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DansDeals Forum => Credit Cards => Topic started by: justmeha on September 14, 2020, 05:50:36 PM

Title: Chase sapphire preferred 80,000 UR sign up bonus
Post by: justmeha on September 14, 2020, 05:50:36 PM
Chase sapphire preferred had a 80,000 UR sign up bonus after$4000 in spend...

HT DOC (https://www.doctorofcredit.com/chase-sapphire-preferred-80000-points-signup-bonus-with-4000-spend-public-offer/amp/)
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on September 14, 2020, 05:56:11 PM
DD link coming tomorrow :)
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: justmeha on September 14, 2020, 06:08:29 PM
DD link coming tomorrow :)
hope i didn't jump the gun... :(
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Joel on September 14, 2020, 06:19:00 PM
WOW
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on September 14, 2020, 06:20:52 PM
WOW
And there goes the headline I already typed up  >:( ;D
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Joel on September 14, 2020, 06:26:10 PM
And there goes the headline I already typed up  >:( ;D
Lol
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: justmeha on September 14, 2020, 06:33:57 PM
i never thought the day would come, especially with a $4000 MSR.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Davidthebest on September 14, 2020, 06:35:48 PM
In general can someone refer them selfs ? Or it's a NO NO ?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Yehudaa on September 14, 2020, 08:06:15 PM
Will it work with a personal referal?
and...

BANNED!  :P

:)
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: yitzyul on September 14, 2020, 10:05:50 PM
And after the spend, product switch to Reserve?
Was just going to appy, but will wait for the link....

(Can I assume its 48 months if got the AF?)
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: justmeha on September 14, 2020, 10:35:19 PM
(Can I assume its 48 months if got the AF?)
no, it's from the bonus posting
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: lcm on September 15, 2020, 11:23:58 AM
DD link coming tomorrow :)
I'm waiting with bated breath for the link
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Abey on September 15, 2020, 11:35:52 AM
Hope chase will match Literally literally applied on Friday 
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: mochjas on September 15, 2020, 11:36:49 AM
I'm waiting with bated breath for the link
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on September 15, 2020, 12:32:33 PM
https://www.dansdeals.com/credit-cards/wow-earn-highest-ever-80000-point-signup-bonus-chase-sapphire-preferred-card/
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: yeshivabucher on September 15, 2020, 12:43:15 PM
if i reffer someone it only shows 60k can someone call in after apply to get higher offer?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Davidthebest on September 15, 2020, 12:46:23 PM
If anyone can please answer is there any problem with referring your self ?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on September 15, 2020, 12:53:08 PM
If anyone can please answer is there any problem with referring your self ?
It's not a recommended practice.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on September 15, 2020, 12:55:39 PM
Anyone else hear this?
https://www.dansdeals.com/credit-cards/wow-earn-highest-ever-80000-point-signup-bonus-chase-sapphire-preferred-card/#comment-1492608
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on September 15, 2020, 03:01:35 PM
Anyone else hear this?
https://www.dansdeals.com/credit-cards/wow-earn-highest-ever-80000-point-signup-bonus-chase-sapphire-preferred-card/#comment-1492608
2nd report:
https://www.dansdeals.com/credit-cards/wow-earn-highest-ever-80000-point-signup-bonus-chase-sapphire-preferred-card/#comment-1492588
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Jonny on September 15, 2020, 03:23:24 PM
Im almost at 48 months from my CSR SUB so when I PC it to a CFU to get the CSP bonus, Im concerned that when I PC back to CSR Ill get hit with the full $550 AF (I was just charged my $450 AF last week). Any data points on this?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Mootkim on September 15, 2020, 03:46:49 PM
I'm looking back at my statements and I just wanted to verify when the bonus can be gotten again. I opened card in December and the bonus posted during my Feb 2017 statement. Does it go by the closing date of that statement? So if my due date on that statement was 3/23/17 that would mean that I received the bonus on around 2/26/17?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on September 15, 2020, 03:59:11 PM
2nd report:
https://www.dansdeals.com/credit-cards/wow-earn-highest-ever-80000-point-signup-bonus-chase-sapphire-preferred-card/#comment-1492588
3rd report:
https://www.dansdeals.com/credit-cards/wow-earn-highest-ever-80000-point-signup-bonus-chase-sapphire-preferred-card/#comment-1492677

Ouch.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Jonny on September 15, 2020, 04:03:04 PM
Im almost at 48 months from my CSR SUB so when I PC it to a CFU to get the CSP bonus, Im concerned that when I PC back to CSR Ill get hit with the full $550 AF (I was just charged my $450 AF last week). Any data points on this?

Also, how long after getting the CSP SUB can I cancel it and PC back to CSR?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: yelped on September 15, 2020, 04:15:20 PM
3rd report:
https://www.dansdeals.com/credit-cards/wow-earn-highest-ever-80000-point-signup-bonus-chase-sapphire-preferred-card/#comment-1492677

Ouch.
My father had that months ago with the United Explorer card. But after replying back, they did match it.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Zalc on September 15, 2020, 04:47:49 PM
Anyone have success with opening this as a 1st credit card?

Will they offer to open a freedom if you aren't approved for the preferred?

They are a Auth user on a card for 11 months at this point.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Therebbesbocher on September 15, 2020, 11:41:01 PM
Is there any risk of an A/A if I downgrade my preferred and get a new one a few days later? I've had it for about 4 years
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Yo ssi on September 16, 2020, 12:00:36 AM
Anyone have success with opening this as a 1st credit card?

Will they offer to open a freedom if you aren't approved for the preferred?

They are a Auth user on a card for 11 months at this point.
IME wait another month
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Yma on September 16, 2020, 12:07:07 AM
Applied around 2 months ago. Was told over the phone and by secure message I can not be matched to the new offer.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Jonny on September 16, 2020, 12:17:08 AM
One of many posts in this thread that Chase won't match those who got the 60k SUB in the last 90 days: https://www.reddit.com/r/churning/comments/isuxrs/chase_sapphire_preferred_80000_points_signup/g5ax67c/
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: yitzgar on September 16, 2020, 12:17:18 AM
Wow, B"H when I applied a few weeks ago, it kept saying system down and app wouldn't go through. Worked this time with Dan's link!
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Joel on September 16, 2020, 01:04:58 AM
Anyone have success with opening this as a 1st credit card?

Will they offer to open a freedom if you aren't approved for the preferred?

They are a Auth user on a card for 11 months at this point.
IME Chase wants to see a year credit on a CC from a different bank not AU before approving a low tier card.
Sapphire is a premium card and the minimum CL is 5k so definitely if you do try to apply rather do the freedom then a year later the preferred.
One exception is if you have existing banking relationship it will help out.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Joel on September 16, 2020, 01:07:07 AM
Is there any risk of an A/A if I downgrade my preferred and get a new one a few days later? I've had it for about 4 years.
No risk just wait a week after downgrade for system to update before applying
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Zalc on September 16, 2020, 07:49:39 AM


One exception is if you have existing banking relationship it will help out.

The applicant is a joint account holder on a  CPC bank account. How does this change things?

Would chase offer to open a Freedom with the same application if not approved for Sapphire?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Joel on September 16, 2020, 08:25:06 AM

The applicant is a joint account holder on a  CPC bank account. How does this change things?

Would chase offer to open a Freedom with the same application if not approved for Sapphire?
It will help.

No. will need a new application which will result in another credit inquiry 
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Samb on September 16, 2020, 11:19:03 AM
Is there any risk of an A/A if I downgrade my preferred and get a new one a few days later? I've had it for about 4 years
Never had issue. Just wait a few days in between
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: puddles on September 17, 2020, 08:54:29 AM
I am trying to apply for my wife and cant recall her CSR reserve opening. I went through the statements and couldn't find it. Chase SM was not helpful. When applying for the  CSP via Dans link, is there a place they will tell me if I am in fact eligible for the bonus or if I received one in the last 48 months?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: justmeha on September 17, 2020, 10:07:20 AM
I am trying to apply for my wife and cant recall her CSR reserve opening. I went through the statements and couldn't find it. Chase SM was not helpful. When applying for the  CSP via Dans link, is there a place they will tell me if I am in fact eligible for the bonus or if I received one in the last 48 months?
no
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: sruliL on September 17, 2020, 01:54:22 PM
I want to downgrade my CSP to CFU and reapply for the SUB (been over 48 months). If I downgrade to CFU and donít have a Sapphire card do I lose the UR points I currently have or just canít redeem them until I get a Sapphire card?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: justmeha on September 17, 2020, 02:11:59 PM
I want to downgrade my CSP to CFU and reapply for the SUB (been over 48 months). If I downgrade to CFU and donít have a Sapphire card do I lose the UR points I currently have or just canít redeem them until I get a Sapphire card?
you can redeem them for anything other than transfer partners and increased value in the portal
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: asherfriedman on September 17, 2020, 02:25:32 PM
I am an additional user on a sapphire card on which the primary user received the signup bonus last year am I eligible for the signup bonus?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on September 17, 2020, 02:27:18 PM
I am an additional user on a sapphire card on which the primary user received the signup bonus last year am I eligible for the signup bonus?
Yes
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: asherfriedman on September 17, 2020, 02:43:37 PM
Yes
do I have to cancel my current (additional user) card before applying?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on September 17, 2020, 02:50:37 PM
do I have to cancel my current (additional user) card before applying?
No
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: asherfriedman on September 17, 2020, 03:01:08 PM
No
thanks so much for your help
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: chaimh770 on September 17, 2020, 03:20:07 PM
Hope chase will match Literally literally applied on Friday
Any luck? I literally signed up a few days before
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: lev g on September 17, 2020, 08:20:29 PM
Will personal referral links ever have this deal or will it stay on 60k?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Therebbesbocher on September 18, 2020, 12:50:27 PM
https://www.doctorofcredit.com/source-chase-sapphire-preferred-80000-points-bonus-will-be-available-through-november-8-2020/ (https://www.doctorofcredit.com/source-chase-sapphire-preferred-80000-points-bonus-will-be-available-through-november-8-2020/)
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: sruliL on September 18, 2020, 01:22:07 PM
How long from downgrading my CSP to CFU should I wait before applying?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Yo ssi on September 18, 2020, 01:30:04 PM
How long from downgrading my CSP to CFU should I wait before applying?
https://www.dansdeals.com/?p=243969#comment-1492628
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: peace123 on September 20, 2020, 01:50:28 AM
I checked my free annualcreditreports and I have more then 5 cards including AU card opened in 2015 and before and one in 2019. That means I am past the 5 years rule right?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Definitions on September 20, 2020, 09:02:50 PM
I checked my free annualcreditreports and I have more then 5 cards including AU card opened in 2015 and before and one in 2019. That means I am past the 5 years rule right?
I believe you're getting the rule mixed up.
It's 5 (consumer) cards in 24 months.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Joeymc on September 20, 2020, 09:16:37 PM
I believe you're getting the rule mixed up.
It's 5 (consumer) cards in 24 months.
Although it would actually be much better if it was 24/5
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: ad120 on September 24, 2020, 04:56:28 PM
Hi All;
I got this:

Thank you for your request.
Unfortunately, we are unable to approve your application.


We will provide you more detailed information in 7-10 days that explains the reasons for this decision.


I have had my account previously closed by chase because they claimed that I added AU's that were related to me. 

Anything to do about this? 
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Joeymc on September 24, 2020, 05:37:04 PM
Hi All;
I got this:

Thank you for your request.
Unfortunately, we are unable to approve your application.


We will provide you more detailed information in 7-10 days that explains the reasons for this decision.


I have had my account previously closed by chase because they claimed that I added AU's that were related to me. 

Anything to do about this?
Call recon and ask for the reason why this application was denied
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: sruliL on September 24, 2020, 06:07:53 PM
I waited around 4 days after downgrading my CSP to CFU before applying and was declined. Recon told me because I have an active Sapphire card. Is my only recourse to wait a few more days and re-apply or can I still use this application and ask recon to take a second look?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Samb on September 24, 2020, 06:55:17 PM
I waited around 4 days after downgrading my CSP to CFU before applying and was declined. Recon told me because I have an active Sapphire card. Is my only recourse to wait a few more days and re-apply or can I still use this application and ask recon to take a second look?
You will need to reapply

But no inquiry was done for the first
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: sruliL on September 24, 2020, 09:10:23 PM
You will need to reapply

But no inquiry was done for the first
Thanks. Today is 6 days since I downgraded. Good to reapply or should I hold off longer?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Samb on September 25, 2020, 05:00:35 PM
Thanks. Today is 6 days since I downgraded. Good to reapply or should I hold off longer?
You can try to login to apply usually if you u have already the card or any sapphire card it will say application not available
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: peace123 on September 29, 2020, 01:17:28 AM
I believe you're getting the rule mixed up.
It's 5 (consumer) cards in 24 months.
oh I was thinking wrong!

So is it only 5 credit card hard inquiry or they also count hard inquiry for my recent auto loan in the past 24 months?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Definitions on September 29, 2020, 02:26:30 AM
oh I was thinking wrong!

So is it only 5 credit card hard inquiry or they also count hard inquiry for my recent auto loan in the past 24 months?
I'm pretty sure an auto loan wouldn't count towards it.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: justmeha on September 29, 2020, 03:29:03 AM
oh I was thinking wrong!

So is it only 5 credit card hard inquiry or they also count hard inquiry for my recent auto loan in the past 24 months?
nothing to do with inquires. it's about opened accounts (and yes it's only credit card accounts).
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: davidd75 on September 29, 2020, 05:30:37 PM
Is this card still giving 3X on costco gas purchases?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Samb on September 30, 2020, 07:45:05 PM
Is this card still giving 3X on costco gas purchases?
No gas
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: peace123 on September 30, 2020, 09:12:45 PM
So I can know the rule by checking my credit report account to see how many cards I have opened and approved in the last 24 months or 2 years?  $95 fee with high spend req is bit too hard
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: eternity88 on October 01, 2020, 07:06:06 AM
has anyone gotten any preapproved offer for this lately by going to the branch
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: bochur613 on October 01, 2020, 05:30:25 PM
Just got approved for Preferred. how long do I have to wait till I can upgrade to Reserve? Will they need to do another credit pull?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Shaya E on October 01, 2020, 07:18:50 PM
I'm new here and I'm not sure if this is the right  place to post this, so sorry in advance if it isn't.
If I upgrade the CSP to CSR, when do I get charged the higher AF; right away or when the CSP's year is up?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Mootkim on October 02, 2020, 12:43:25 AM
Just got approved for Preferred. how long do I have to wait till I can upgrade to Reserve? Will they need to do another credit pull?
12 months. No credit pull
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: elazarmn on October 02, 2020, 12:57:07 AM
Just to set something straight. For ive been a little confused with what was being posted

If i have a reserve...can i apply for preferred and still get sign up bonus?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Yehudaa on October 02, 2020, 12:59:05 AM
Just to set something straight. For ive been a little confused with what was being posted

If i have a reserve...can i apply for preferred and still get sign up bonus?

No. From DDMS:

Quote
You wonít get approved for this card if you currently have an active Sapphire Reserve, Sapphire Preferred, or Sapphire card. However you can change those cards to a Freedom Unlimited or Freedom Flex card, wait a few days, and then apply for a Sapphire Preferred card.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: elazarmn on October 02, 2020, 01:04:06 AM
No. From DDMS:


Ah ok i thought i saw that somewhere.

Got it
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: peace123 on October 03, 2020, 06:45:31 PM
Many in flyertalk are saying that you won't get any sign up bonus if you got sign up bonus on any Sapphire family cards in the last 48 months.

True?

Also wait at least 1 to 2 months to apply for this card if I downgrade regular sapphire to the freedom card?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Yehudaa on October 04, 2020, 08:13:34 PM
Many in flyertalk are saying that you won't get any sign up bonus if you got sign up bonus on any Sapphire family cards in the last 48 months.

True?

https://www.dansdeals.com/credit-cards/wow-earn-highest-ever-80000-point-signup-bonus-chase-sapphire-preferred-card/#Signup_bonus_terms
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: yitzyul on October 06, 2020, 08:24:18 PM
12 months. No credit pull
Isnt that only for new account holders? If you have chase cards for 1+ year, I thought you can upgrade anytime?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Mootkim on October 06, 2020, 10:21:28 PM
Isnt that only for new account holders? If you have chase cards for 1+ year, I thought you can upgrade anytime?
Goes by each individual card.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Euclid on October 20, 2020, 11:16:21 PM
Ugh I wish I were able to figure out when my sign up bonus posted 4 years ago. I closed the card and now there's no way to find out...I wish I knew which department to contact for this; regular CS was no help.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Samb on October 21, 2020, 12:42:00 AM
Ugh I wish I were able to figure out when my sign up bonus posted 4 years ago. I closed the card and now there's no way to find out...I wish I knew which department to contact for this; regular CS was no help.
Why not give it a test. Try to apply. No hard pull if not eligible anyway.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Euclid on October 21, 2020, 12:43:10 AM
Why not give it a test. Try to apply. No hard pull if not eligible anyway.
Not concerned about approval, I'll be approved either way. Issue is whether I'm eligible for the sign up bonus.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on October 21, 2020, 12:52:26 AM
You won't get approved or get a hard pull if it hasn't been 48 months. It'll auto reject.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Euclid on October 21, 2020, 12:55:11 AM
You won't get approved or get a hard pull if it hasn't been 48 months. It'll auto reject.
I'm confused...if it's been 48 months since initial approval but NOT 48 months since bonus has been posted (eg approved  September 10 2016, but bonus posted November 10 2016) then I would be denied?? I just assumed that I'd be approved but I wouldn't get the SUB...?
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Dan on October 21, 2020, 12:55:49 AM
Nope, they won't approve you IME. Same as 5/24.
Title: Chase sapphire preferred 80,000 UR sign up bonus
Post by: Euclid on October 21, 2020, 12:58:32 AM
Nope, they won't approve you IME. Same as 5/24.
Ooh nice, that's convenient. Wish they'd make that info available to CS; would allow me to schedule things better.
Title: Re: Chase sapphire preferred 80,000 UR sign up bonus
Post by: normathej on October 21, 2020, 10:21:25 AM
You won't get approved or get a hard pull if it hasn't been 48 months. It'll auto reject.

So no harm in trying? 
I also don't know when my 48 months is up; What really bites is I was told that it's a 5k point bonus for adding an additional cardmember that knocked me off but I don't have the date.