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DansDeals Forum => Credit Cards => Topic started by: RJ898 on February 26, 2012, 11:18:02 PM

Title: Free chase checking
Post by: RJ898 on February 26, 2012, 11:18:02 PM
It can be a pain to avoid that $12 monthly fee for the "privilege" of having a chase checking account.

I'm not sure if this has been discussed before but it seems amazon payments qualify's as direct deposit, which means that by transferring my monthly amazon payments "1000 point gain" into my chase account that gets rid of the annual fee!

Just wanted to share....
Title: Re: Free chase checking
Post by: broketeacher on March 25, 2012, 10:50:42 PM
Has tried this and been successful in getting chase to accept amazon payments as direct deposit for the signup bonus?
Title: Re: Free chase checking
Post by: meshugener on March 25, 2012, 10:55:31 PM
Its easy as a pickle to change your account into a College Checking account which is totally free.
Title: Re: Free chase checking
Post by: yitzf on March 25, 2012, 11:01:51 PM
Its easy as a pickle to change your account into a College Checking account which is totally free.
but only if your 17-24 (at least officially, perhaps they don't enforce it, although I suspect it's automatic)
Title: Re: Free chase checking
Post by: meshugener on March 25, 2012, 11:14:09 PM
You are right.
Title: Re: Free chase checking
Post by: broketeacher on March 25, 2012, 11:29:44 PM
I'm over 24, so no student account for me :-(

And I'm not as concerned about the monthly fee (I'll keep my balance over $1500 - it's a good incentive not to spend ;-))

I just want to get the signup bonus for checking which I think can only happen if you have direct deposit
Title: Re: Free chase checking
Post by: Shmelly on March 25, 2012, 11:33:20 PM
I just want to get the signup bonus for checking which I think can only happen if you have direct deposit

Depends on the promo code you use. Some require it and some dont. Try and find one that doesn't require it.
Title: Re: Free chase checking
Post by: yitzf on March 25, 2012, 11:48:13 PM
Depends on the promo code you use. Some require it and some dont. Try and find one that doesn't require it.
+1
does anyone know if the offer codes are linked to your name?
Title: Re: Free chase checking
Post by: joeb1 on March 26, 2012, 12:24:05 AM
nope
Title: Re: Free chase checking
Post by: Saver2000 on March 26, 2012, 12:37:52 AM
+1
does anyone know if the offer codes are linked to your name?

They aren't.

Btw you can buy the coupon on ebay for a couple of bucks.
Title: Re: Free chase checking
Post by: zlt123 on March 26, 2012, 01:14:24 AM
You can get 1 in the welcome packge in the post office
Title: Re: Re: Free chase checking
Post by: trying123 on March 26, 2012, 01:42:20 AM
It can be a pain to avoid that $12 monthly fee for the "privilege" of having a chase checking account.

I'm not sure if this has been discussed before but it seems amazon payments qualify's as direct deposit, which means that by transferring my monthly amazon payments "1000 point gain" into my chase account that gets rid of the annual fee!

Just wanted to share....
I used to do it with my cities account as well to avoid monthly fees and it worked somehow this month I got slapped with a monthly fee although my AP deposit  was way over 1000
Any one had a similar experience?  Maybe they stopped recognizing AP as a direct deposit. ?
In a side note I found Citibank processing AP alot faster then chase iirc I had a credit balance of the amount I AP'd the next day
Title: Re: Free chase checking
Post by: good sam on March 26, 2012, 12:34:33 PM
but only if your 17-24 (at least officially, perhaps they don't enforce it, although I suspect it's automatic)
I am over 24 and still have the account.  I happen to be a student but the age requirement is definitely not absolute.
Title: Re: Free chase checking
Post by: yitzf on March 26, 2012, 12:46:13 PM
I am over 24 and still have the account.  I happen to be a student but the age requirement is definitely not absolute.
But maybe you have to open the account before your 24
Title: Re: Free chase checking
Post by: YankyDoodle on March 26, 2012, 01:08:08 PM
But maybe you have to open the account before your 24
I opened my college checking before I was 24 and they forced me out of it once I turned 25 (and I'm actually in college.) Def not "supposed" to have it once you're over 24, I guess a friendly banker could get around it.
Title: Re: Free chase checking
Post by: meshugener on March 26, 2012, 04:11:16 PM
They aren't.

Btw you can buy the coupon on ebay for a couple of bucks.
got today 2 $150 coupons, I can give it for free.
Title: Re: Free chase checking
Post by: Saver2000 on March 26, 2012, 04:24:34 PM
got today 2 $150 coupons, I can give it for free.

That's nice. So why don't you pm yitzif?

He shouldn't have a problem using it. I've given a code to a ddf'er awhile and he had no prob using it.

Maybe we should start a thread for this. . .
Title: Re: Free chase checking
Post by: meshugener on March 26, 2012, 04:32:03 PM
Just finished a PM exchange with another DDFer who asked me for it,. first come first serve.
Title: Re: Free chase checking
Post by: Saver2000 on March 26, 2012, 04:34:06 PM
Just finished a PM exchange with another DDFer who asked me for it, so first come first serve.

If anybody else needs,  please let me know and I will try to stop by the post office and pickup a welcome packet.
Title: Re: Free chase checking
Post by: Shmelly on March 27, 2012, 12:21:21 PM
Maybe we should start a thread for this. . .
Already done http://forums.dansdeals.com/index.php?topic=12989.0
Title: Re: Free chase checking
Post by: HelpMe on March 28, 2012, 04:30:09 PM
Nevertheless, apparrently you can create a custodial account for your kid (with your name as a custodian) and have a checking account for free.
Very bad idea.
Title: Re: Free chase checking
Post by: azhoopsfan on March 28, 2012, 04:31:59 PM
Very bad idea.

Your're right.  Re-reading my post, in my head I got custodial accounts confused with joint accounts. 
Title: Re: Free chase checking
Post by: HelpMe on March 28, 2012, 04:35:37 PM
Your're right.  Re-reading my post, in my head I got custodial accounts confused with joint accounts.
If you can get a joint account with a minor for free that would work out.
Title: Re: Free chase checking
Post by: Fan of Dan on April 15, 2012, 01:40:02 AM
If you can get a joint account with a minor for free that would work out.
I am to old altough I am a student but wife is under 24 and a student. Would we be able to do a joint so I can be eligible for the freedom bonuses without the hassle of keeping it free?
Title: Re: Free chase checking
Post by: meshugener on April 15, 2012, 03:45:59 AM
Of course.
Title: Re: Free chase checking
Post by: Fan of Dan on April 15, 2012, 09:10:51 AM
just curious if a joint account would help me for the chase exclusives would it help her too if she had the freedom card, or it can only be linked to one freedom account even though it would be a joint bank account?
Title: Free chase checking
Post by: bubbles on April 15, 2012, 09:30:56 AM
just curious if a joint account would help me for the chase exclusives would it help her too if she had the freedom card, or it can only be linked to one freedom account even though it would be a joint bank account?

Works for both of you