Author Topic: Misc Credit Card Questions (Read 1927232 times)

bb1836 · « **Reply #7980 on:** July 17, 2018, 07:31:11 PM »

Quote from: bb1836 on July 16, 2018, 03:32:26 PM

Post for a relative:

Should I sell spg points before or after August 1st? Obvs intending to get the best rate

Bump

davidrotts63 · « **Reply #7981 on:** July 17, 2018, 07:37:48 PM »

Quote from: bb1836 on July 17, 2018, 07:31:11 PM

Bump

IMO ASAP

IGBES · « **Reply #7982 on:** July 17, 2018, 07:43:49 PM »

Looking for some advice from the pros: I have a large business-related charge - 6 figures! - that I must put on a card for Omni Hotels, what would be the best card to put it on?

davidrotts63 · « **Reply #7983 on:** July 17, 2018, 07:45:47 PM »

Quote from: IGBES on July 17, 2018, 07:43:49 PM

Looking for some advice from the pros: I have a large charge - 6 figures - that I must put on a card for Omni Hotels, what would be the best card to put it on?

First if you can split it up, use up as many Amex offers as you can.

IGBES · « **Reply #7984 on:** July 17, 2018, 07:50:28 PM »

Quote from: davidrotts63 on July 17, 2018, 07:45:47 PM

First if you can split it up, use up as many Amex offers as you can.

I can't split it up into such small payments

g8trgr8t · « **Reply #7985 on:** July 18, 2018, 11:27:10 AM »

Quote from: IGBES on July 17, 2018, 07:50:28 PM

I can't split it up into such small payments

I would go with the SPG card then if I didn't have a card that I was working on minimum spend for but that is based on my personal travel goals. If you have time to get a new card the British Airways card or the Hyatt card may be ones to consider for the companion pass or for the status with Hyatt.

davidrotts63 · « **Reply #7986 on:** July 18, 2018, 12:14:21 PM »

Lol. How many cards do you have that can swipe 6 figures?

ludmila · « **Reply #7987 on:** July 18, 2018, 03:29:39 PM »

Quote from: davidrotts63 on July 18, 2018, 12:14:21 PM

Lol. How many cards do you have that can swipe 6 figures?

+1, but sometimes they allow it if you have been with them for a long time with good history, 3 years ago, for business, they approved a charge of $125000 on my Amex Business Platinum.

as2 · « **Reply #7988 on:** July 18, 2018, 06:42:06 PM »

Quote from: davidrotts63 on July 18, 2018, 12:14:21 PM

Lol. How many cards do you have that can swipe 6 figures?

2

PillanSmye · « **Reply #7989 on:** July 18, 2018, 10:48:22 PM »

Quote from: g8trgr8t on July 18, 2018, 11:27:10 AM

I would go with the SPG card then if I didn't have a card that I was working on minimum spend for but that is based on my personal travel goals. If you have time to get a new card the British Airways card or the Hyatt card may be ones to consider for the companion pass or for the status with Hyatt.

Even then, you'd have to overclock an AMEX revolver. I've never seen an AMEX revolver with over a $99K limit.

PillanSmye · « **Reply #7990 on:** July 18, 2018, 10:50:13 PM »

Quote from: IGBES on July 17, 2018, 07:50:28 PM

I can't split it up into such small payments

How many payments CAN you split it into?

Otherwise put it on an AMEX Biz Plat.

Boondocks · « **Reply #7991 on:** July 22, 2018, 11:52:06 PM »

I applied for barclay card and when I called up they said that I need to mail in a copy of my ss card,drivers liscense and a utility bill is this normal? And woyld you send it in

mmgfarb · « **Reply #7992 on:** July 23, 2018, 02:07:46 AM »

Quote from: Boondocks on July 22, 2018, 11:52:06 PM

I applied for barclay card and when I called up they said that I need to mail in a copy of my ss card,drivers liscense and a utility bill is this normal? And woyld you send it in

Yes, it's their identity verification.

puddles · « **Reply #7993 on:** July 24, 2018, 11:01:54 AM »

I was just approved for a Citi Cashback card. This is my first Citi card as all my other spending goes on multiple amex or chase cards. Credit limits on those cards ranges from 35-70K and FICO is roughly 800.
Citi approved me for $3,000 spending which does nothing for me. Is there a way for me to get a credit increase right away? Any experience with this?

@Yehuda · « **Reply #7994 on:** July 24, 2018, 04:56:12 PM »

Can you get approved for a Chase card that you got the bonus on within the past 24 months (it's not currently open)?

chinagel · « **Reply #7995 on:** July 24, 2018, 07:19:52 PM »

Quote from: [member=145]yehuda[/member] on July 24, 2018, 04:56:12 PM

Can you get approved for a Chase card that you got the bonus on within the past 24 months (it's not currently open)?

IME they wont approve you

@Yehuda · « **Reply #7996 on:** July 24, 2018, 11:00:39 PM »

Quote from: chinagel on July 24, 2018, 07:19:52 PM

IME they wont approve you

Ty

Saver · « **Reply #7997 on:** July 25, 2018, 07:03:19 PM »

I am wondering if anyone can tell me which credit card to take with us to Russia and Belarus that doesnt charge foreign exchange rate fees?

ludmila · « **Reply #7998 on:** July 26, 2018, 12:59:09 AM »

Quote from: Saver on July 25, 2018, 07:03:19 PM

I am wondering if anyone can tell me which credit card to take with us to Russia and Belarus that doesnt charge foreign exchange rate fees?

I take an Amex Platinum and back it up with any Visa or MC that does not charge FTF.

meme · « **Reply #7999 on:** July 27, 2018, 02:43:48 PM »

Topic Wiki

Author Topic: Misc Credit Card Questions (Read 1927232 times)