I've read that if you have too much CL with chase it can be a red flag for an FR.
Is this true?
If I'm claiming to make 60K annual (which I can't actually back up as I'm a bochur) and they currently extend me $15,600 between all my cards is that a red flag? And if yes how should I go about lowering it?
The credit is divided as follows:
CSP 6,800
CFU 4,600
CFF 4,200