Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2441904 times)

Offline noturbizniss

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Re: Chase Reconsideration
« Reply #7100 on: January 11, 2015, 07:13:13 AM »
OK thanks for the advice.
How long will it take till it shows on the report if it was another pull?
Also in that case that there is a chance I get another pull should I still fight for the remaining card? Or should I let it go?
If your in NY it should be in your experian report the next day
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline eli.f

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Re: Chase Reconsideration
« Reply #7101 on: January 11, 2015, 07:37:45 AM »
If your in NY it should be in your experian report the next day
IME, EX and TU show immediately (literally).EQ takes a day.

Offline MoMD

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Re: Chase Reconsideration
« Reply #7102 on: January 11, 2015, 10:06:18 AM »
Have you applied/approved for chase cards in the last few months ?

So i actually got approved via email for the Ink CASH but declined by mail for sapphire and freedom.  Is the best way to approach this by calling them or stopping by my local branch...

I really use them for most things: mortgage, checking, etc..

Online avromie7

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Re: Chase Reconsideration
« Reply #7103 on: January 11, 2015, 10:08:39 AM »
So i actually got approved via email for the Ink CASH but declined by mail for sapphire and freedom.  Is the best way to approach this by calling them or stopping by my local branch...

I really use them for most things: mortgage, checking, etc..
Unless you have over 10k in chase account going into the branch won't do anything for you
I wonder what people who type "u" instead of "you" do with all their free time.

Offline MoMD

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Re: Chase Reconsideration
« Reply #7104 on: January 11, 2015, 10:18:40 AM »
Unless you have over 10k in chase account going into the branch won't do anything for you

I do...

Online TimT

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Re: Chase Reconsideration
« Reply #7105 on: January 11, 2015, 10:40:36 AM »
I do...
Then try that.
Unless you have over 10k in chase account going into the branch won't do anything for you
Would a rep ever try to get 2 approved or is it 1 at a time with them as well ?

Offline eli.f

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Re: Chase Reconsideration
« Reply #7106 on: January 11, 2015, 11:26:21 AM »
Would a rep ever try to get 2 approved or is it 1 at a time with them as well ?
Its hapenned, but its not common.

Offline Yaalili

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Re: Chase Reconsideration
« Reply #7107 on: January 11, 2015, 11:30:55 AM »
Would a rep ever try to get 2 approved or is it 1 at a time with them as well ?

Rep did that for me a couple of months ago.

Offline MoMD

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Re: Chase Reconsideration
« Reply #7108 on: January 11, 2015, 11:40:43 AM »
Rep did that for me a couple of months ago.

Is it better in person in the branch or over the phone?

Online TimT

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Re: Chase Reconsideration
« Reply #7109 on: January 11, 2015, 11:49:24 AM »
Is it better in person in the branch or over the phone?
If you have lots of money by them & you have a business relation with the reps, in branch they would probably try to help you more than on phone where they don't know you.

Offline Yaalili

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Re: Chase Reconsideration
« Reply #7110 on: January 11, 2015, 11:50:07 AM »
Is it better in person in the branch or over the phone?

For me it was over the phone.

Offline MoMD

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Re: Chase Reconsideration
« Reply #7111 on: January 11, 2015, 12:01:13 PM »
If you have lots of money by them & you have a business relation with the reps, in branch they would probably try to help you more than on phone where they don't know you.

Thanks. I don't go to the branch often but I am gonna try it...

Online TimT

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Re: Chase Reconsideration
« Reply #7112 on: January 11, 2015, 12:04:35 PM »
Thanks. I don't go to the branch often but I am gonna try it...
Good luck. Do you have a rep that you interact with all the time or that knows you ?

Offline MoMD

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Re: Chase Reconsideration
« Reply #7113 on: January 11, 2015, 12:39:24 PM »
Good luck. Do you have a rep that you interact with all the time or that knows you ?

In mortgages....will try that route first and explain my changing business, travel, always paying on time, benefit of different awards on different CCs (especially travel insurance...) etc,

 :)

Offline Shneur

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Re: Chase Reconsideration
« Reply #7114 on: January 12, 2015, 06:33:25 PM »
I just applied for 3 Chase cards with an aap-o-rama method, the other one (US airways Barclays) I was approved for instantly. But all the 3 Chase cards (freedom, SP, BA) I got a message that it's under review.
I called the Chase reconsideration today to see exactly what the status is, and was told being that I only have a credit line for 7 months, although my score was 740 something, they can't approve it for me.
Does HUCA help in such a situation, doesn't the next rep see that I just called and got that answer? Any ideas?
Thanks for your time and patience for a newbie!

Offline eli.f

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Re: Chase Reconsideration
« Reply #7115 on: January 12, 2015, 06:38:02 PM »
I just applied for 3 Chase cards with an aap-o-rama method, the other one (US airways Barclays) I was approved for instantly. But all the 3 Chase cards (freedom, SP, BA) I got a message that it's under review.
I called the Chase reconsideration today to see exactly what the status is, and was told being that I only have a credit line for 7 months, although my score was 740 something, they can't approve it for me.
Does HUCA help in such a situation, doesn't the next rep see that I just called and got that answer? Any ideas?
Thanks for your time and patience for a newbie!
HUCA will help. The 1st few calls the reps won't mind the other calls.
Have credit to move? If not, it's much harder.

Online avromie7

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Re: Chase Reconsideration
« Reply #7116 on: January 12, 2015, 06:39:09 PM »
I just applied for 3 Chase cards with an aap-o-rama method, the other one (US airways Barclays) I was approved for instantly. But all the 3 Chase cards (freedom, SP, BA) I got a message that it's under review.
I called the Chase reconsideration today to see exactly what the status is, and was told being that I only have a credit line for 7 months, although my score was 740 something, they can't approve it for me.
Does HUCA help in such a situation, doesn't the next rep see that I just called and got that answer? Any ideas?
Thanks for your time and patience for a newbie!
your best bet is freedom and if you HUCA enough times and push for even a small limit you should be able to get it after you finish with that you can try the BA but the SP is a lost cause being that it has a 5k minimum
when i applied for freedom and SP after having 10 or 11 months of credit i got 4500 on freedom and even after about 15 HUCA's and SM i couldn't get the SP approved even if i were to move the entire limit from freedom they wouldn't give me the extra 500
I wonder what people who type "u" instead of "you" do with all their free time.

Offline Shneur

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Re: Chase Reconsideration
« Reply #7117 on: January 12, 2015, 06:40:10 PM »
I have 3300 with capital one. Does that help?

Online avromie7

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Re: Chase Reconsideration
« Reply #7118 on: January 12, 2015, 06:42:05 PM »
I have 3300 with capital one. Does that help?
they usually compare to other banks so that much credit you should be able to get
I wonder what people who type "u" instead of "you" do with all their free time.

Offline gtyossi

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Re: Chase Reconsideration
« Reply #7119 on: January 14, 2015, 09:18:04 AM »
The Kochos of a HUCA. I applied with a 3BM for the personal Hyatt, Business United Explorer and Business Marriott Rewards. First rep took almost an hour to go through more questions that an FBI investigation. In the end he declined all 3 cards and gave rambling reasons as to why. HUCA'd 3 hours later and within 20 minutes had all 3 approved with no major questions other than some basic security questions and some business questions.

Kochos of the HUCA