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DansDeals Forum => Credit Cards => Topic started by: nafnaf12 on May 28, 2020, 10:06:32 AM

Title: Chase added benefits! Redeem points @1.5
Post by: nafnaf12 on May 28, 2020, 10:06:32 AM

Between May 31 and September 30, 2020, redeem Ultimate Rewards points for 1.5 cents each towards a statement credit that offsets purchases at dining establishments, grocery stores, and home improvement stores; ordinarily points can only be redeemed for 1.5 cents each towards travel purchases
Between June 1 and December 31, 2020, the $300 annual travel credit will be expanded to automatically be applied to purchases at gas stations and grocery stores
The $550 annual fee will be lowered to $450 for renewals between July 1 and December 31, 2020; between April 1 and July 1, Chase has been offering a $100 statement credit on renewals, so this will replace that



HT
OMAAT
Title: Re: Chase added benefits! Redeem points @1.5
Post by: AJK on May 28, 2020, 10:24:31 AM
Pretty weak sauce compared to amex.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Cls2020 on May 28, 2020, 10:30:03 AM
Pretty weak sauce compared to amex.
Yeah, this only benefits people who have a bunch of points they were planning on redeeming at 1.5 cents through their portal. Doesn't provide any extra benefits like Amex.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on May 28, 2020, 10:40:11 AM
Yeah, this only benefits people who have a bunch of points they were planning on redeeming at 1.5 cents through their portal. Doesn't provide any extra benefits like Amex.
+1 who needs extra benefits when the net AF is still $150 on CSR when you take in account the recent added benefits door dash and lyft pink CSR still a good card
Title: Re: Chase added benefits! Redeem points @1.5
Post by: davidrotts63 on May 28, 2020, 10:42:39 AM
Pretty weak sauce compared to amex.
Pessimist. Tbh far better for churners IMO.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on May 28, 2020, 10:44:09 AM
I will rather cash out @1.5% and use FNC certificates.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: farmbochur on May 28, 2020, 10:47:32 AM
What grocery purchases qualify for statement credits at 1.5 CPP? Only those made on CSR? Only those made 5/31-9/30.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: farmbochur on May 28, 2020, 11:06:57 AM
Pessimist. Tbh far better for churners IMO.
+1
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on May 28, 2020, 11:07:55 AM
What grocery purchases qualify for statement credits at 1.5 CPP? Only those made on CSR? Only those made 5/31-9/30.
Quote
With the Pay Yourself BackSM tool, your Ultimate Rewardsģ points are worth 50% more when you redeem them for statement credits against purchases in our current categories: grocery stores, dining (including restaurants, takeout, and eligible delivery services), and home improvement stores such as Home Depotģ and Lowesģ. Just choose an eligible purchase you made in the past 90 days, apply points for all or part of the purchase, and youíll get a statement credit. Take advantage of this promotion through September 30, 2020
https://www.chase.com/personal/credit-cards/sapphire-reserve-benefits
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on May 28, 2020, 11:18:54 AM
added wiki.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: AJK on May 28, 2020, 11:20:08 AM
Pessimist. Tbh far better for churners IMO.

Churners?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: sruly on May 28, 2020, 11:24:32 AM
anyone else planning on adding $10k to there Grocery account and closing this card?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on May 28, 2020, 11:26:56 AM
anyone else planning on adding $10k to there Grocery account and closing this card?
Unless you still have value from chase transfer partners.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: nafnaf12 on May 28, 2020, 11:38:43 AM
anyone else planning on adding $10k to there Grocery account and closing this card?
why close the card?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: sruly on May 28, 2020, 11:44:34 AM
why close the card?
Cant justify the AF (although at $450 might make more sense than $550).
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on May 28, 2020, 04:11:29 PM
Whoever wonders how it will work.
(https://i.imgur.com/VojJ10K.jpg)
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on May 28, 2020, 06:28:58 PM
Any thoughts on whether:
1. The lower annual fee will apply to an upgrade from the freedom in July?
2. Can apply to prior purchases made on freedom (during 5x grocery period) after the card is upgraded to reserve?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: a good yeshiva bachur on May 31, 2020, 12:41:49 AM
Waiting for Amex to match!
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Muhammad on May 31, 2020, 12:43:51 AM
Would this work for the Ink preferred too? 😜
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on May 31, 2020, 06:41:29 AM
now live
https://ultimaterewardspoints.chase.com/pay-yourself-back/
Title: Re: Chase added benefits! Redeem points @1.5
Post by: David61 on May 31, 2020, 10:06:58 AM
Is this good only for one grocery purchase transaction per card?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ROYA on May 31, 2020, 10:10:18 AM
It seems that restaurants are the big winner as you can get 4.5% back. For groceries I would say the Amex Blue Cash Preferred or a rotating 5% card is best option. The $300 travel credit being used for groceries is great although most people can use it either way, this just makes it easier.

Now this can get interesting for someone who spent on groceries with a freedom and wants to upgrade to take advantage as Dan pointed out in his post that this can be done. DOES ANYONE KNOW HOW MUCH OF THE ANNUAL FEE WILL BE CHARGED AND IF YOU CAN UPGRADE AND DOWNGRADE ON THE SAME DAY?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ROYA on May 31, 2020, 10:38:45 AM
Is this good only for one grocery purchase transaction per card?
No. You can redeem points for multiple purchases.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: aygart on May 31, 2020, 10:47:33 AM
So you get 5x points and used.66? Sounds like a win to me.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ben89 on May 31, 2020, 01:38:20 PM
Any thoughts on whether:
1. The lower annual fee will apply to an upgrade from the freedom in July?
2. Can apply to prior purchases made on freedom (during 5x grocery period) after the card is upgraded to reserve?
the answer to number 2 is yes. i upgraded and can now redeem for a grocery purchase that was made while it was a freedom card
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Dan on May 31, 2020, 01:38:58 PM
the answer to number 2 is yes. i upgraded and can now redeem for a grocery purchase that was made while it was a freedom card
Nice. What did they say your annual fee will be?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ben89 on May 31, 2020, 01:39:21 PM
Nice. What did they say your annual fee will be?
i didn't ask lol
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Dan on May 31, 2020, 01:39:45 PM
i didn't ask lol
Anyone ask?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on May 31, 2020, 01:42:40 PM
Anyone ask?
Friend was told 550. He was also able to redeem prior purchases almost instantaneously.

I SMed and they also said 550. I replied by asking whether that would still be the case if I upgraded in July and am waiting for a response.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: nafnaf12 on May 31, 2020, 04:10:37 PM
Anyone else keep getting error when trying to confirm the "purchase"

We are unable to process your order at this time and apologize for the inconvenience. Please try again later or head back to the Ultimate Rewards Homepage to check out other things you can do with your points.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ROYA on May 31, 2020, 04:10:53 PM
Is it frowned upon to upgrade and take advantage of the $300 credit and the 1.5% redemption and then downgrade not long after??
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on May 31, 2020, 04:23:27 PM
Is it frowned upon to upgrade and take advantage of the $300 credit and the 1.5% redemption and then downgrade not long after??
Believe so
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ROYA on May 31, 2020, 06:06:23 PM
I was under the assumption that you can product change as often as you want. I guess you always have to think about the risk of Chase AA.
See this comment and Danís response.
https://www.dansdeals.com/credit-cards/chase-ink-preferreds-mega-80000-point-signup-bonus-versatility-apply-card-today/#comment-1431649
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on May 31, 2020, 07:07:45 PM
I was under the assumption that you can product change as often as you want. I guess you always have to think about the risk of Chase AA.
See this comment and Danís response.
https://www.dansdeals.com/credit-cards/chase-ink-preferreds-mega-80000-point-signup-bonus-versatility-apply-card-today/#comment-1431649
He is not referring to the risk that you are asking about.

@Dan can you clarify whether there is a risk to upgrade to csr, use all the benefits, and then downgrade soon after to get back all/most of the annual fee thar support those benefits.

The answer seems obvious to me...
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Dan on May 31, 2020, 07:09:33 PM
He is not referring to the risk that you are asking about.

@Dan can you clarify whether there is a risk to upgrade to csr, use all the benefits, and then downgrade soon after to get back all/most of the annual fee thar support those benefits.

The answer seems obvious to me...
I haven't heard of that being an A/A trigger, but anything is possible.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ROYA on May 31, 2020, 07:40:19 PM
It seems that restaurants are the big winner as you can get 4.5% back. For groceries I would say the Amex Blue Cash Preferred or a rotating 5% card is best option. The $300 travel credit being used for groceries is great although most people can use it either way, this just makes it easier.

Now this can get interesting for someone who spent on groceries with a freedom and wants to upgrade to take advantage as Dan pointed out in his post that this can be done. DOES ANYONE KNOW HOW MUCH OF THE ANNUAL FEE WILL BE CHARGED AND IF YOU CAN UPGRADE AND DOWNGRADE ON THE SAME DAY?
Correction: I forgot that you earn 5 points per dollar at supermarkets on the reserve for May and June :) Makes all supermarket purchases 7.5% cash back. Will be using my reserve for supermarket purchases through the end of June.
I haven't heard of that being an A/A trigger, but anything is possible.
I have a relative who will have two freedom cards with maxed out 5% earnings on supermarkets I'm debating if should take the risk..
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on May 31, 2020, 08:03:57 PM
PGFHGS
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ROYA on May 31, 2020, 08:49:36 PM
PGFHGS
Agreed. Won't be doing it. Not worth the risk.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Dan on May 31, 2020, 08:53:29 PM
https://www.dansdeals.com/credit-cards/now-live-will-pay-back-twice-dining-grocery-home-improvement-purchases-sapphire-preferred-sapphire-reserve-points/#comment-1473973
Title: Re: Chase added benefits! Redeem points @1.5
Post by: haltkup on May 31, 2020, 11:17:12 PM
Took advantage in May purchased $1500 VGC at s&s got 5% and 3x on gas  paid by redeeming 100k I look at it as 7.5% return +free gas
Plan on doing it one more time in June
Title: Re: Chase added benefits! Redeem points @1.5
Post by: TheDroid on June 01, 2020, 12:03:13 AM
I was under the assumption that you can product change as often as you want. I guess you always have to think about the risk of Chase AA.
See this comment and Danís response.
https://www.dansdeals.com/credit-cards/chase-ink-preferreds-mega-80000-point-signup-bonus-versatility-apply-card-today/#comment-1431649

Don't forget your account needs to be open at least a year before making any changes, once you hit that mark you can change as much as you piss Chase off.

And I personally hate the usage "Chase AA" as AA is commonly referred to so many other things. They should be unique like PGFHGS. Maybe CCHGS?

Took advantage in May purchased $1500 VGC at s&s got 5% and 3x on gas  paid by redeeming 100k I look at it as 7.5% return +free gas
Plan on doing it one more time in June
How can your redemption be a 7.5% return?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: haltkup on June 01, 2020, 12:10:17 AM
And I personally hate the usage "Chase AA" as AA is commonly referred to so many other things. They should be unique like PGFHGS. Maybe CCHGS?
How can your redemption be a 7.5% return?
[/quote]
only $1500 is at 7.5% (1500 *5%with 50% bonus on redemption) I was going to redeem anyway for 1.5 points and getting it in VGC this month had the added bonus of free gas, 5%, and the opportunity to use it anywhere
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on June 01, 2020, 06:53:21 AM
Friend was told 550. He was also able to redeem prior purchases almost instantaneously.

I SMed and they also said 550. I replied by asking whether that would still be the case if I upgraded in July and am waiting for a response.
"The annual fee increase from $450.00 to $550.00 for existing Chase Sapphire Reserve customers has been postponed until 2021. Customers who product change​ to Sapphire Reserve credit card will be charged a $550.00 annual fee ."
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ROYA on June 01, 2020, 09:27:40 AM
And I personally hate the usage "Chase AA" as AA is commonly referred to so many other things. They should be unique like PGFHGS. Maybe CCHGS?
I was going to modify my post to say A/A but it doesn't allow me to do that anymore. It stands for Adverse Action. See the link below for a list of acronyms that you can use when having trouble figuring one out.
https://forums.dansdeals.com/index.php?topic=10531.0
only $1500 is at 7.5% (1500 *5%with 50% bonus on redemption) I was going to redeem anyway for 1.5 points and getting it in VGC this month had the added bonus of free gas, 5%, and the opportunity to use it anywhere
Not sure why that makes it free gas. Points are worth $. You used points for the gas.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: srap on June 01, 2020, 10:10:45 AM
...Not (https://forums.dansdeals.com/index.php?topic=10531.0Not) sure why that makes it free gas. Points are worth $. You used points for the gas.
By using S&S/Fuel Rewards reward points for gas which he received by using the Chase card at the store.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: farmbochur on June 01, 2020, 10:25:17 AM
By using S&S/Fuel Rewards reward points for gas which he received by using the Chase card at the store.
Fuel rewards are also worth $. No such thing as a free lunch
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ROYA on June 01, 2020, 10:29:46 AM
By using S&S/Fuel Rewards reward points for gas which he received by using the Chase card at the store.
Fuel rewards are also worth $. No such thing as a free lunch
That does count as free IMHO. Just wasn't understanding what he meant.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: TheDroid on June 01, 2020, 01:47:16 PM
I was going to modify my post to say A/A but it doesn't allow me to do that anymore. It stands for Adverse Action. See the link below for a list of acronyms that you can use when having trouble figuring one out.
https://forums.dansdeals.com/index.php?topic=10531.0Not sure why that makes it free gas. Points are worth $. You used points for the gas.

I know you meant Adverse Action. But I'm trying to say maybe we need something more unique.
AA is just way too common. On my last trip to Asia, AA means AirAsia. On my last cruise, AA means Alcoholics Anonymous. In UK it is their AAA.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Dan on June 01, 2020, 02:00:16 PM
I know you meant Adverse Action. But I'm trying to say maybe we need something more unique.
AA is just way too common. On my last trip to Asia, AA means AirAsia. On my last cruise, AA means Alcoholics Anonymous. In UK it is their AAA.
That's why the abbreviation on DDF is A/A.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: CountValentine on June 01, 2020, 02:48:43 PM
I know you meant Adverse Action. But I'm trying to say maybe we need something more unique.
AA is just way too common. On my last trip to Asia, AA means AirAsia. On my last cruise, AA means Alcoholics Anonymous. In UK it is their AAA.
...and in the MS/churning world AA means Adverse Action.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: normathej on June 02, 2020, 10:32:29 AM
"The annual fee increase from $450.00 to $550.00 for existing Chase Sapphire Reserve customers has been postponed until 2021. Customers who product change​ to Sapphire Reserve credit card will be charged a $550.00 annual fee ."

What if you apply for a new Sapphire Reserve in July, as opposed to upgrading. Will it still be $550?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Dan on June 02, 2020, 10:34:15 AM
Several DDMS commenters being told $450 upon upgrading.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on June 02, 2020, 10:38:57 AM
Several DDMS commenters being told $450 upon upgrading.
Guess it depends on the agent. If the agent says 450 and you are charged 550 will you be able to dispute (even if the upgrade letter says 550)?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Malachi on June 02, 2020, 10:39:13 AM
Several DDMS commenters being told $450 upon upgrading.
I was told 550. Once the fee hits Iíll try to report back
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Dan on June 02, 2020, 10:50:56 AM
Guess it depends on the agent. If the agent says 450 and you are charged 550 will you be able to dispute (even if the upgrade letter says 550)?
I would. They keep recordings, so note the time of the call and take your own recording.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on June 02, 2020, 12:32:30 PM
Several DDMS commenters being told $450 upon upgrading.
My father upgraded yesterday he was told $550 lets hope thats not true when the fee posts
Title: Re: Chase added benefits! Redeem points @1.5
Post by: farmbochur on June 02, 2020, 01:25:12 PM
Does it make sense to proactively spend on your CSR to cash out UR at 1.5?

Here's an analysis I threw together.

Key:

Columns B & C examine the profit for someone looking to put spend on their CSR for purposes of cashing out UR at 1.5 CPP.

Column D examines the profit for the next best option for grocery spend. In my situation, that's earning 12 PPD on the Hilton Aspire.

Feel free to adjust the CPP in row 8 to suit your situation. I'm sure many will argue that the CPP should be in the 1.5 - 3.0 based on redemption value for aspirational awards, but I think there are 2 important considerations.

1. Do you earn points faster than you can practically redeem?

2. COVID may severely limit your travel in the near term. If comparing cash today to miles redeemed tomorrow, it makes sense to discount the value of the miles.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: TheDroid on June 02, 2020, 01:34:51 PM
Several DDMS commenters being told $450 upon upgrading.

I thought the official communication was $450 for 'renewals'.
I don't suggest this as an expectation but rather luck.

Those that might get $450 undetected is who upgraded and their account anniversary falls during July-December. (DP needed)
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ROYA on June 02, 2020, 09:35:09 PM
Is it frowned upon to upgrade and take advantage of the $300 credit and the 1.5% redemption and then downgrade not long after??
I haven't heard of that being an A/A trigger, but anything is possible.
Quote from DDMS article: "But the painful lessons here are obvious. Donít try to scam the system or youíll face jail time. And donít hand over your credit information or credit cards to anyone else for any price."
Would the above be considered scamming the system? Or are we just talking about a calculated risk. The reason I keep bringing it up is because I'm not sure how much sense it makes to pay the annual fee in exchange for the recent enhanced benefits..
Another example would be when people took advantage of the $1,500 credit limit_No annual fee loop hole..


Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on June 02, 2020, 10:11:55 PM
The reason I keep bringing it up is because I'm not sure how much sense it makes to pay the annual fee in exchange for the recent enhanced benefits..
So then maybe dont upgrade? Or do it and live with the consequences (which most likely will not end in jail time lol).

Personally, if I were thinking of upgrading/downgrading to avail myself of the 1.5 redemption option I would not use up the $300 travel credit. That feels like its taking too much advantage. But everyone has different feelings on these issues...
Title: Re: Chase added benefits! Redeem points @1.5
Post by: elimmm on June 03, 2020, 12:29:11 AM
I would. They keep recordings, so note the time of the call and take your own recording.
r u allowed to legally use ur own recording to fight s/t a phone rep told u?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Dan on June 03, 2020, 12:32:00 AM
r u allowed to legally use ur own recording to fight s/t a phone rep told u?
Depends on your state and whether you tell them they're being recorded.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ROYA on June 03, 2020, 02:48:11 PM
I was under the assumption that you can product change as often as you want. I guess you always have to think about the risk of Chase AA.
See this comment and Danís response.
https://www.dansdeals.com/credit-cards/chase-ink-preferreds-mega-80000-point-signup-bonus-versatility-apply-card-today/#comment-1431649
I was speaking to a Chase representative in regards to downgrading my Marriott CC. She mentioned that I can upgrade in the future if I decide to switch back but I should keep in mind that you are limited to two product changes per year.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Stallion114 on June 04, 2020, 05:44:38 PM
I am missing something?
Does this mean if I have 1 million chase mounts, I can trade for 15000 amazon cards at grocery store?  And earn points on the purchase of the cards?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: TheDroid on June 04, 2020, 06:28:32 PM
I am missing something?
Does this mean if I have 1 million chase mounts, I can trade for 15000 amazon cards at grocery store?  And earn points on the purchase of the cards?

Yes. But if you are thinking about x5 grocery bonus, the limit is $1500.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Mf1 on June 04, 2020, 10:04:58 PM
anyone know if preffered can be upgraded to reserve in the first year,
I saw somewhere it cant, want to know if anyone has any experience in that?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: justmeha on June 04, 2020, 10:39:15 PM
anyone know if preffered can be upgraded to reserve in the first year,
I saw somewhere it cant, want to know if anyone has any experience in that?
It cant be PCíd In the first year
I donít have first-hand experience but that is the Widely excepted consent
Title: Re: Chase added benefits! Redeem points @1.5
Post by: shnu on June 05, 2020, 09:41:15 AM
FYI I ran a 19k transaction at home depot through the card assuming it would be repairs and maintenance like it has been in the past. The merchant (or chase) changed it to a different category so I wouldnít be eligible for the pay yourself back! They definitely are playing games here
Title: Re: Chase added benefits! Redeem points @1.5
Post by: sruly on June 08, 2020, 07:49:32 AM
Which grocery stores in Brooklyn sell Amazon gift cards?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on June 08, 2020, 08:18:39 AM
When upgrading from freedom was told $550 af over the phone and received a letter as such.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: sruly on June 10, 2020, 11:17:13 AM
Which grocery stores in Brooklyn sell Amazon gift cards?
Bump.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on June 10, 2020, 12:05:03 PM
Which grocery stores in Brooklyn sell Amazon gift cards?
You can purchase Amazon gift cards in Lowe's.
Should also be reimbursed under home improvement
Do a test purchase before
Title: Re: Chase added benefits! Redeem points @1.5
Post by: sruly on June 11, 2020, 06:24:48 AM
You can purchase Amazon gift cards in Lowe's.
Should also be reimbursed under home improvement
Do a test purchase before
Thank you!
Title: Re: Chase added benefits! Redeem points @1.5
Post by: DoB on June 11, 2020, 09:00:09 PM
You can purchase Amazon gift cards in Lowe's.
Should also be reimbursed under home improvement
Do a test purchase before

But home improvement stores don't earn 5x points. Grocery stores do, through the end of the month.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on June 11, 2020, 09:48:35 PM
But home improvement stores don't earn 5x points. Grocery stores do, through the end of the month.
He is looking to cash out and 5◊ is limited to $1500
Title: Re: Chase added benefits! Redeem points @1.5
Post by: LoLo on June 13, 2020, 11:18:49 PM
Out of 5 grocery transactions only 1 shows up on the pay-yourself-back page.

All coded as grocery and received 5x UR.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: yosefsv on June 14, 2020, 10:32:30 PM
My local butcher store is coded as groceries and shows up on the pay-yourself-back page.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Muhammad on June 15, 2020, 05:49:33 AM
Waiting on amex to copy this, what takes so long🙄
Title: Re: Chase added benefits! Redeem points @1.5
Post by: yosefsv on June 15, 2020, 09:39:49 PM
My local butcher store is coded as groceries and shows up on the pay-yourself-back page.
And so is my local fish store.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on June 15, 2020, 11:13:15 PM
And so is my local fish store.
+ Bakery
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on June 16, 2020, 12:04:48 AM
I upgraded my freedom to csr before I used up all of the 2Q grocery spend and I ended up receiving 9x on grocery for spend made on the csr...
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Mf1 on June 18, 2020, 05:57:22 PM
If after redemption i have a credit balance, how d i request a check?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Dan on June 18, 2020, 06:02:10 PM
If after redemption i have a credit balance, how d i request a check?
PUTPAC
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Joel2 on June 18, 2020, 06:31:19 PM
If after redemption i have a credit balance, how d i request a check?
I requested a transfer to my checking account via sm
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Mf1 on June 18, 2020, 07:04:43 PM
Ok
Thanks all for ur responses
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Onefishtwofishredfishblue on June 19, 2020, 07:42:41 AM
Which stores in crown heights code for this besides empire kosher.
I'm ready to stock up on gift cards.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: yaakovely on June 20, 2020, 11:04:47 PM
DP, a recent purchase at my local Walmart showed up as a grocery purchase. I purchased some grocery items but most of it was non grocery. Anyone else seeing this
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Malachi on June 23, 2020, 02:44:36 PM
Not sure if right thread, but I upgraded to Reserve to get the 1.5, I added my wife's points to maximize the promo. However when I tried to add another family member's points I got an error message. When I called into chase they said I can only transfer one family member's points. We all have same last name and have the same exact address. Is there a workaround?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: nafnaf12 on June 23, 2020, 02:45:38 PM
Not sure if right thread, but I upgraded to Reserve to get the 1.5, I added my wife's points to maximize the promo. However when I tried to add another family member's points I got an error message. When I called into chase they said I can only transfer one family member's points. We all have same last name and have the same exact address. Is there a workaround?
have to delink and wait 24hrs
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Malachi on June 23, 2020, 03:15:22 PM
have to delink and wait 24hrs
I dont have cards to unlink as I have no points to combine and it is still not working..
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on June 23, 2020, 04:21:40 PM
I dont have cards to unlink as I have no points to combine and it is still not working..
Didnt you say you linked your wife's card?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Malachi on June 24, 2020, 08:23:44 AM
Didnt you say you linked your wife's card?
yes but since I transferred all her points, when I go to combine points I just get the message - you donít have any points to combine and I therefore canít delink the card.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: nafnaf12 on June 24, 2020, 08:29:29 AM
yes but since I transferred all her points, when I go to combine points I just get the message - you donít have any points to combine and I therefore canít delink the card.
then you have to send in some points to be able and delink or use the card and wait for points to post
Title: Re: Chase added benefits! Redeem points @1.5
Post by: DoB on June 25, 2020, 11:05:11 AM
I'm planning to upgrade a Freedom card to CSR so that I can PYB several grocery charges in April. But I already have a CSR. Will the system allow me to hold two CSR's at once, or will I have to downgrade the other CSR at the same time?

I'm on the fence right now about whether to keep the new CSR permanently and downgrade the old CSR to Freedom or to do what I need with the new CSR (maybe use the $300 travel/grocery credit and $60 Doordash credit) and then downgrade it back to Freedom (and get back most or all of the annual fee). Does Chase frown on either of these?

Any recent data points on $450 vs. $550 for PC's?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on June 25, 2020, 11:24:41 AM
I'm planning to upgrade a Freedom card to CSR so that I can PYB several grocery charges in April. But I already have a CSR. Will the system allow me to hold two CSR's at once, or will I have to downgrade the other CSR at the same time?

I'm on the fence right now about whether to keep the new CSR permanently and downgrade the old CSR to Freedom or to do what I need with the new CSR (maybe use the $300 travel/grocery credit and $60 Doordash credit) and then downgrade it back to Freedom (and get back most or all of the annual fee). Does Chase frown on either of these?

Any recent data points on $450 vs. $550 for PC's?
Can only have 1 CSR/CSP at one time.

I cant imagine chase would be happy with your alt plan of downgrading and recouping the AF after using all of the benefits.

PC should be $550 but some lucky ppl were told $450 on phone
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Dan on June 25, 2020, 11:31:23 AM
You can have more than 1 CSP/CSR via PC.
HUCA.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Malachi on June 25, 2020, 11:33:10 AM
then you have to send in some points to be able and delink or use the card and wait for points to post


 Did exactly what you wrote and it worked! Thanks so much! 
Title: Re: Chase added benefits! Redeem points @1.5
Post by: DoB on June 25, 2020, 12:11:10 PM
I cant imagine chase would be happy with your alt plan of downgrading and recouping the AF after using all of the benefits.

How likely is it that they even notice (especially if I wait long enough that I only get a prorated refund)? And do anything about it?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on June 25, 2020, 01:32:04 PM
(especially if I wait long enough that I only get a prorated refund)?
Regarding prorated refund, I believe you're thinking about amex refund rules. I don't think chase offers a prorated refund when downgrading after 30 days.

https://www.google.com/amp/s/www.doctorofcredit.com/annual-fee-refund-rules-for-each-card-issuer/amp/

How likely is it that they even notice? And do anything about it?
Thats always the million dollar question with all of these things. They work until they dont work. You have to decide what level of risk you're willing to take. If they catch you and act upon it you will be banned from chase and they will charge you back for whatever gains you made...
Title: Re: Chase added benefits! Redeem points @1.5
Post by: DoB on June 25, 2020, 05:21:19 PM
There are no prorated refunds for cancellations, but doesn't Chase still provide prorated refunds for product changes (downgrades)?

Anyway, I upgraded my Freedom to CSR earlier today. The agent said that it takes 1-3 business days for the new benefits to kick in. Is that correct? I was planning to use the card tonight and tomorrow, as a CSR. It's already showing as a CSR in my online account, so am I safe treating the old card as a CSR right away?
Title: Re: Chase added benefits! Redeem points @1.5
Post by: yudawils on June 25, 2020, 06:13:22 PM
WHERE DO I READ UP ON HOW TO DO GROCERY SPENDING LIKE STOP N SHOP ON GIFT CARDS, THANK YOU!
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on June 25, 2020, 06:21:05 PM
There are no prorated refunds for cancellations, but doesn't Chase still provide prorated refunds for product changes (downgrades)?
Don't believe so. If you check the link that I posted from DoC you'll see that under amex it says downgrades get it prorated but it doesn't say under chase

Anyway, I upgraded my Freedom to CSR earlier today. The agent said that it takes 1-3 business days for the new benefits to kick in. Is that correct? I was planning to use the card tonight and tomorrow, as a CSR. It's already showing as a CSR in my online account, so am I safe treating the old card as a CSR right away?
Should be fine
Title: Re: Chase added benefits! Redeem points @1.5
Post by: Geshmak25 on June 25, 2020, 06:22:00 PM
WHERE DO I READ UP ON HOW TO DO GROCERY SPENDING LIKE STOP N SHOP ON GIFT CARDS, THANK YOU!
YOU GO TO STOP AND SHOP AND BUY GIFT CARDS!
Title: Re: Chase added benefits! Redeem points @1.5
Post by: ericchavez91 on June 25, 2020, 06:24:02 PM
WHERE DO I READ UP ON HOW TO DO GROCERY SPENDING LIKE STOP N SHOP ON GIFT CARDS, THANK YOU!
Shhh. This is a library...
Title: Re: Chase added benefits! Redeem points @1.5
Post by: DoB on June 25, 2020, 07:06:27 PM
Don't believe so. If you check the link that I posted from DoC you'll see that under amex it says downgrades get it prorated but it doesn't say under chase
Should be fine

There have definitely been suggestions elsewhere that downgrades get prorated for Chase - for instance, https://www.doctorofcredit.com/annual-fee-refund-rules-for-each-card-issuer/#comment-996009 and https://www.flyertalk.com/forum/32396444-post71.html

Should be fine, meaning I should already be able to tap into the CSR benefits on my old Freedom card?

Thanks.
Title: Re: Chase added benefits! Redeem points @1.5
Post by: a good yeshiva bachur on June 26, 2020, 02:35:13 AM
DP, a recent purchase at my local Walmart showed up as a grocery purchase. I purchased some grocery items but most of it was non grocery. Anyone else seeing this
yes
Title: Re: Chase added benefits! Redeem points @1.5
Post by: LeeLee18 on July 01, 2020, 01:41:22 PM
Anyone else keep getting error when trying to confirm the "purchase"

We are unable to process your order at this time and apologize for the inconvenience. Please try again later or head back to the Ultimate Rewards Homepage to check out other things you can do with your points.

Were you able to figure this out?  I am trying to PYB with grocery purchases that are listed, and I am getting the same message at the end and the redemption is not working.  Frustrating!
Title: Re: Chase added benefits! Redeem points @1.5
Post by: nafnaf12 on July 01, 2020, 04:38:27 PM
Were you able to figure this out?  I am trying to PYB with grocery purchases that are listed, and I am getting the same message at the end and the redemption is not working.  Frustrating!
yes, seems I had a rejected charge on the card
Calling in helped agent didn't do anything but it apparently cleared the block.