HELP! 4BM for Chase cards didn't work and I think I'm in trouble!

[newdanfan]

I did a 4BM last night for Chase cards: Sapphire, Southwest, Hyatt, and Ink.

I got instantly approved for Sapphire and the rest required time before decision. 

Today I called the Ink reconsideration and got that approved as well.  When I called reconsideration for the other 2 personal cards, I was told 2 things:

1) Only 2 cards can be approved within 30 days, so my other cards will not be approved.
2) 4 credit hits were done for each card individually.

Are either of these really true?  I really hope that I didn't take throw my amazing credit score in the garbage?  How can I check my credit score for free and when will these credit hits appear on my credit?

[AJK]

1) It's a "rule" but can be overcome.
2) 4x4? Or 4x1? If the latter, definitely possible. The former didn't happen.

Citi Identity Monitor.

[Yaalili]

2) 4x4? Or 4x1? If the latter, definitely possible. The former didn't happen.

He probably means 4 all together, not 16 hits.

[AJK]

He probably means 4 all together, not 16 hits.

As I suspected, but his words indicate otherwise.

[nutcase]

hi I did a 3bm beginning of week called up next day all cards declined because to many applications. pushed 1st card through the next night pushed second card through. now I just called and was told 3 card no go even to shuffle credit because 2 cards approved in 30 days... (I tried huca but same rep. answered before I spoke I hu) what do you guys suggest now??

[MEIR613]

hi I did a 3bm beginning of week called up next day all cards declined because to many applications. pushed 1st card through the next night pushed second card through. now I just called and was told 3 card no go even to shuffle credit because 2 cards approved in 30 days... (I tried huca but same rep. answered before I spoke I hu) what do you guys suggest now??

HUCA HUCA. Dont give up

[nutcase]

I just huca and got the 3rd card approved(had to shuffle credit seems like my business ink card goes into my overall chase credit lines) I am a newbie with 3bm thanks for the chizuk!

HUCA HUCA. Dont give up

[newdanfan]

He probably means 4 all together, not 16 hits.

As I suspected, but his words indicate otherwise.

I should have inserted a comma and clarified: 4 credit hits were done, 1 for each card individually.

Is that really possible?  I thought Dan's whole point is to get 1 credit check for all 4 cards.  Isn't that the point of a 4bm?

[nutcase]

I should have inserted a comma and clarified: 4 credit hits were done, 1 for each card individually.

Is that really possible?  I thought Dan's whole point is to get 1 credit check for all 4 cards.  Isn't that the point of a 4bm?

first of all you should have got 2 hits because 1 card is a business card the others are personal.
2. calm down the most over rated thing is inquiries on your cr having 3 new cards with new cl on your cr helps your score more then 3 inq.(business card not gona help because dosn't report)
3. there are options to remove inq. from your report......need I say more

[AJK]

I should have inserted a comma and clarified: 4 credit hits were done, 1 for each card individually.

Is that really possible?  I thought Dan's whole point is to get 1 credit check for all 4 cards.  Isn't that the point of a 4bm?

No guarantees with that method. But check your CR to confirm before worrying.