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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
People here want to help, so just have some patience, follow the tips below and hopefully someone will help you when they have a chance.

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Author Topic: Questions and Help for BEGINNERS!  (Read 1791078 times)

Offline ckmk47

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Re: Questions and Help for BEGINNERS!
« Reply #2940 on: November 05, 2014, 11:52:05 AM »
Quote from: Tzvi s on November 05, 2014, 02:03:32 AM
I'm spending 8000 paying it back up to  328 then letting statement close then paying it
Constantly double dipping the same credit line, may cause amex to look unfavorably upon your account.  I think it's been know to cause Chase to do a A/A.  Is this a trigger for Amex to do a F/R?
Perhaps you should ask for a CL increase.
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Offline username

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Re: Questions and Help for BEGINNERS!
« Reply #2941 on: November 05, 2014, 12:09:43 PM »
If i am entirely accurate with the info on my applications, and can prove it, do i need to be afraid of A/A or F/R?
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #2942 on: November 05, 2014, 12:11:08 PM »
Quote from: username on November 05, 2014, 12:09:43 PM
If i am entirely accurate with the info on my applications, and can prove it, do i need to be afraid of A/A or F/R?
You should be fine on an FR if you have tax documents to send in if they ask.
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Offline Marco Polo

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Re: Questions and Help for BEGINNERS!
« Reply #2943 on: November 05, 2014, 12:11:58 PM »
Quote from: username on November 05, 2014, 12:09:43 PM
If i am entirely accurate with the info on my applications, and can prove it, do i need to be afraid of A/A or F/R?
It can happen, but if you have documentation, you should not have any issues passing it.
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Quaerite et Invenietis.

Offline MeirS

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Re: Questions and Help for BEGINNERS!
« Reply #2944 on: November 05, 2014, 09:21:00 PM »
Quote from: username on November 05, 2014, 12:09:43 PM
If i am entirely accurate with the info on my applications, and can prove it, do i need to be afraid of A/A or F/R?
They say that if you pass an A/A or an FR, your credibility is much stronger.
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Offline etech0

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Re: Questions and Help for BEGINNERS!
« Reply #2945 on: November 05, 2014, 10:30:39 PM »
Quote from: MeirS on November 05, 2014, 09:21:00 PM
They say that if you pass an A/A or an FR, your credibility is much stronger.
What's involved in passing an A/A?
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Offline ChaimMoskowitz

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Re: Questions and Help for BEGINNERS!
« Reply #2946 on: November 06, 2014, 12:58:05 AM »
Quote from: username on November 05, 2014, 12:09:43 PM
If i am entirely accurate with the info on my applications, and can prove it, do i need to be afraid of A/A or F/R?
AA is very different than a FR. AA most of the time results in shutdowns and has nothing to do with your app.
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Offline Hershelsdeals

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Re: Questions and Help for BEGINNERS!
« Reply #2947 on: November 06, 2014, 09:34:31 AM »
Quote from: TimT on November 04, 2014, 11:40:40 PM
You're fine.
I thought that it's okay to max out your credit line with a business card?
Quote from: Tzvi s on November 04, 2014, 11:38:41 PM
Hi I have an ink plus with 5000 limit if I let my statement close with 328 and then pay it will that affect my business credit score?
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Offline Hershelsdeals

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Re: Questions and Help for BEGINNERS!
« Reply #2948 on: November 06, 2014, 10:05:25 AM »
Is there a way to change my DDF username?
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #2949 on: November 06, 2014, 10:41:01 AM »
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Offline Hershelsdeals

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Re: Questions and Help for BEGINNERS!
« Reply #2950 on: November 06, 2014, 10:46:26 AM »
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #2951 on: November 06, 2014, 10:47:56 AM »
Quote from: Hershelsdeals on November 06, 2014, 10:46:26 AM
So here comes the next question, how do I reach out to a mod?
PM ?
« Last Edit: November 06, 2014, 10:55:32 AM by TimT »
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Offline Hershelsdeals

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Re: Questions and Help for BEGINNERS!
« Reply #2952 on: November 06, 2014, 10:48:41 AM »
Quote from: TimT on November 06, 2014, 10:47:56 AM
PM ?
So who is the Mod I need to PM?
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Offline Dr Moose

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Re: Questions and Help for BEGINNERS!
« Reply #2953 on: November 06, 2014, 10:50:15 AM »
Quote from: Hershelsdeals on November 06, 2014, 10:48:41 AM
So who is the Mod I need to PM?
I'd say start with Dan
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Offline Hershelsdeals

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Re: Questions and Help for BEGINNERS!
« Reply #2954 on: November 06, 2014, 10:50:59 AM »
Quote from: Dr Moose on November 06, 2014, 10:50:15 AM
I'd say start with Dan
But doesn´t officially ignore PM?
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #2955 on: November 06, 2014, 10:51:22 AM »
Quote from: Dr Moose on November 06, 2014, 10:50:15 AM
I'd say start with Dan
He says he doesn't answer PM's.
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #2956 on: November 06, 2014, 10:53:55 AM »
Quote from: Hershelsdeals on November 06, 2014, 10:48:41 AM
So who is the Mod I need to PM?
Maybe jj1000, or chaikel
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Offline Hershelsdeals

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Re: Questions and Help for BEGINNERS!
« Reply #2957 on: November 06, 2014, 10:54:21 AM »
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #2958 on: November 06, 2014, 10:55:11 AM »
Quote from: Hershelsdeals on November 06, 2014, 10:54:21 AM
Thanks
Why change it ? We all know you by this one.
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Offline Hershelsdeals

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Re: Questions and Help for BEGINNERS!
« Reply #2959 on: November 06, 2014, 10:58:14 AM »
Quote from: TimT on November 06, 2014, 10:55:11 AM
Why change it ? We all know you by this one.
You have a point, but if I keep my profile picture and I keep my name just change the username, it might not make so much of a difference
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