My 85k points are pending (10k spend + 75k bonus). Do I need to wait until they actually post before doing the upgrade to Plat or can I go ahead now? I have no idea how long points take to post once they are pending. I thought they would post after my statement cut but they didn't yet.
Being from the Chase
cheder we expect points to post right away, but Amex works differently.
I was in the same boat, here is what I did. I applied for the 50K offer, did over 5K in spending, upgraded to plat in that month before the statement even closed. Statement closed, I had 75K pending plus the 6K in spending. Paid online waited until the next day when payment showed online (my experience shows that Amex systems update noon time). Called Amex that I need them to release the points, I now have 82K available points (had some shipping bonuses in my charges), and I also told them that I want United as my airline, will wait for the $200 credit, and I will revert back to gold.