Author Topic: Renters Insurance Question  (Read 2820 times)

Offline Jkhein

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Re: Renters Insurance Question
« Reply #15 on: September 17, 2011, 02:02:35 PM »
USAA didn't ask for a contract and coverage is good for Israel too. Made no issues when a claim was filed.
Again, could you make this coverage on your apartment in Israel too?

Offline YudiG

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Re: Renters Insurance Question
« Reply #16 on: September 17, 2011, 02:37:53 PM »
Again, could you make this coverage on your apartment in Israel too?

I live in Israel and my USAA policy is for my apartment here. Submitted a claim with an all hebrew police report w/ no problem.

Offline Cbs

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Re: Renters Insurance Question
« Reply #17 on: April 23, 2013, 12:22:29 AM »
In mid Feb i rented a car with my visa and had an AU on the car. the AU got into a minor accident and scraped the side of the car.

i never filed a claim with the insurance right away and then i was traveling abroad so i totally forgot about. While abroad, i kept getting calls from the insurance claim people and asking me to pay for the damage.

so when i got back to the states now i got another call from them asking to pay and i got them to waive $50 fee that they added for administrative purposes but they said they cant discount the damage amount. - is that true? if i stall will they give in?

---on the other hand i filed a claim now with visa and they said i had to do it within 45 days of accident but i said i was traveling so they said MAYBE theyll cover.

Offline YSP

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Re: Renters Insurance Question
« Reply #18 on: April 29, 2013, 09:55:19 AM »
In mid Feb i rented a car with my visa and had an AU on the car. the AU got into a minor accident and scraped the side of the car.

i never filed a claim with the insurance right away and then i was traveling abroad so i totally forgot about. While abroad, i kept getting calls from the insurance claim people and asking me to pay for the damage.

so when i got back to the states now i got another call from them asking to pay and i got them to waive $50 fee that they added for administrative purposes but they said they cant discount the damage amount. - is that true? if i stall will they give in?

---on the other hand i filed a claim now with visa and they said i had to do it within 45 days of accident but i said i was traveling so they said MAYBE theyll cover.

See if Visa will cover but if not and you have a pesonal auto insurance policy they may cover it

Offline ahecht37

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Re: Renters Insurance Question
« Reply #19 on: February 24, 2017, 02:19:50 AM »
Hey, has anyone here ever made a claim on an Allstate renters policy?
Had a fire, and was wondering if anyone here has been down this road...

Offline SOS

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Re: Renters Insurance Question
« Reply #20 on: February 25, 2017, 09:29:53 PM »
Hey, has anyone here ever made a claim on an Allstate renters policy?
Had a fire, and was wondering if anyone here has been down this road...
I sent you a PM
I work in the industry and most of my experience with allstate is that It depends on the field adjuster who does the inspection.
Feel free to pm me any questions

Offline real-brisker

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Re: Renters Insurance Question
« Reply #21 on: February 26, 2017, 11:09:52 AM »
Hey, has anyone here ever made a claim on an Allstate renters policy?
Had a fire, and was wondering if anyone here has been down this road...
Sorry to hear.
yimalei hashem es chisronecha

Offline ttn

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Re: Renters Insurance Question
« Reply #22 on: November 13, 2017, 04:22:43 PM »
Anyone ever heard of upc (United property & casualty) renter's insurance?
TIA

Offline Toasted

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Re: Renters Insurance Question
« Reply #23 on: November 13, 2017, 04:32:08 PM »
Anyone ever heard of upc (United property & casualty) renter's insurance?
TIA
They're not going bankrupt if that's your question.
http://www.demotech.com/search_results_fsr.aspx?id=10969&t=2

Offline ttn

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Re: Renters Insurance Question
« Reply #24 on: November 13, 2017, 04:45:06 PM »
They're not going bankrupt if that's your question.
http://www.demotech.com/search_results_fsr.aspx?id=10969&t=2
Thanks anyone used them before?

Offline hachover

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Re: Renters Insurance Question
« Reply #25 on: November 13, 2017, 05:07:38 PM »
For this type of insurance isn't it just a matter of shopping around to get the lowest price?

Make sure to get a quote from Lemonade.com too if they're not on your radar already - they may have low premiums. It's not available everywhere (e.g. not in OH) but if you live in NY, NJ, TX, IL, CA you can get a quote (which covers most frum communities).
I'm an optimist; but only because life isn't going to give me any other good choices.

Offline ttn

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Re: Renters Insurance Question
« Reply #26 on: November 14, 2017, 08:47:46 AM »
For this type of insurance isn't it just a matter of shopping around to get the lowest price?

Make sure to get a quote from Lemonade.com too if they're not on your radar already - they may have low premiums. It's not available everywhere (e.g. not in OH) but if you live in NY, NJ, TX, IL, CA you can get a quote (which covers most frum communities).
I just wanted to make sure they are legit. Lemonade.com is giving me a good quote. Anyone ever had to put a claim in using lemonade.com?

Offline hachover

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Re: Renters Insurance Question
« Reply #27 on: November 14, 2017, 10:07:34 AM »
I just wanted to make sure they are legit. Lemonade.com is giving me a good quote. Anyone ever had to put a claim in using lemonade.com?

They are legit. It's a new company which is why many people haven't heard of it.

Here are some interesting posts about the claims process
https://www.lemonade.com/blog/lemonade-sets-new-world-record/
https://www.lemonade.com/blog/lemonade-proves-trust-pays-off-big-time/

Hope you're not focused on claims right now for the wrong reasons.
I'm an optimist; but only because life isn't going to give me any other good choices.

Offline yelped

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Re: Renters Insurance Question
« Reply #28 on: November 15, 2017, 12:50:11 PM »
They are legit. It's a new company which is why many people haven't heard of it.

Here are some interesting posts about the claims process
https://www.lemonade.com/blog/lemonade-sets-new-world-record/
https://www.lemonade.com/blog/lemonade-proves-trust-pays-off-big-time/

Hope you're not focused on claims right now for the wrong reasons.
Wow. Never heard of it. Over $400 less for, from what I could tell, comparable insurance (home insurance policy). Would anyone who is knowledgeable want to compare the policies to see if they are truly comparable?

Are they trustworthy?

Offline ttn

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Re: Renters Insurance Question
« Reply #29 on: November 15, 2017, 02:06:03 PM »
I have the same question . I Would love to use them just want to hear anyone with experience of making a claim if they paid out without any issues?