Tell it to the banks.
i agree i dont get it either.
is cycling a huge trigger for shut downs?
i have a 7 amex cards that ive spent close to 300k this year. been cycling a little each month, maybe 1 or 2 times on like 1 or 2 cards. nothing crazy. you think that's an issue?
they claim im a "valued customer" i guess you are until they hit you over the head with a sledgehammer and its lights out for you!
my reserve delta card, i want to make platinum so i spent like $40,000 in 2 months and orig it got reviewed for gaming the system, even though no pop up and miles posted to my statement first two months. now they promised me my on chat that my miles was in transfer as of yesterday. then it still didnt post so i chatted gain and they finally told me on aug 27 my account was into yet another review to see if all myb purchases in the promo period was legit (they are). and that itll take another 6-8 weeks..very frustrating. its been 2 months and i havent gotten neither the 75k bonus,10k mqm bonus nor the 15k mqm boost. also i didnt get the 40k miles or so that i actually earned on spend.
you think is should be worried on that review to see if my purchases was legit? they were, im just thinking i did so much spending in such a small period of time.
amex has become so strict its not even funny.