how many hard inquiries did you get for the trifecta?
I went and checking my credit monitoring especially for you, I got one pull on Equifax, but
YMMV (especially if you live in an area where Citi consumer and Citi business pull from different bureaus , then you're
likely to get two pulls IMHO).
looks like ashero is the only successful 75k churn reported
I don't think so, lots of reports on FT.