I have a Barclaycard Arrival Plus World Elite Mastercard. received the bonus of 70,000 points and used it already. the yearly fee is coming up soon. however, I don't really use it anymore. I called them to try to downgrade to a different card and they checked my account and said that card can't be downgraded. (basically they only allow downgrading on a case by case basis)
does anyone have any options to avoid the annual fee? and if not, is it worth it to keep it open? thanks