Just received this email from PayPal
Cash Back rewards changes as of February 1, 2016.
Maxie m,
We want to let you know about changes we are making to our PayPal Business Debit MasterCard® rewards program, in order to be in accordance with the existing PayPal Business Debit MasterCard Cardholder Agreement. Starting February 1, 2016, your cash back rebate payout, if any, will change in accordance with the program’s existing terms and conditions to reflect these adjustments.
As of February 1, 2016:
We’ve updated rewards program disbursements to conform to the existing Cardholder Agreement:
We will discontinue paying cash back rebates on PIN-less debit purchases, and
We will discontinue paying cash back rebates for any month if the calculated cash back payout is less than $1.00 USD
You can reference the existing PayPal Business Debit MasterCard Cardholder Agreement at
https://www.paypal.com/us/webapps/mpp/ua/debitcard-full . Section 8-b-ii-3 (p.4) covers the exclusion of PIN-less debit transactions and Section 8-c (p.4) explains the minimum $1.00 payout requirement.
Remember, most signature transactions made without using your PIN do qualify for the cash back rebate. (Transactions where you use your PIN and PIN-less debit transactions are not eligible.) When you’re buying groceries, dining out, shopping at a merchant, or otherwise using the card, ask the merchant (or make the choice yourself on the terminal) to run your card as a credit transaction and be sure to sign the receipt.
Please be advised that some merchants may elect to process your transaction as a PIN-less debit transaction without offering you other options. In this case, the transaction is not eligible for cash back rebate.
Everything else remains the same.
All existing terms, conditions and benefits of your card will continue as they are today. Please keep a copy of this message with the other details about your card.
We’re here if you have questions.
As always, please contact us if you have questions about this change or other matters related to your card. You can click here, use the Contact link on any
www.PayPal.com page or call us toll-free at 866.888.6080.
Thanks again for your continued loyalty to our rewards program.
The PayPal Business Debit MasterCard Team