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DansDeals Forum => Credit Cards => Topic started by: sol19 on November 15, 2020, 12:42:59 AM

Title: Earn a $400 bonus with 360 Checking
Post by: sol19 on November 15, 2020, 12:42:59 AM
Earn a $400 bonus with 360 Checking (https://www.capitalone.com/bonus400/)
(https://imgur.com/X1tiatg.jpg)
Title: Re: Earn a $400 bonus with 360 Checking
Post by: sddd on November 16, 2020, 08:34:38 PM
for some reason despite adding promo my account didnt get the promo.
 rep added note to my file but im not hopeful.....

surprised this isnt on main page. Dan?
Title: Re: Earn a $400 bonus with 360 Checking
Post by: Joel on November 16, 2020, 08:45:15 PM
just did the $100 offer 2 months ago. o well
still waiting for the bonus to post
Title: Re: Earn a $400 bonus with 360 Checking
Post by: sol19 on November 16, 2020, 10:01:17 PM
for some reason despite adding promo my account didnt get the promo.
 rep added note to my file but im not hopeful.....

surprised this isnt on main page. Dan?
If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Title: Re: Earn a $400 bonus with 360 Checking
Post by: Yo ssi on November 17, 2020, 12:19:48 PM
Can the direct deposit be from myself?
Title: Re: Earn a $400 bonus with 360 Checking
Post by: ExGingi on November 17, 2020, 12:27:26 PM
What does this account cost or any other drawbacks of this account or bank?

How about Zelle, what are their limits? What's funds availability like on deposits?
Title: Re: Earn a $400 bonus with 360 Checking
Post by: sol19 on November 17, 2020, 12:41:32 PM
Can the direct deposit be from myself?
A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
Title: Re: Earn a $400 bonus with 360 Checking
Post by: ExGingi on November 17, 2020, 01:45:08 PM
A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.

IME with other banks (Chase, for example) regular ACH credits such as when I send money from my account to DW via ACH, or transfer from PayPal to bank account, help in qualifying for fee waiver as direct deposits. Does anyone have other experience with CapitalOne in regards for qualifying for this bonus?
Title: Re: Earn a $400 bonus with 360 Checking
Post by: sddd on November 17, 2020, 02:25:32 PM
there are widespread reports on other forums of promo not being added correctly without an external transfer even though its very clear that a transfe is NOT reqd at time of opening.
fyi
best practice to add a $1 to ensure promo code is indeed attached to application,
Title: Re: Earn a $400 bonus with 360 Checking
Post by: ah giten on November 17, 2020, 02:34:23 PM
IME with other banks (Chase, for example) regular ACH credits such as when I send money from my account to DW via ACH, or transfer from PayPal to bank account, help in qualifying for fee waiver as direct deposits. Does anyone have other experience with CapitalOne in regards for qualifying for this bonus?
A great resource of what does or doesn't count as DD.
https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Capital_One_360
Title: Re: Earn a $400 bonus with 360 Checking
Post by: ExGingi on November 17, 2020, 03:07:09 PM
A great resource of what does or doesn't count as DD.
https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Capital_One_360

Is there any way to figure out a rhyme or reason to what works and what doesn't? Why would a transfer from Schwab work but not from USAA? In any event, I have enough ways to make ACH transfers, so I'm sure I can find something that works.
Title: Re: Earn a $400 bonus with 360 Checking
Post by: nucheiner on November 17, 2020, 04:16:59 PM
A great resource of what does or doesn't count as DD.
https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Capital_One_360
DOC is king of Bank Bonuses. Great DPs, comments etc