · « **Reply #115 on:** September 21, 2012, 07:27:31 PM »

Quote from: meshugener on September 21, 2012, 05:46:50 PM

Not true, according to Dan.

How long ago? Citi auto rejects the 3rd app now

AsherO · « **Reply #116 on:** September 24, 2012, 05:42:29 PM »

Quote from: JEWDA on August 29, 2012, 01:03:27 PM

Citi: 866-606-2787 (Account Analyst)

Got declined for too many apps, called the number and spoke to a guy who said the final decision has been made for this app and they cannot even put it through for reconsideration. Offer of moving credit and/or closing a card also did not help.

Huca? Another number I should call? Write a letter?

Anyone with experience getting 3rd app of a 3BM approved, please advise. Thanks!

AJK · « **Reply #117 on:** September 24, 2012, 05:43:31 PM »

Though I have no exp or information re 3BM, people generally have more luck via writing letters.

AsherO · « **Reply #118 on:** September 24, 2012, 05:44:39 PM »

Quote from: AJK on September 24, 2012, 05:43:31 PM

Though I have no exp or information re 3BM, people generally have more luck via writing letters.

To the president, to the "Executive Review Department", or to both?

yare · « **Reply #119 on:** November 13, 2012, 04:53:35 PM »

does anyone have experience being approved for a second citi card on recon when the denial reason was too many inquiries? or do they just pull your report again and repeat themselves?

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Author Topic: Citi reconsideration (Read 234503 times)