AMEX AU without SSN/DOB

[Ddawg]

So is there anyway to add an AU without a social? and does placing an AU's social affect their credit in any way? positive or negative?

[sky121]

So is there anyway to add an AU without a social? and does placing an AU's social affect their credit in any way? positive or negative?

Sure call to add then and tell them you don't have the social right now. They'll send u card.

[Ddawg]

Sure call to add then and tell them you don't have the social right now. They'll send u card.

Ok thanks! does it affect the authorized users credit in any way?

[sky121]

Ok thanks! does it affect the authorized users credit in any way?

without giving ssn for sure not.

[KidOOO]

I got a letter requesting that info a few times, the first time i called amex to try to figure out why they need it and the rep told me to ignore the letter.

so thats what iv'e been doing since.. (first letter was over a year ago)

[AJK]

without giving ssn for sure not.

-1, not always true.

[sky121]

-1, not always true.

Really, in what situation would it?

[A European]

Really, in what situation would it?

if you live in the same address. From my experience .

[Yeki89]

if you live in the same address. From my experience .

+1, personal experience (chase and citi)

[sky121]

+1, personal experience (chase and citi)

Never noticed that. I'll look into it. Thanks!

[milechazzer]

I added a few Amex additional cardholders over the phone with a telephone rep, and provided birthdates for them (but not SS#s). Since then, I've been receiving a steady stream of emails and letters in the mail from Amex, notifying me that I need to provide them with the missing SS#s for the additional cardholders in my account.

If I don't provide Amex with this information (and I don't see any reason why I should), is there any additional action that I should expect from Amex, other than this continuing stream of annoying emails and letters? Will they ever stop asking me for this information? Is there anything else that they will do when they realize they're not getting any response?

Why does Amex even insist on this information, if I'm on the hook for my additional cardholders' charges anyway? Are they simply being opportunistic? I would think that they would have a pretty weak claim (for unpaid charges) against an additional cardholder anyway, considering that the additional cardholder never applied for the card, or explicity agreed to any terms.

[AJK]

With all due respect, someone who has been here for more than 2 years and with [more than 200] posts should know to search first.

Many people have gotten the notice; many ppl have ignored the notice; nothing has happened TTBOMK.

[milechazzer]

A bit harsh....

[yossi4k]

Seems like I'm being labeled with this for life

[AJK]

Nah... we all make mistakes. S'all good in the hood.

[DansDealsLover]

@AJK,
So you suggest I just ignore the notices and continue to use the additioal card/account? I dont want to cause a FR. For next time, should I just give my spouses SS#? Does it cause a hard pull? If so, I'd rather use the credit pull for a 3BM for my spouse?
Any advice will be appreciated!

[MEIR613]

@AJK,
So you suggest I just ignore the notices and continue to use the additioal card/account? I dont want to cause a FR. For next time, should I just give my spouses SS#? Does it cause a hard pull? If so, I'd rather use the credit pull for a 3BM for my spouse?
Any advice will be appreciated!

I know I'm not AJK, but making someone an AU doesn't cause a hard pull on their CR.

[DansDealsLover]

So why do they ask for the SS# if they dont do a credit check?!

[AJK]

So why do they ask for the SS# if they dont do a credit check?!

So that it can be reported.

[Chuck2]

So why do they ask for the SS# if they dont do a credit check?!

I think they also link all the accounts with the same SS# in their system.