Hi. What is the best credit card to use to get Primary Insurance on a Rental? I have MB Platinum, Business Platinum, Starwood, Citi TY, Lufthansa, Chase Freedom, and Sapphire WMCThanks!
Assuming your living in the US and renting in the US: UMPE.
I could not find a thread regarding domestic rentals. Sorry.Does the Sapphire WMC cover primary?
Being that you don't have the United card then add the premium car rental insurance to one of your amex cards, it's about $25 per rental and gives great coverage.But why the new thread?
So the United card gives for free what Amex gives for $25?
Almost.CMIIW but the amex gives a higher amount of coverage and covers medical and theft. Also a pleasure to deal with
If I used a very free day coupon and only charged the additional fees and taxes to my umpe card will I still get the coverage? Rental insurance was declined
FTFY
Almost.CMIIR but the amex gives a higher amount of coverage and covers medical and theft. Also a pleasure to deal with
I'm new to renting cars.Which card is better for rentals in US, Amex Blue or United Explorer?AFAIK the United is Primary while the Amex is Secondary. So United seems better. Am I missing something here? Does Amex cover anything better or should I not even consider it and just stick to the United card?Everyone I know (not on DDF) swears by using Amex for rentals, are they wrong?
No.
So how do I go about the free rental coupon and insurance?
If you get in an accident just have them delete all coupons from the res.
Easier said than done thanks Dan!
IMO (although i never tried it) if anything were to happen to the vehicle, you can always say you dont have the coupon or keep it for an xtra hour and then you'll be charged for part of the rental and not only taxes and fees.CMIIW.