AFAF I am looking to get a balance transfer card.
The card application page allows you to request a balance transfer during application process. Is there any reason not to do this? What if you request an amount higher than the credit limit they want to give you? Will they decline or just do a smaller transfer?
(I am going with Bank Americard. The balance is with Amex so I can't do Everyday and I am not sure I should do a Chase app with high revolving balance.)