I just opened up an account at Chase last week and applied for a Freedom card. I just graduated college and started working full time recently. I'm working at a Real Estate firm and I am getting paid a nice salary. This is going to be my first credit card. My banker that set up my account for me took care of the application for me. He got a call from the underwriter at Chase that they wanted a copy of my driver's license. My current mailing address, which I listed on my application, is not the same as the address listed on my license. I was told that everything is good on my application and they will give me the Freedom card if I can prove my current address. I had a few proofs of residency, including a bank statement from my other bank, but none of them was acceptable to them for some reason. Basically they want me to change the address on my license, which I just did online, but my new license is going to take 2 weeks to be received.
I'm slightly nervous that if I go back to them in 2 weeks with my proof of residency, they are going to be suspicious that it took me 2 weeks to come up with a proof of residency.
I'm thinking about just applying again online instead of through my banker. Are they going to ask me for any additional info or documentation if I apply online? I don't want to do anything stupid and have both my applications rejected. Any advice or thoughts would be appreciated. Thanks.
Also, is it normal for a credit card company to require a copy of my license or a proof of residency? Why would it concern them that my current mailing address is different than the address listed on my license? Seems kind of petty and ridiculous to me.
