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Credit Bureau Info:

Experian: 800-493-1058 With A Report Number

Experian: 714-830-7000 (Without A Report Number) Call and Press 0. You will get connected to the switchboard operator. Tell them you just called in and entered your report number and the automated system disconnected you. Ask them if they can get a human on the line for disputes. That's the only way you'll be able to get through to a live person at Experian without a Report Number.

Equifax: 800-846-5279

TransUnion: 800-916-8800


Comparison between FAKO from Credit karma and FICO from Barclays and Citi.


Cards that give you free monthly FICO's


AMEX personal cards = EX 08
Chase Slate = EX (either 08 or Bankcard enhanced)
PSECU = EX 04

Citi AA = EQ bankcard enhanced
DCU= EQ 04
PenFed = EQ NextGen

Barclays = TU 08
Discover it = TU 08
Walmart (store or MC) = TU 08

Author Topic: credit score  (Read 199436 times)

Offline Wizard

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Re: credit score
« Reply #3645 on: April 21, 2017, 08:54:55 AM »
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline Yehuda@18

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Re: credit score
« Reply #3646 on: April 21, 2017, 09:44:00 AM »
Thanks. Why not?
Because this is the "Credit Score" thread.  :)

Offline PillanSmye

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Re: credit score
« Reply #3647 on: April 21, 2017, 10:57:07 PM »
Wow. if that's true, that could really be a big deal. any other reports on this? That affects me as a credit consultant big time..

If you are a credit consultant and do not know that Vantage Skore which the article is referencing is completely meaningless you should refund all of your clients their money and get a different job.  And I am not joking in the least when I make that statement.
« Last Edit: April 21, 2017, 11:00:24 PM by PillanSmye »

Offline PillanSmye

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Re: credit score
« Reply #3648 on: April 21, 2017, 10:59:49 PM »
Because this is the "Credit Score" thread.  :)
;D

Offline a good yeshiva bachur

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Re: credit score
« Reply #3649 on: April 23, 2017, 04:33:31 AM »
like button= thanks. ;)            Feel free to PM me

Offline Wizard

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Re: credit score
« Reply #3650 on: April 23, 2017, 01:08:42 PM »
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline pixi

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Re: credit score
« Reply #3651 on: April 25, 2017, 02:07:22 PM »
money doesn't talk......      it SCREAMS !

Offline Wizard

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Re: credit score
« Reply #3652 on: April 28, 2017, 12:11:25 AM »
Is it possible to move full CL between Amex cards when closing card or they don't let you transfer everything? Rep said need to leave $500 CL but I'm not sure if that's DROPR
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Re: credit score
« Reply #3653 on: April 28, 2017, 12:21:54 AM »
Transfer all but 500 then close the card.
I just found a new supply of forks!

Offline Wizard

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Re: credit score
« Reply #3654 on: April 28, 2017, 01:04:17 AM »
Transfer all but 500 then close the card.
So the rep was correct that can't transfer all before closing?
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Re: credit score
« Reply #3655 on: April 28, 2017, 01:12:09 AM »
So the rep was correct that can't transfer all before closing?
Not sure but my guess would be yes.
I just found a new supply of forks!

Offline a good yeshiva bachur

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Re: credit score
« Reply #3656 on: April 28, 2017, 01:51:33 AM »
So the rep was correct that can't transfer all before closing?
yes
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Offline Wizard

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Re: credit score
« Reply #3657 on: April 28, 2017, 09:49:38 AM »
Not sure but my guess would be yes.
yes
Thank you guys! Do you know if I can close card after requesting transfer or need to wait until CL transfer complete before closing it? Rep wasn't sure.
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Offline a good yeshiva bachur

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Re: credit score
« Reply #3658 on: April 30, 2017, 01:37:24 AM »
Thank you guys! Do you know if I can close card after requesting transfer or need to wait until CL transfer complete before closing it? Rep wasn't sure.
Transfer usually happens on the spot....
(From my experience)
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Re: credit score
« Reply #3659 on: April 30, 2017, 01:40:32 AM »
Transfer usually happens on the spot....
(From my experience)
My CL still didn't transfer and requested Tuesday last week
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