Non-Obvious Halachic Points that might be Very Relevant (please do not clutter)

[aygart]

Discussing halacha is informative and fun, but some people are way too quick to post statements and pskei dinim, as opposed to svaros and named shitos.

Eg, writing a svarah to make or not make a bracha on LEDs is informative. Writing what your rav told you or what a certain rav says in his shut may be interesting.

Blithely writing that one way or the other is the halachic fact, is not helpful.

Nobody is forcing you to follow them

[mevinyavin]

Lmaan haemes, it is less helpful to write statements of psak when the poskim argue both ways straight down to modern-day poskim on both sides, but posters are not always aware that there is another side to the psak they saw/received.
Still, when there is a clear yesh al mi lismoch on both sides, it seems strange to get worked up over it...

[SuperFlyer]

Guys, I try to avoid clutter here.

If you want to discuss, at least put a one line "tachles" in the Wiki.

e.g. Lighting an electrical Shabbos candle (with or without Bracha), ask your rabbi

[Gvann]

Also, it can helpfully incite others to post the opposite views, which adds more fun

from the river to sea...

[imayid2]

from the river to sea...

…this thread will not be clutter free

[SuperFlyer]

If buying by a fellow jew, but you pay a bit more than the regular price, because you can drag out the payment = Ribbis.

[jye]

If buying by a fellow jew, but you pay a bit more than the regular price, because you can drag out the payment = Ribbis.

Only if two payment option and price points are specified or obvious.

[Ver hut gazugt]

If you give out your credit card to someone else for help with point or any other reason and the person pays you late, he cannot pay you the late fees and interest.

[jye]

On that note, you cannot put your house on someone else’s name and pay the mortgage that he officially took out on the home unless you draw up a heter iska from the very beginning of the mortgage. It is considered like you have a separate loan arrangement with him and are paying him ribbis.

[aygart]

If you give out your credit card to someone else for help with point or any other reason and the person pays you late, he cannot pay you the late fees and interest.

The late fees should be okay in most cases since a yid can also have late fees.

[aygart]

On that note, you cannot put your house on someone else’s name and pay the mortgage that he officially took out on the home unless you draw up a heter iska from the very beginning of the mortgage. It is considered like you have a separate loan arrangement with him and are paying him ribbis.

There are a number of ways around it and it only becomes an issue after the entire principal amount is paid

[jye]

There are a number of ways around it and it only becomes an issue after the entire principal amount is paid

If principle and interest is specified it’s תלוי במחלוקת

[jye]

The late fees should be okay in most cases since a yid can also have late fees.

We pasken a yid can only have even a one time  late fee on a schirus not a halva’ah

[aygart]

If principle and interest is specified it’s תלוי במחלוקת

if specified in an agreement between the person whose name it is in and the actual buyer.,

[ushdadude]

If buying by a fellow jew, but you pay a bit more than the regular price, because you can drag out the payment = Ribbis.

for example, credit card VS cash pricing.

[aygart]

for example, credit card VS cash pricing.

Not really because you are not borrowing from the Yid in that case.

[ushdadude]

Not really because you are not borrowing from the Yid in that case.

yes you are...unless the credit card company transfers the money instantly to the vendor...which doesn't happen

[aygart]

yes you are...unless the credit card company transfers the money instantly to the vendor...which doesn't happen

That is not what you are paying for and the fee would be there even if they would transfer instantly.

[ushdadude]

That is not what you are paying for and the fee would be there even if they would transfer instantly.

bottom line...you're paying more for a product because you don't have to lay out the cash now. (this isn't my chidush. it's the first chapter of Rabbi Reisman's ribbis sefer)


to clarify, if they charged exactly what their processing fee is, it wouldn't be a problem. the problem is when they charge more than what it actually costs them.

[aygart]

bottom line...you're paying more for a product because you don't have to lay out the cash now. (this isn't my chidush. it's the first chapter of Rabbi Reisman's ribbis sefer)

This is not how I came out and a number of local poskim agreed with me