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DansDeals Forum => Credit Cards => Topic started by: JuryDuty on June 08, 2020, 11:10:53 AM

Title: United explorer mileageplus card Question
Post by: JuryDuty on June 08, 2020, 11:10:53 AM
Couldn't find an appropriate thred, I apologize for opening a new one.

I have this card and the annual fee just posted. I called and they said there was no option to cancel the fee due to covid. Can I pay the fee with points and then downgrade the card, getting the 95$ removed? Essentially that would get me a 95$ credit, paid for with points. Is this an option?
Title: Re: United explorer mileageplus card Question
Post by: steve_z on June 08, 2020, 02:10:42 PM
Couldn't find an appropriate thred, I apologize for opening a new one.

I have this card and the annual fee just posted. I called and they said there was no option to cancel the fee due to covid. Can I pay the fee with points and then downgrade the card, getting the 95$ removed? Essentially that would get me a 95$ credit, paid for with points. Is this an option?
I was able to cancel my United card via the Chase Secure Messages feature (you may want to move the credit from this card to another Chase card before canceling the United Card).
Title: Re: United explorer mileageplus card Question
Post by: justmeha on June 08, 2020, 06:15:24 PM
Couldn't find an appropriate thred, I apologize for opening a new one.

I have this card and the annual fee just posted. I called and they said there was no option to cancel the fee due to covid. Can I pay the fee with points and then downgrade the card, getting the 95$ removed? Essentially that would get me a 95$ credit, paid for with points. Is this an option?
if you cancel within 30 days it should be removed
Title: Re: United explorer mileageplus card Question
Post by: JuryDuty on June 08, 2020, 10:53:19 PM
Didn't answer my question
Title: Re: United explorer mileageplus card Question
Post by: justmeha on June 08, 2020, 11:21:52 PM
Didn't answer my question
sorry did not get the Q
Title: Re: United explorer mileageplus card Question
Post by: JuryDuty on June 08, 2020, 11:24:43 PM
I know I can downgrade the card and get rid of the annual fee (within 45 days, per chase rep).
 I want to know if
A: before I downgrade the card, can I pay the AF with points (at 1.5 rate) for this specific card?
B: if yes, and I pay the AF with points, can I then downgrade the card, and get a $95 statement balance?
Title: Re: United explorer mileageplus card Question
Post by: nafnaf12 on June 09, 2020, 11:37:16 AM
I know I can downgrade the card and get rid of the annual fee (within 45 days, per chase rep).
 I want to know if
A: before I downgrade the card, can I pay the AF with points (at 1.5 rate) for this specific card?
B: if yes, and I pay the AF with points, can I then downgrade the card, and get a $95 statement balance?
should work, it post as credit statement.
Just wait for it to post.