I wasn't sure where to put this as I was not the one renting a car. The guy renting the car was the one who hit my car.
Basically, my wife was out driving our van and she took a right turn and some guy tried to squeeze by next to her on her right and didn't make it and they traded paint. She exchanged information with him and he said to her, "Don't worry. It's a rental. I have insurance." I called my insurance broker (not company) that very day and they said do nothing, just wait. That was 2 months ago.
So today I get a letter in the mail from Enterprise. It's addressed to me, not to my wife. It says:
Dear Sir/Madam:
This letter is in reference to the above captioned claim wherein you were involved in an accident with our vehicle. After careful review of the facts of this loss, our initial investigation has determined that you may be negligent and therefor responsible for our damages.
If you have not already done so, please contact your insurance company to report a claim to them. Once reported, please contact us to provide your claim information.
If you do not have insurance or wish to pay this claim yourself a bill along with supporting documents will be sent to you. If you have any questions, blah, blah. blah.
I called my insurance broker (not company) and they said that if I wasn't at fault why would I open a claim.
Personally, I think they are just fishing for easy money. Plus, what kind of chutzpah is that for them to tell me to make a claim? That's none of their business. I am tempted to either throw it away or send them a letter from a lawyer saying that they should take me to small claims court.
Any advice?