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DansDeals Forum => Credit Cards => Topic started by: KidOOO on July 25, 2012, 03:18:04 AM

Title: How many AMEX Apps at once is too much
Post by: KidOOO on July 25, 2012, 03:18:04 AM
First of all i know this has all been discussed here in the past, (as has almost every credit card topic in the world..) I simply wasted to much time already going through all the pages without finding what i was looking for, so bear with me.

I wan to apply for

AMEX Platinum regular (50K)
AMEX Platinum MB (50K)
AMEX SPG (Simply Great Value - is there any good signup bonus on this right now?)

and

Blue Business (for open benefits)

I am aware that business is another credit pull so probably will wait with the blue business,

But regarding the personal cards, does 3BM with amex carry more risk than other issuers?? and how about 4BM and 5BM etc.. (if i get in the crazy mode..)

and would you recommend any other amex cards to apply for while at it?

referring to posts with answer would be great as well.

thanks
Title: Re: How many AMEX Apps at once is too much
Post by: zale on July 25, 2012, 11:08:00 AM
In my experience with multiple people's accounts, Amex will only approve 2 of the cards immediately, and they will hold the app for the 3rd card for about a week. they will usually approve the third card, but im pretty sure they do a second pull for it.
Title: Re: How many AMEX Apps at once is too much
Post by: smurf on July 25, 2012, 11:20:09 AM
Get the spg biz for the open benefits
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on July 25, 2012, 12:03:48 PM
In my experience with multiple people's accounts, Amex will only approve 2 of the cards immediately, and they will hold the app for the 3rd card for about a week. they will usually approve the third card, but im pretty sure they do a second pull for it.

Get the spg biz for the open benefits

So now i'm thinking to apply

AMEX Platinum regular (50K)
AMEX Platinum MB (50K)
AMEX Business SPG

that way only 2 personal cards and business will anyway be another pull

How about SPG signup bonus, anything better than the current 25,000? 
Title: Re: How many AMEX Apps at once is too much
Post by: compddd on July 25, 2012, 01:37:41 PM
In my experience with multiple people's accounts, Amex will only approve 2 of the cards immediately, and they will hold the app for the 3rd card for about a week. they will usually approve the third card, but im pretty sure they do a second pull for it.

I did a 3BM for Plat/MB Plat/SPG and was instant approved for the 2 plats and approved for the SPG after an hour.
Title: Re: How many AMEX Apps at once is too much
Post by: zale on July 25, 2012, 01:43:02 PM
I did a 3BM for Plat/MB Plat/SPG and was instant approved for the 2 plats and approved for the SPG after an hour.

Was there a second pull?
Title: Re: How many AMEX Apps at once is too much
Post by: compddd on July 25, 2012, 01:48:53 PM
Was there a second pull?

Nope

but last year I did a 2BM for 2 plats and they approved one after a week, and the 2nd after 2 weeks.

Got 2 pulls for that :(
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on July 25, 2012, 02:04:16 PM
I did a 3BM for Plat/MB Plat/SPG and was instant approved for the 2 plats and approved for the SPG after an hour.

do you mind me asking in what area is you FICO score
Title: Re: How many AMEX Apps at once is too much
Post by: compddd on July 25, 2012, 02:36:35 PM
Citi ID Monitor said my Experian was 700 the day I applied and Amex pulls from Experian in my state.
Title: Re: How many AMEX Apps at once is too much
Post by: TC610 on July 25, 2012, 04:15:04 PM
Keep in mind the spending requirements for the bonuses.  If you won't be able to reach them with all of the cards, then you may want to opt for a different strategy.
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on July 25, 2012, 04:31:40 PM
Keep in mind the spending requirements for the bonuses.  If you won't be able to reach them with all of the cards, then you may want to opt for a different strategy.

good point

so if i go just for the MB Plat and Business SPG, is there any other amex with a signup bonus and low spend requirement? 

this is a waste of credit pull :/

Title: Re: How many AMEX Apps at once is too much
Post by: AsherO on July 25, 2012, 04:50:20 PM
referring to posts with answer would be great as well.

A search for 4BM should answer your questions.
Title: Re: How many AMEX Apps at once is too much
Post by: Shmelly on July 25, 2012, 05:08:27 PM
I did a 3BM for Plat/MB Plat/PRG and had all 3 instantly approved. Another time I applied for only the SPG and got approved the next day. My point is - well you know my point.
Title: Re: How many AMEX Apps at once is too much
Post by: Nitantnel on July 25, 2012, 05:12:57 PM
http://www.dansdeals.com/archives/21647
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on July 25, 2012, 06:30:19 PM
any recombination for a 3rd card (besides the plat and SPG)
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on July 26, 2012, 12:53:45 AM
Anyone have a working link for the SPG Business, the one on the AMEX site is not working..

https://www262.americanexpress.com/business-card-application/starwood-preferred-guest-business-credit-card/apply/29790-9-0
Title: Re: How many AMEX Apps at once is too much
Post by: Dan on July 26, 2012, 12:59:41 AM
http://www.dansdeals.com/go/starwoodbusiness/
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on July 26, 2012, 01:06:17 AM
http://www.dansdeals.com/go/starwoodbusiness/

after i click apply it says

This offer is no longer available.
Title: Re: How many AMEX Apps at once is too much
Post by: Dan on July 26, 2012, 01:07:30 AM
Read the note at the end:
http://www.dansdeals.com/archives/22737
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on July 26, 2012, 01:12:00 AM
Read the note at the end:
http://www.dansdeals.com/archives/22737

ty

I have an amex ZYNC and Blue, on the SPG Business app it asks me if i have a card, and then lets me put the card info instead of filling out the form, does it matter if i do or don't?
Title: Re: How many AMEX Apps at once is too much
Post by: Dan on July 26, 2012, 01:37:47 AM
I wouldn't take the shortcut.
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on July 26, 2012, 01:49:50 AM
I wouldn't take the shortcut.

Well i did it before i read you post, lets hope it goes through,

so far 2 personal went through, just SPG Business left "in progress".. is there anything to do or just waiting game?
Title: Re: How many AMEX Apps at once is too much
Post by: Cbs on July 26, 2012, 03:28:26 AM
I had the same question as OP and thanx for the answers.  Im just wondering if while I'm at it applying amex- should i do a 3bm for chase cards as well (2 diff CB pulls)?
Title: Re: How many AMEX Apps at once is too much
Post by: meshugener on July 26, 2012, 10:17:20 AM
Would be a good idea, as Chase won't see your amex pulls + your amex new accounts (if you do it before the new amex accounts get reported for the 3 CBs.
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on July 26, 2012, 01:31:24 PM
I wouldn't take the shortcut.

Should i be worried about the SPG being "in progress"..
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on August 03, 2012, 06:38:08 PM
well SPG Business was declined, called reconsideration they are telling me only thing they can do is put it for review at executive office which will take a few days, and another credit pull

I have 10K credit on other amex cards but when i offered to move the credit to new card rep had no idea what i was talking about. i tried twice.

am i doing something wrong?

thanks
Title: Re: How many AMEX Apps at once is too much
Post by: KidOOO on August 06, 2012, 10:25:26 AM
Anyone?