I have citi so got equifax but need all 3
What's the cheapest way to get all three scores without a hard pull as I need to see for mortgage app purposes?
I got a letter in the mail from Bank of America that had my FICO score on it.1. Why? Why did they send this? Because I have cards with them? Because I recently applied for cards with them?2. The score was mid 700s. My score on Citi website is 824. What's up with that massive discrepancy?
BOFA gave ex-which has all your credit pulls, citi gave eq-which has none?
My pulls shlepped me down by almost 70 points? Really?
makes sense but it doesn't take too much time to go back
It makes no sense at all that pulls will do that (70 points). They are using different versions of FICO or something is different between the reports.
IYO what's the most EX should drop after 3 pulls from an AOR ?
http://www.dansdeals.com/archives/63229I thought Barclay and Discover use different scoring models??My scores from each of them are different by 24 points (Barclay is higher).
Were the updated same day or different days?
Anybody care to explain - I have many negative accounts but my scores seem to be highTU: 800 (from Barclay)Experian: 712 (chase app decline letter)Equifax: unsure
Have you seen your TU credit report recently?