Topic Wiki

Credit Bureau Info:

Experian: 800-493-1058 With A Report Number

Experian: 714-830-7000 (Without A Report Number) Call and Press 0. You will get connected to the switchboard operator. Tell them you just called in and entered your report number and the automated system disconnected you. Ask them if they can get a human on the line for disputes. That's the only way you'll be able to get through to a live person at Experian without a Report Number.

Equifax: 800-846-5279

TransUnion: 800-916-8800


Comparison between FAKO from Credit karma and FICO from Barclays and Citi.


Cards that give you free monthly FICO's


AMEX personal cards = EX 08
Chase Slate = EX (either 08 or Bankcard enhanced)
PSECU = EX 04

Citi AA = EQ bankcard enhanced
DCU= EQ 04
PenFed = EQ NextGen

Barclays = TU 08
Discover it = TU 08
Walmart (store or MC) = TU 08

Author Topic: credit score  (Read 224391 times)

Offline Hamavin

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Re: credit score
« Reply #3735 on: September 03, 2017, 12:27:40 AM »
There were like 5 reasons to many inquries etc. and one of them was low spend for points or something

Offline JACKBLUE

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Re: credit score
« Reply #3736 on: September 03, 2017, 12:31:09 AM »
There were like 5 reasons to many inquries etc. and one of them was low spend for points or something
interesting. This is something new....

Offline Hamavin

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Re: credit score
« Reply #3737 on: September 03, 2017, 12:32:48 AM »
Waiting for the letter for amex. Does it usually say the reasons on the letter?

Offline noturbizniss

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Re: credit score
« Reply #3738 on: September 03, 2017, 01:18:09 AM »
interesting. This is something new....
I call bs. That sure as isn't on credit reports.
There were like 5 reasons to many inquries etc. and one of them was low spend for points or something
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline bsimchatomid

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Re: credit score
« Reply #3739 on: September 03, 2017, 09:58:59 AM »
Experian.com free account now includes free FICO score

Offline Yitzshpitz

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Re: credit score
« Reply #3740 on: September 07, 2017, 11:36:49 AM »
who do i call to dispute a pull on my experian report?

Online mmgfarb

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Re: credit score
« Reply #3741 on: September 07, 2017, 01:58:12 PM »
who do i call to dispute a pull on my experian report?
Experian.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Yitzshpitz

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Re: credit score
« Reply #3742 on: September 08, 2017, 11:22:43 AM »
Experian.

When i called they said i need to speak to amex. Does that make any sense?

Offline Mendelssohn

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Re: credit score
« Reply #3743 on: September 11, 2017, 08:21:44 AM »
For anyone interested, this is the most up to date list of for free FICO scores that I have.  If you have any additional sources, please share them.

https://creditboards.com/forums/index.php?showtopic=519290&p=5672734

Offline ChaimMoskowitz

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Re: credit score
« Reply #3744 on: September 11, 2017, 09:09:44 AM »
Nice and glad to see you dropping by.
I just found a new supply of forks!

Online mmgfarb

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Re: credit score
« Reply #3745 on: September 11, 2017, 11:18:25 AM »
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline sky121

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Re: credit score
« Reply #3746 on: September 12, 2017, 09:55:01 AM »
Just checked my credit score using Capital One's Credit Wise-
Wondering why the employer shown is my old employer from 10 years ago. And I've obviously applied for cards since.
"Not all who wander are lost"

Offline pixi

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Re: credit score
« Reply #3747 on: September 14, 2017, 12:40:55 AM »
who do i call to dispute a pull on my experian report?
Easier said then done
money doesn't talk......      it SCREAMS !

Offline Mendelssohn

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Re: credit score
« Reply #3748 on: September 14, 2017, 08:57:28 AM »
Just checked my credit score using Capital One's Credit Wise-
Wondering why the employer shown is my old employer from 10 years ago. And I've obviously applied for cards since.

Credit Wise is not a FICO score.

Get a real copy of your TU report (paper copy directly from TU) and call to have all unnecessary personal information removed, including all employment information.  There doesn't need to be anything in that field, and they tend to hold on to outdated information.

Offline wayfe

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Re: credit score
« Reply #3749 on: October 10, 2017, 06:18:31 PM »
Just received notice that as my Virgin America Elevate card issued by Comenity will be closed as VX terminates the Elevate program.

Will this adversely affect my credit score?
"I would rather have questions that can't be answered than answers which can't be questioned."
Richard Feynman