I had my credit pulled by a debt collection agency who just had an AKA (not my legal name) and address.
They must had your social though, no?
No. I never gave my social, that's why I just ignored it until the pull showed up on my report.
always remember one rule about this, if they dont have your ssn they will eventually stop bothering you.
Interesting, thats illegal.
IncorrectSo is speeding
Thanks for that. Do you mean an inquiry? Why would they do that?
Yes. I don't know but I think it was to get the rest of my info like legal name and social. It didn't get further because I took care of it.
I recently had a sports injury, I called the Dr's office in advance to find out if they were an in network provider with my insurance company. They confirmed that they were. I went for a visit and x'rays and just received a $300 bill in the mail. Is there any way to dispute the charge? If it comes down to it I will just pay the fee because I do not want it to negatively affect my credit. I would appreciate any information anyone may have. TIA
I would call the insurance company and/or the doctor and ask them to explain your bill before trying to dispute anything.Even when something is covered by insurance, that doesn't mean you don't have to pay anything
The insurance did cover some, but very little. I asked the DR's office specifically if they are in my specific network, which would mean I would only be charged a copay (which they did charge me) and they confirmed they were. I was then charged a balance over the copay and what my insurance covered . I called the insurance company they said they are not in my specific network. Oh man, I guess you live and learn.
Call the dr office and try to make a deal. Be nice, not belligerent. 'So sorry for the confusion when I asked about you being in my insurance network. But I wasn't expecting these charges. Is there something that can be done about it?/ Can I have a discount on it?'
Don't know if this is relevant, but Some credit card company (maybe Discover?) was calling my mother's house repeatedly, because someone with a similar name to mine had an account with them, and owed money.Don't know if it would have ended up on a credit report, though.
You can call the DOH, and there's generally a local ombudsman. Most practices aren't interested in the hassle, and if they're wrong, and investigation will show it.