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DansDeals Forum => Destination Guides And Trip Planning => Topic started by: S209 on January 29, 2019, 06:30:14 PM

Title: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: S209 on January 29, 2019, 06:30:14 PM
There's nothing to say about this area but @Talmid Muvhak suggests that this area is big enough to warrant its own thread.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: Talmid Muvhak on January 29, 2019, 07:02:38 PM
There's nothing to say about this area but @Talmid Muvhak suggests that this area is big enough to warrant its own thread.
I'm humbled and honored
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: efflpetzel on January 31, 2019, 11:46:27 PM
This thread is a good idea but the first line is misleading & I'd delete it

It would make much more sense to just write 'Tom's River, Jackson, Howell Master Thread'
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: Jellybelly on January 16, 2020, 02:05:01 AM
Does anyone know the zoning laws in Jackson? Im curious why noone built any shuls yet. I know the local officials supposedly made it very difficult to build one, and they are currently being sued for that. But im wondering if its it’s possible to build one under current zoning laws. Is is too expensive?
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: aygart on January 16, 2020, 10:13:13 AM
These areas are all leeching off of Lakewood anyhow, why shouldn't they leech off the thread too :P
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: yelped on January 16, 2020, 10:36:12 AM
Does anyone know the zoning laws in Jackson? Im curious why noone built any shuls yet. I know the local officials supposedly made it very difficult to build one, and they are currently being sued for that. But im wondering if its it’s possible to build one under current zoning laws. Is is too expensive?
Royal Grove is building one. It just has to be big, so it's expensive to build.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: S209 on January 16, 2020, 06:44:45 PM
Royal Grove is building one. It just has to be big, so it's expensive to build.
Right I think you need 10 acres
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: Jellybelly on January 16, 2020, 06:56:25 PM
Royal Grove is building one. It just has to be big, so it's expensive to build.
Thats what i heard, im just wondering if anyone knows how much a shul would cost
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: YitzyS on January 16, 2020, 07:54:28 PM
Thats what i heard, im just wondering if anyone knows how much a shul would cost
Well, standard duplexes are usually built on R-12 I believe, which means one house per 12,000 square feet. An acre is about 43,000 square feet, so an acre would usually hold about 3.5 houses (a house here means one half of a duplex). 10 acres would be about the amount of space you would otherwise be able to use for 35 duplex houses (17.5 duplexes). That amount of land in residential zoning (which is where you probably will need the shul if you want to be able to walk there on Shabbos) will cost a fortune - hence the lawsuit threatened claiming that this is in violation of RLUIPA, and that the land-use laws unfairly make it harder for use of the land for religious reasons.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: S209 on January 16, 2020, 11:14:22 PM
Well, standard duplexes are usually built on R-12 I believe, which means one house per 12,000 square feet. An acre is about 43,000 square feet, so an acre would usually hold about 3.5 houses (a house here means one half of a duplex). 10 acres would be about the amount of space you would otherwise be able to use for 35 duplex houses (17.5 duplexes). That amount of land in residential zoning (which is where you probably will need the shul if you want to be able to walk there on Shabbos) will cost a fortune - hence the lawsuit threatened claiming that this is in violation of RLUIPA, and that the land-use laws unfairly make it harder for use of the land for religious reasons.
Ironically, by doing so, they’re forcing developers to develop large expanses of land so as to make building a Shul near a community affordable.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: yelped on January 18, 2020, 07:42:10 PM
Ironically, by doing so, they’re forcing developers to develop large expanses of land so as to make building a Shul near a community affordable.
That's exactly the point of the zoning law (officially). To spread out and not live so congested.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: aygart on January 18, 2020, 08:34:03 PM
That's exactly the point of the zoning law (officially). To spread out and not live so congested.
And having the opposite effect by causing large developments with many houses in one spot to be able to subsidize the shul.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: yelped on January 18, 2020, 09:25:09 PM
And having the opposite effect by causing large developments with many houses in one spot to be able to subsidize the shul.
But the houses are not duplexes and 7.5 ft. away from each other.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: aygart on January 18, 2020, 11:31:05 PM
But the houses are not duplexes and 7.5 ft. away from each other.
That is not because of the shul's requirement but because of the general zoning laws.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: yelped on January 18, 2020, 11:45:44 PM
That is not because of the shul's requirement but because of the general zoning laws.
True.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: erlich on January 19, 2020, 12:25:43 AM
Unbelievable Deal
For $10k cash you can own your own house !
And $2100 monthly payments after all fees
Its 2400 square ft.
You can get a $10k grant in new jersey for closing costs and a 97% first time home buyer mortgage
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: dealfinder11 on January 19, 2020, 08:07:33 AM
Unbelievable Deal
For $10k cash you can own your own house !
And $2100 monthly payments after all fees
Its 2400 square ft.
You can get a $10k grant in new jersey for closing costs and a 97% first time home buyer mortgage

Or you can be responsible and save up until you have enough money for a normal down payment and then buy a normal house for the same monthly payments.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: Mordyk on January 19, 2020, 08:49:07 AM
Or you can be responsible and save up until you have enough money for a normal down payment and then buy a normal house for the same monthly payments.
-1. For most people this is more responsible than anything else.  Less money tied up and mortgage is almost rent. My mortgage is $3k on a $500k house
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: dealfinder11 on January 19, 2020, 08:50:37 AM
-1. For most people this is more responsible than anything else.  Less money tied up and mortgage is almost rent. My mortgage is $3k on a $500k house

How much did you put down?
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: Mordyk on January 19, 2020, 08:53:32 AM
How much did you put down?
10%  20% would have been $2800 a month

Why do you think its responsible to put down a lot of money? I think its responsible to have a low monthly payment.

These houses are actually less than $2000 a month.  I did the math already
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: erlich on January 19, 2020, 09:05:19 AM
Or you can be responsible and save up until you have enough money for a normal down payment and then buy a normal house for the same monthly payments.
Well from your mouth to god's ear ... many people try the best ,its ain't east living a frum life and save money , getting older life costs more and much harder to save
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: dealfinder11 on January 19, 2020, 09:09:14 AM
Well from your mouth to god's ear ... many people try the best ,its ain't east living a frum life and save money , getting older life costs more and much harder to save

then as the financial advisors say. "you gotta boost your earning power" . Or you need to take a good look at your spending. Most frum people getting older can't offered NOT to save.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: dealfinder11 on January 19, 2020, 09:11:53 AM
10%  20% would have been $2800 a month

Why do you think its responsible to put down a lot of money? I think its responsible to have a low monthly payment.

These houses are actually less than $2000 a month.  I did the math already

I agree its about monthly payment. Why I said save a little and get a normal house, not a westgate style one. Without getting too technical, I think for most people buying a 500k house, 3k is generally way too high of a monthly payment. Especially if you plan on saving money in the future.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: erlich on January 19, 2020, 09:25:16 AM
then as the financial advisors say. "you gotta boost your earning power" . Or you need to take a good look at your spending. Most frum people getting older can't offered NOT to save.
Well i know people that try hard to make ends meet and can't earn more even with 2 paychecks , you sound young ...and didn't start life yet , not everyone is lucky to make easy alot of money

But let's not loose ourselves to get a house for $10,000 and mortgage payments is cheaper than your rent is a no brainer, besides this will be worth much more in the future and can sell for a profit
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: S209 on January 21, 2020, 05:12:14 PM
Well i know people that try hard to make ends meet and can't earn more even with 2 paychecks , you sound young ...and didn't start life yet , not everyone is lucky to make easy alot of money

But let's not loose ourselves to get a house for $10,000 and mortgage payments is cheaper than your rent is a no brainer, besides this will be worth much more in the future and can sell for a profit

Not sure I agree with all of your math and your assumptions but I agree that this is probably more financially sound than saving up money to purchase a larger home with a larger monthly payment
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: avromie7 on January 21, 2020, 05:39:04 PM
Well i know people that try hard to make ends meet and can't earn more even with 2 paychecks , you sound young ...and didn't start life yet , not everyone is lucky to make easy alot of money

But let's not loose ourselves to get a house for $10,000 and mortgage payments is cheaper than your rent is a no brainer, besides this will be worth much more in the future and can sell for a profit
This is why there are so many homes in Toms River in foreclosure.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: avromie7 on January 21, 2020, 05:53:44 PM
Well i know people that try hard to make ends meet and can't earn more even with 2 paychecks , you sound young ...and didn't start life yet , not everyone is lucky to make easy alot of money

But let's not loose ourselves to get a house for $10,000 and mortgage payments is cheaper than your rent is a no brainer, besides this will be worth much more in the future and can sell for a profit
This size house will not work long term for most families, it's basically the same as Coventry. Do you know anyone who bought in Coventry and was able to get their down payment back when they sold? There's no way this used will sell for as much as brand new, never mind more.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: aygart on January 21, 2020, 06:11:11 PM
This size house will not work long term for most families, it's basically the same as Coventry. Do you know anyone who bought in Coventry and was able to get their down payment back when they sold? There's no way this used will sell for as much as brand new, never mind more.
I do know people who got back profits in Lakeview. Coventry has some of its own unique dynamics.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: Jellybelly on January 21, 2020, 07:45:18 PM
I do know people who got back profits in Lakeview. Coventry has some of its own unique dynamics.
Lakeview is bigger than coventry, they have basements
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: aygart on January 21, 2020, 07:52:04 PM
Lakeview is bigger than coventry, they have basements
And these? They are 2400 sqft!
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: gingyguy on January 21, 2020, 09:01:18 PM
I do know people who got back profits in Lakeview. Coventry has some of its own unique dynamics.
Lakeview had its own set of unique factors driving up the price.
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: dealfinder11 on January 21, 2020, 11:45:24 PM
Lakeview had its own set of unique factors driving up the price.

Such as?
Title: Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
Post by: aygart on January 21, 2020, 11:54:55 PM
Lakeview had its own set of unique factors driving up the price.
Everywhere has its unique factors.