GENERAL LEGAL NOTICE
The following legal notices are the result of discussions by United Refuah HealthShare℠ or other healthcare sharing ministries with various state regulators and are part of an effort to ensure that Sharing Members understand that United Refuah HealthShare℠ is not an insurance company and that it does not guarantee payment of medical costs. The purpose of our healthshare is to facilitate the person to person voluntary sharing of financial gifts between self-pay patients.
United Refuah HealthShare℠ program is not an insurance company nor are any of its programs offered through an insurance company. This program does not guarantee or promise that your medical bills will be paid or assigned to others for payment. Whether anyone chooses to pay your medical bills will be totally voluntary. As such, this program should not be considered as a substitute for an insurance policy. Whether you receive payments for medical expenses and regardless of this program continuing to operate, you will always be liable for any unpaid bills.
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Nebraska Revised Statute Chapter 44-311
IMPORTANT NOTICE. This organization is not an insurance company, and its product should never be considered insurance. If you join this organization instead of purchasing health insurance, you will be considered uninsured. By the terms of this agreement, whether anyone chooses to assist you with your medical bills as a participant of this organization will be totally voluntary, and neither the organization nor any participant can be compelled by law to contribute toward your medical bills. Regardless of whether you receive payment for medical expenses or whether this organization continues to operate, you are always personally responsible for the payment of your own medical bills. This organization is not regulated by the Nebraska Department of Insurance. You should review this organization’s guidelines carefully to be sure you understand any limitations that may affect your personal medical and financial needs.