What baby step are you up to?
- $1,000 Rainy day fund
- Pay off all debt using the debt snowball
- 3 to 6 months of expenses in savings
- Invest 15% of household income into Roth IRAs and pre-tax retirement (401k Etc.)
- College /Simcha fund for children
- Pay off home early (prepay mortgage)
- Build wealth and give!