Author Topic: What's Your FICO Score? (Read 175643 times)

Freddie · « **Reply #240 on:** August 25, 2013, 02:05:52 AM »

Quote from: ayman on August 25, 2013, 02:02:27 AM

Citi offers you to create a Virtual Card Number to protect your actual cc #. Use this for merchants that you do not trust online or that you want the membership to expire after a set time w/o having to cancel by calling.
There is a thread that details it. I think its in a citi thread, its def in the wiki for the thread.

And you can use Citi's own virtual card number on the to churn IM? From the forest itself takke. Is this true?!

ayman · « **Reply #241 on:** August 25, 2013, 02:06:02 AM »

http://forums.dansdeals.com/index.php?topic=26240.msg563759#msg563759

ayman · « **Reply #242 on:** August 25, 2013, 02:07:29 AM »

Quote from: Freddie on August 25, 2013, 02:05:52 AM

And you can use Citi's own virtual card number on the to churn IM? From the forest itself takke. Is this true?!

Yes

Quote from: AJK on August 18, 2013, 11:42:21 PM

VCN saves the headache.

Freddie · « **Reply #243 on:** August 25, 2013, 02:12:38 AM »

AWESOME!!!!

stmark · « **Reply #244 on:** September 17, 2013, 11:52:17 AM »

If Transunion tells me they are sending me (via snail mail) a complimentary credit report will that also the credit score or just the basic account info?

TIA

SearchGuy · « **Reply #245 on:** September 17, 2013, 12:12:35 PM »

Ex 772

Myccrabbi · « **Reply #246 on:** September 17, 2013, 12:25:14 PM »

Quote from: Galitzyaner on August 12, 2013, 07:20:43 PM

How often can you get the free trial?

Thanks!

Just tried and they say I already have a account and that free trial up

ice man · « **Reply #247 on:** September 21, 2013, 10:14:24 PM »

Freddie · « **Reply #248 on:** November 10, 2013, 10:22:21 PM »

Quote from: Freddie on August 19, 2013, 04:04:47 PM

Okay, I just got Citi Identity Monitor.

Takke almost ALL my pulls are on Experian. Amex pulled from Experian and so did Chase (thank G-d for a successful 2bm and 3bm with them.) Only Barclay pulled from TU. (I am in Pennsylvania, BTW.)

What is interesting is a few things:

1) That my Citi IM FAKO score for Equifax is pretty close to the real FICO. They gave me a 785. My real score is 786.
2) The difference between my Equifax (786) where there was only one pull and my Experian (750) where there were 7 cc pulls is 36. 5 points a pull sounds right, no?

Six months into this hobby, here is the update. I know the Citi IM scores are FAKOs, nevertheless... Equifax went from 786 to 797, Experian went from 750 to 770.

IOW... in six months, I have kein ayn harah, amassed close to a half a million miles and my credit scores have all gone UP!

Thanks, Dan! And thanks to all of you who answer questions and give guidance so graciously.

Dan · « **Reply #249 on:** November 10, 2013, 10:50:25 PM »

Quote from: Freddie on November 10, 2013, 10:22:21 PM

I have kein ayn harah, amassed close to a half a million miles and my credit scores have all gone UP!

That's what the banks don't want you to know

Dave321 · « **Reply #250 on:** November 10, 2013, 11:09:15 PM »

Is there a way to check my score if I already used this free report?

(I am going for a car lease and want to see where im at)

TIA

A European · « **Reply #251 on:** December 11, 2013, 04:09:13 AM »

Quote from: A European on August 13, 2013, 02:21:23 PM

709 for wife

Now
776 !

CountValentine · « **Reply #252 on:** December 11, 2013, 04:37:34 AM »

Quote from: A European on December 11, 2013, 04:09:13 AM

Now
776 !

When it hits 800 sell sell sell.

A European · « **Reply #253 on:** December 11, 2013, 06:20:33 AM »

Quote from: CountValentine on December 11, 2013, 04:37:34 AM

When it hits 800 sell sell sell.

A Goishe cop!

compddd · « **Reply #254 on:** December 11, 2013, 11:00:42 AM »

773 from Barclay's FICO TU thing

jewdkoff · « **Reply #255 on:** December 11, 2013, 12:28:34 PM »

798 per MyFICO

Moishel · « **Reply #256 on:** December 11, 2013, 12:59:43 PM »

764, just did a 3BM a month ago.

Dave321 · « **Reply #257 on:** December 11, 2013, 05:01:07 PM »

Where can i check my transunion score for free?

mawmaw · « **Reply #258 on:** December 11, 2013, 10:53:28 PM »

free trial at myfico.com is dead? I can see only a trial for 4.95

smaxber · « **Reply #259 on:** December 11, 2013, 10:56:42 PM »

question: just saw my CR and someoen added me as an AU and are carrying a high balance...how does this affect MY CS?