MOD PLEASE delete thread, let's try keep things legal
+1 this is illegal
What exactly is illegal here?
When you go to USAA to open a bank account, they ask if you are a former or current member of the military, or a close relative of one.
I answered no, and I still was able to open an account, so I don't see how that is illegal.
As for the car rental codes, they sent it to me in the envelope with one of my recent statements. True, they may not want me using it, but if I get sent the code, even if it says for USAA members, I can't see this as so wrong; maybe a "member" means just a bank account...