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DansDeals Forum => Credit Cards => Topic started by: i3ond on May 29, 2012, 05:05:53 AM

Title: meeting spending requirements?
Post by: i3ond on May 29, 2012, 05:05:53 AM
Do any of last year methods still work for reaching spending requirements?

I imagine the mint method is down.. but is amazon payments and jos a banks stil work?
Title: Re: meeting spending requirements?
Post by: Yitz on May 29, 2012, 07:48:57 AM
Amazon Yes
Title: Re: meeting spending requirements?
Post by: Yeki89 on May 29, 2012, 09:51:20 AM
venmo
Title: Re: meeting spending requirements?
Post by: Saver2000 on May 29, 2012, 09:55:06 AM
venmo

They charge 3%.
Title: Re: meeting spending requirements?
Post by: Yitz on May 29, 2012, 09:57:48 AM
venmo
I think he is looking for free reaching requirements.
Title: Re: meeting spending requirements?
Post by: JEWDA on May 29, 2012, 11:15:02 AM
Do any of last year methods still work for reaching spending requirements?

I imagine the mint method is down.. but is amazon payments and jos a banks stil work?
Amazon Payments Free for $1000. Jos A Bank? You mean to buy on one CC and return on other? You could do that with other stores as well.
Title: Re: meeting spending requirements?
Post by: Dan on May 29, 2012, 11:15:52 AM
You could do that with other stores as well.
Most stores put the charge back on the card you paid with.
Title: Re: meeting spending requirements?
Post by: JEWDA on May 29, 2012, 11:18:17 AM
Most stores put the charge back on the card you paid with.
http://forums.dansdeals.com/index.php?topic=7224.msg82504#msg82504
Title: Re: meeting spending requirements?
Post by: meshugener on May 29, 2012, 11:19:53 AM
But if you return it after bonus points posted?
Worked for me with the SPG, but I didn't return the full $5,000, just. $200, so dono weather it works with a massive return.
Title: Re: meeting spending requirements?
Post by: yoss6400 on May 29, 2012, 02:54:45 PM
i tried amazon payments to earn chase freedom miles and they charged me $25 fee,
Title: Re: meeting spending requirements?
Post by: mordy44 on May 29, 2012, 03:01:30 PM
Quote
i tried amazon payments to earn chase freedom miles and they charged me $25 fee

Not sure what this means. I've used APayments to help reach limits on freedom and sapphire, was never charged any fee. It also doesnt work for the rotating amazon category.

Read the Amazon Payments thread, cause if u use this method, you can be FR'd
Title: Re: meeting spending requirements?
Post by: Red on May 29, 2012, 03:05:06 PM
i tried amazon payments to earn chase freedom miles and they charged me $25 fee,

Make sure that you choose the goods/services option and not cash advance.
Title: Re: meeting spending requirements?
Post by: zale on June 06, 2012, 11:25:09 AM
Is it worth it to pay my 6 month auto insurance policy upfront in order to meet a spending requirement? Is there any reason why NOT to pay the insurance policy upfront?
Title: Re: meeting spending requirements?
Post by: LA2NYC on June 06, 2012, 11:37:17 AM
I looked through the Amazon Payments thread but finding an answer within 55 pages is kinda tough.  Does AP work with Amex Cards?
Title: Re: meeting spending requirements?
Post by: JEWDA on June 06, 2012, 11:39:44 AM
I looked through the Amazon Payments thread but finding an answer within 55 pages is kinda tough.  Does AP work with Amex Cards?
Yes.
Title: Re: meeting spending requirements?
Post by: LA2NYC on June 06, 2012, 11:47:41 AM
I looked through the Amazon Payments thread but finding an answer within 55 pages is kinda tough.  Does AP work with Amex Cards?
Yes.

Can I fund from my Amex and send to wife's bank account which is linked to me as well?
Title: Re: meeting spending requirements?
Post by: JEWDA on June 06, 2012, 11:48:30 AM
Can I fund from my Amex and send to wife's bank account which is linked to me as well?
Yes I do that.
Title: Re: meeting spending requirements?
Post by: TC610 on June 06, 2012, 11:55:22 AM
Is it worth it to pay my 6 month auto insurance policy upfront in order to meet a spending requirement? Is there any reason why NOT to pay the insurance policy upfront?

I would assume you get charged a fee (or it may be disguised as a "discount") for paying monthly/quarterly instead of the 6 months up front.  I believe my previous Nationwide policy charged $6/mo if you paid monthly instead of semi-annually.
Title: Re: meeting spending requirements?
Post by: TC610 on June 06, 2012, 11:57:03 AM
I looked through the Amazon Payments thread but finding an answer within 55 pages is kinda tough.  Does AP work with Amex Cards?
Yes.

Tread carefully.  I went through a "mini-FR" the first time I used AP with my Amex plat.
Title: Re: meeting spending requirements?
Post by: asks on June 06, 2012, 12:20:54 PM
Is it worth it to pay my 6 month auto insurance policy upfront in order to meet a spending requirement? Is there any reason why NOT to pay the insurance policy upfront?

i just did this as well, no reason not to
Title: Re: meeting spending requirements?
Post by: LA2NYC on June 06, 2012, 12:58:58 PM
Tread carefully.  I went through a "mini-FR" the first time I used AP with my Amex plat.


What happened?
Title: Re: meeting spending requirements?
Post by: JEWDA on June 06, 2012, 01:11:48 PM
What happened?
This should be asked in AP thread.
Title: Re: meeting spending requirements?
Post by: Galitzyaner on June 21, 2012, 05:42:45 AM
Is there still the "promotion" for Amex giftcards.. no fee..?

I urgently need to meet a spending threshold.  Ran out of Amazon P.
Title: Re: meeting spending requirements?
Post by: Drago on June 21, 2012, 07:18:18 AM
Is there still the "promotion" for Amex giftcards.. no fee..?

I urgently need to meet a spending threshold.  Ran out of Amazon P.
You can squeeze a few dollars out of Venmo and Serve if you haven't yet.
Or buy some gift cards to retailers you know you will shop at.
Title: Re: meeting spending requirements?
Post by: HelpMe on June 21, 2012, 07:24:21 AM
Gift Cards make perfect gifts for graduations and weddings. Get 100% off the purchase fees: Code EMNL06.
Title: Re: meeting spending requirements?
Post by: Galitzyaner on June 21, 2012, 07:54:04 AM
You can squeeze a few dollars out of Venmo and Serve if you haven't yet.
Or buy some gift cards to retailers you know you will shop at.
Thanks. What are the limits for Venmo and Serve?
Title: Re: meeting spending requirements?
Post by: sruly101 on August 07, 2012, 04:40:13 PM
guys i need to meet my spending requirements, and my amazon payment account is meesed up any othere way?????
Title: Re: meeting spending requirements?
Post by: momo on August 07, 2012, 04:47:11 PM
gift cards are you're friend
Title: Re: meeting spending requirements?
Post by: RJ898 on August 07, 2012, 05:06:32 PM
What stores in NY let you cash out GC's?
Title: Re: meeting spending requirements?
Post by: sruly101 on August 07, 2012, 05:52:26 PM
gift cards are you're friend
well i dont have what to do with GC, i live in Israel, so i cant use them?
Title: meeting spending requirements?
Post by: rots5 on August 07, 2012, 06:29:41 PM
well i dont have what to do with GC, i live in Israel, so i cant use them?
amazon payments works for me too and no fees.  Just got another 1k of spg last week used amaOn pay
Title: Re: meeting spending requirements?
Post by: ANONYMOUS on August 07, 2012, 07:00:37 PM
amazon payments works for me too and no fees.  Just got another 1k of spg last week used amaOn pay

What do you mean??

Thanks!

Title: Re: meeting spending requirements?
Post by: rots5 on August 08, 2012, 01:00:24 AM
What do you mean??

Thanks!



i tried amazon payments to earn chase freedom miles and they charged me $25 fee,
Title: Re: meeting spending requirements?
Post by: Jkhein on August 08, 2012, 02:24:29 AM
What do you mean??

Thanks!
he must of not chosen goods/services, so it was charged as a cash advance.
Title: Re: meeting spending requirements?
Post by: rots5 on August 08, 2012, 03:25:31 AM
he must of not chosen goods/services, so it was charged as a cash advance.

ya ur prob right. i also almost made that mistake before dan corrected me
Title: Re: meeting spending requirements?
Post by: sky121 on August 24, 2012, 11:05:29 AM
When it says $500 once a month. Is a month considered every 30 days or as in August, September etc?
Title: Re: meeting spending requirements?
Post by: Saver2000 on August 24, 2012, 11:09:22 AM
When it says $500 once a month. Is a month considered every 30 days or as in August, September etc?

Calendar month.
Title: Re: Re: meeting spending requirements?
Post by: sky121 on August 24, 2012, 11:15:02 AM
Calendar month.

Thanks!!
Title: Re: meeting spending requirements?
Post by: Bostener on August 24, 2012, 05:46:11 PM
Is it worth it to pay my 6 month auto insurance policy upfront in order to meet a spending requirement? Is there any reason why NOT to pay the insurance policy upfront?

Most insurance companies charge you for not paying everything up front. GIECO charges $5 every month/payment. So it does pay to pay everything up fron!
Title: Re: Re: meeting spending requirements?
Post by: Cbs on August 26, 2012, 02:30:46 AM
Tread carefully.  I went through a "mini-FR" the first time I used AP with my Amex plat.
Can u explain or has it been explained in a diff thread? I just did 1k on AP with amex MB plat.
Title: Re: meeting spending requirements?
Post by: Drago on August 26, 2012, 04:19:26 PM
Can u explain or has it been explained in a diff thread? I just did 1k on AP with amex MB plat.
It's the common stmt in the FR thread. Ppl believe there is a correlation btw using AP and FRs. IMO, it's overblown.
Title: Re: meeting spending requirements?
Post by: TC610 on August 26, 2012, 11:03:51 PM
It's the common stmt in the FR thread. Ppl believe there is a correlation btw using AP and FRs. IMO, it's overblown.

When the F/R rep told me this was initiated due to Amazon Payments transactions, I would tend to believe that Amazon Payments was the trigger.  Correlation proven (unless the rep was lying to me).
Title: Re: meeting spending requirements?
Post by: TC610 on August 26, 2012, 11:16:54 PM
Can u explain or has it been explained in a diff thread? I just did 1k on AP with amex MB plat.

I opened an AMEX card and spent a total of $1000 in about a week over 2 transactions on two different cards, along with a handful of other small transactions.  Two days later I got a voicemail and another voicemail the next day from the F/R department asking to call them back.  When I called back, the interview revolved mostly around what I was doing with Amazon Payments.  I asked if the money I spent at AP is what caused this interview and he said yes.
Title: Re: meeting spending requirements?
Post by: AJK on August 26, 2012, 11:26:10 PM
It's the common stmt in the FR thread. Ppl believe there is a correlation btw using AP and FRs. IMO, it's overblown.

I believe I was the first to report it, and the rep explicitly referred to those payments. Overblown I think it is not.

I opened an AMEX card and spent a total of $1000 in about a week over 2 transactions on two different cards, along with a handful of other small transactions.  Two days later I got a voicemail and another voicemail the next day from the F/R department asking to call them back.  When I called back, the interview revolved mostly around what I was doing with Amazon Payments.  I asked if the money I spent at AP is what caused this interview and he said yes.

Had a similar call.
Title: Re: meeting spending requirements?
Post by: A European on December 30, 2012, 08:17:41 AM
http://forums.dansdeals.com/index.php?topic=7224.msg82504#msg82504
What was the problem with this threat?
Title: Re: meeting spending requirements?
Post by: Jkhein on December 30, 2012, 08:41:23 AM
What was the problem with this threat?
which threat?
Title: Re: meeting spending requirements?
Post by: A European on December 30, 2012, 09:27:21 AM
which threat?
Returning with a different CC.
The thread was deleted by the mods.
Title: Re: meeting spending requirements?
Post by: EE4504 on December 30, 2012, 09:50:53 AM
I made AP with my amex plat nd i got a FR and rep told me this was triggered bcs of the AP... Amex suspended all my cards temporarily until FR was done.... and lowered my credit limits...
AP with Amex not recommended!!
Title: Re: meeting spending requirements?
Post by: sruly101 on December 30, 2012, 12:48:27 PM
I made AP with my amex plat nd i got a FR and rep told me this was triggered bcs of the AP... Amex suspended all my cards temporarily until FR was done.... and lowered my credit limits...
AP with Amex not recommended!!
When was this?
Title: Re: meeting spending requirements?
Post by: TC610 on December 30, 2012, 09:11:16 PM
AP with Amex not recommended!!

YMMV.  It's been excellent for me.
Title: Re: meeting spending requirements?
Post by: rots5 on December 31, 2012, 05:37:52 PM
YMMV.  It's been excellent for me.
excellent? what? amex called u and said thanks for using AP? or u just never got caught which would be just "i never got caught - thank god"  ;D ;D