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Credit Bureau Info:

Experian: 800-493-1058 With A Report Number

Experian: 714-830-7000 (Without A Report Number) Call and Press 0. You will get connected to the switchboard operator. Tell them you just called in and entered your report number and the automated system disconnected you. Ask them if they can get a human on the line for disputes. That's the only way you'll be able to get through to a live person at Experian without a Report Number.

Equifax: 800-846-5279

TransUnion: 800-916-8800


Comparison between FAKO from Credit karma and FICO from Barclays and Citi.


Cards that give you free monthly FICO's


AMEX personal cards = EX 08 Switched to FAKO (VantageScore 3.0)
Chase Slate = EX (either 08 or Bankcard enhanced)
PSECU = EX 04

Citi branded cards = EQ 08 Bankcard enhanced
Citi AA = EQ bankcard enhanced
DCU= EQ 04
PenFed = EQ NextGen
Elements Financial (Credit Union, score available for without opening CC) = EQ 5

Barclays = TU 08
Discover it = TU 08
Walmart (store or MC) = TU 08
« Last edited by Lev26 on April 13, 2022, 02:28:07 AM »

Author Topic: credit score  (Read 811177 times)

Offline sammy n

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Re: credit score
« Reply #480 on: January 18, 2015, 03:01:15 AM »

Should I try this http://www.creditinfocenter.com/repair/inqerase.shtml
Why don't you just call again and have hem listen to the recordings??

Offline pixi

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Re: credit score
« Reply #481 on: January 18, 2015, 03:02:53 AM »
Why don't you just call again and have hem listen to the recordings??
They said they will.  But they never did.. I can't force them
money doesn't talk......      it SCREAMS !

Offline avromie7

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Re: credit score
« Reply #482 on: January 18, 2015, 03:03:34 AM »
They said they will.  But they never did.. I can't force them
HUCA
I wonder what people who type "u" instead of "you" do with all their free time.

Offline pixi

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Re: credit score
« Reply #483 on: January 18, 2015, 03:04:24 AM »
HUCA
Time is money.. Can't be busy all day... 
money doesn't talk......      it SCREAMS !

Online etech0

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Re: credit score
« Reply #484 on: January 18, 2015, 03:05:07 AM »
Time is money.. Can't be busy all day... 
welcome to ddf
Workflowy. You won't know what you're missing until you try it.

Offline avromie7

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Re: credit score
« Reply #485 on: January 18, 2015, 03:05:52 AM »
Time is money.. Can't be busy all day...  <img src="http://s3.amazonaws.com/tapatalk-emoji/emoji30.png" />
was it a bank with a branch near you? try going in and soliciting their help
I wonder what people who type "u" instead of "you" do with all their free time.

Offline pixi

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Re: credit score
« Reply #486 on: January 18, 2015, 03:05:58 AM »
welcome to ddf
I'm not new here at all
money doesn't talk......      it SCREAMS !

Offline pixi

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Re: credit score
« Reply #487 on: January 18, 2015, 03:06:24 AM »
was it a bank with a branch near you? try going in and soliciting their help
No.  It was a lending Company.
money doesn't talk......      it SCREAMS !

Online etech0

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Re: credit score
« Reply #488 on: January 18, 2015, 03:08:41 AM »
I'm not new here at all
My point was that here on DDF you can be busy all day long. If not HUCAing, then talking about all that goes on here. Gotta strike the right balance between time invested and $ gained.

EG: if you spend 10 hours a day talking about MS, and then earn $25/day doing it (just pulled those numbers out of a hat), then that $25 wasn't free.

Please pardon my ramblings at 3:08 am.
Workflowy. You won't know what you're missing until you try it.

Offline yitzy93

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Re: credit score
« Reply #489 on: January 18, 2015, 05:37:43 AM »
Can I request a copy of my Credit Report/Score from Chase after I've been approved for a card?

Offline benjie1305

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Re: credit score
« Reply #490 on: January 18, 2015, 08:21:10 AM »
Can I request a copy of my Credit Report/Score from Chase after I've been approved for a card?

Not in general. Did u first get rejected? Even if u did, if your credit wasn't the reason for the reject they will not give it to you. Best to use annual credit report for a report or credit karma as well.
Work hard, Play harder!

Offline ChaimMoskowitz

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Re: credit score
« Reply #491 on: January 18, 2015, 08:21:27 AM »
I just found a new supply of forks!

Offline noturbizniss

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Re: credit score
« Reply #492 on: January 18, 2015, 08:49:01 AM »
...and hope they don't respond in 30 days.
Even if they do, according to the OP he never authorized a pull, so they won't have any documentation (or recording) that it was authorized.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
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Offline ChaimMoskowitz

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Re: credit score
« Reply #493 on: January 18, 2015, 08:52:47 AM »
Even if they do, according to the OP he never authorized a pull, so they won't have any documentation (or recording) that it was authorized.
All that matters is what they say not what you say.
I just found a new supply of forks!

Offline noturbizniss

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Re: credit score
« Reply #494 on: January 18, 2015, 09:10:27 AM »
All that matters is what they say not what you say.
True, but according to the website above they need to prove it. Whether that is true and how it really works out is another question.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline ChaimMoskowitz

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Re: credit score
« Reply #495 on: January 18, 2015, 09:19:06 AM »
True, but according to the website above they need to prove it.
If it is on the internet it must be true. I read that on the internet somewhere.
I just found a new supply of forks!

Offline noturbizniss

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Re: credit score
« Reply #496 on: January 18, 2015, 09:50:18 AM »
If it is on the internet it must be true. I read that on the internet somewhere.
Thats BS. The internet stole it from TV. If its on TV it must be true.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
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Offline Josef.koney

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Re: credit score
« Reply #497 on: January 18, 2015, 12:14:05 PM »
Anyone know if someone has a good credit score in Canada (with a Canadian sin) well that help at all from America?

Online lunatic

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Re: credit score
« Reply #498 on: January 18, 2015, 12:15:46 PM »
Anyone have first hand experience in refinancing with recent credit card apps? Don't want to lose out on the Usair but don't want to mess up a potential refinance

Offline noturbizniss

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Re: credit score
« Reply #499 on: January 18, 2015, 12:47:26 PM »
Anyone know if someone has a good credit score in Canada (with a Canadian sin) well that help at all from America?
Credit based on monopoly money is worthless
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
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