So I have this co-worker who isn't as sharp as he thinks, and he has some brother-in-law who is a hard-core DDF type, like several hundred Amex and AU etc., and he posts all the good deals to their family whatsapp chat... so I have to hear my annoying co-worker tell me excitedly, "oh, you know you can spend 13 cents on Newegg and get $10 from Amex? This is so cool!" No. I am not an idiot. As if I haven't just spent the last half a day reading about this and doing this... a prime annoying example of a noob who does no work and just feeds off his BIL... drives me CRAZY!!!!!