I should put my self on someone's policy as an additional driver on his car or I add my car to his policy?
Also, how soon will the adding process take it should go into effect, immediately?
If so, can I look for quotes 2 minutes after adding my self?
Thanks for your help!
Add yourself as an additional driver on the original car, otherwise it would cost you the same.
Officially some companies require 30 days, and some require 6 months of being on the policy, but in practice, I've found that as soon as the change to the original policy takes effect, you would see a huge difference in price. It appears that they only see the start date of the original owner of the policy. Usually the changes take effect at midnight. So you would have to wait a day. Ask the rep.