Thanks for the PM, haven't read this thread since I updated the wiki. When I said that when you are opening a new card, the AU doesn't get a hard pull, I meant that the primary obviously does get one because it's their new cc app! I will update the wiki to make it a bit more clear. You should also feel free to clarify wikis that you don't think are clear. I feel like most people are scared to change wikis, but if it's not clear or accurate, it doesn't help anyone.
ETA: Just updated it. Hope it's easier to understand.