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Author Topic: Mazel Tov! To credit expert mendelssohn on closing for new house  (Read 2195 times)

Offline Marko Rubio

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Mazel Tov! To credit expert mendelssohn on closing for new house
« on: December 23, 2015, 09:00:11 PM »
Mendelssohn just closed on a new house, Mazel tov, And thanks for all knowledge and help you contributed here on DDF!
« Last Edit: December 23, 2015, 09:32:43 PM by Marko Rubio »
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Offline Venilla

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #1 on: December 23, 2015, 09:12:00 PM »
Congrats! and thanks for...
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Offline ydf

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #2 on: December 23, 2015, 09:16:32 PM »
congrats! Enjoy it! And thanks for all credit advice you gave us here
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Offline Baruch

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #3 on: December 23, 2015, 10:02:21 PM »
whos mendelsohn?
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Offline TimT

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #4 on: December 23, 2015, 10:09:06 PM »
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Offline Baruch

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #5 on: December 23, 2015, 10:21:19 PM »
Quote from: TimT on December 23, 2015, 10:09:06 PM
Him
Wow! I never looked at the credit score thread. Is he some type of credit guru?
Man, am I gonna be up late tonight reading thru his posts.
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Offline yakrot

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #6 on: December 23, 2015, 10:26:39 PM »

Quote from: Baruch on December 23, 2015, 10:21:19 PM
Wow! I never looked at the credit score thread. Is he some type of credit guru?
Man, am I gonna be up late tonight reading thru his posts.
hes came here from creditboards.com he's seemingly quite knowledgable in all areas credit score related
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Offline Baruch

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #7 on: December 23, 2015, 11:09:56 PM »
Quote from: Baruch on December 23, 2015, 10:21:19 PM
Wow! I never looked at the credit score thread. Is he some type of credit guru?
Man, am I gonna be up late tonight reading thru his posts.
Ok. I spent the last 50 minutes reading up. I just have 1 question. What's the $2 trick?
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Offline David Smith

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #8 on: December 23, 2015, 11:12:38 PM »
This is old news. You guys gotta check out CB more. :)
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Offline Venilla

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #9 on: December 23, 2015, 11:20:34 PM »
Quote from: David Smith on December 23, 2015, 11:12:38 PM
This is old news. You guys gotta check out CB more. :)
I've been on CB for 6 months, I find it messy, IMO on DDF it's much easier to find what I'm looking for.
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Offline David Smith

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #10 on: December 23, 2015, 11:23:23 PM »
Quote from: Venilla on December 23, 2015, 11:20:34 PM
I've been on CB for 6 months, I find it messy, IMO on DDF it's much easier to find what I'm looking for.
+1. I can't stand the new thread for everything format. I like the master thread, wiki, and conversation format much better.
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Offline ckmk47

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #11 on: December 23, 2015, 11:30:28 PM »
Quote from: Baruch on December 23, 2015, 11:09:56 PM
Ok. I spent the last 50 minutes reading up. I just have 1 question. What's the $2 trick?
Pay most of the 'current balance' each month before the statement closes.
So the balance reported to the credit agencies is '$2'.  Keeps the credit utilization low, and that's 30% of the score.
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Offline Baruch

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #12 on: December 23, 2015, 11:37:46 PM »
Why leave $2?
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Offline David Smith

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #13 on: December 23, 2015, 11:40:14 PM »
Quote from: Baruch on December 23, 2015, 11:37:46 PM
Why leave $2?
To show activity. Having no activity can doesn't prove credit history.
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Offline Centro

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Re: Mazel Tov! To credit expert mendelssohn on closing for new house
« Reply #14 on: December 23, 2015, 11:47:19 PM »
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