Did you look into getting a tempered glass screen protector?
I Don’t know to much about them, but I have heard they can really save the screen.
I just got an IPhone 11 and bought a pack of 3 for $3. (I was considering getting a more expensive one, I don’t know how much the $1 ones actually protect )
I always keep tempered glass screen protectors on, and they do help to some extent, but they're not magic.
Here's what ended up happening (so far):
As mentioned earlier, she bought the Apple case. I signed up for AppleCare+ for repairs (not for losses). I went on Amazon and I ordered the highest rated tempered glass screen protectors.
I already had to change the tempered glass twice