DansDeals.com Forums

DansDeals Forum => Credit Cards => Topic started by: AJK on December 26, 2012, 01:37:51 PM

Title: Information for International Bank Wire
Post by: AJK on December 26, 2012, 01:37:51 PM
I am expecting an international wire into my Chase account.

Does anyone know what information I must give the sender to ensure it gets to the right place?
Title: Re: Information for International Bank Wire
Post by: MosheP on December 26, 2012, 01:39:27 PM
I am expecting an international wire into my Chase account.

Does anyone know what information I must give the sender to ensure it gets to the right place?

IIRC besides for name, bank name, account number, bank address, there is also a bank number (different from routing number) that they would need.

You would have to call your bank to get that number.
Title: Re: Information for International Bank Wire
Post by: AJK on December 26, 2012, 01:48:24 PM
So,

AJK
Bank Name
Bank Address (can I pick any chase branch location?)
Bank Account #
Routing #

and some other bank #?

Can anyone else confirm?
Title: Re: Information for International Bank Wire
Post by: MosheP on December 26, 2012, 01:53:09 PM
So,

AJK
Bank Name
Bank Address (can I pick any chase branch location?)
Bank Account #
Routing #

and some other bank #?

Can anyone else confirm?

Again IIRC no, the wire will go to the bank where you opened your account. Its been a while since I last sent/received a wire.
Title: Re: Information for International Bank Wire
Post by: AJK on December 26, 2012, 01:55:22 PM
Me too... but I don't recall anything about *another* bank number.
Title: Re: Information for International Bank Wire
Post by: MosheP on December 26, 2012, 01:59:42 PM
Me too... but I don't recall anything about *another* bank number.

I can be way off on that. I seem to remember waiting for a wire and repeatedly calling my bank until they asked me if a supplied the sender with the bank number. Could be my mind generating bogus memories.......
Title: Re: Information for International Bank Wire
Post by: Name Changed on December 26, 2012, 02:01:04 PM
So,

AJK
Bank Name
Bank Address (can I pick any chase branch location?)
Bank Account #
Routing #

and some other bank #?

Can anyone else confirm?

I never needed my bank address to receive an international wire

IIRC besides for name, bank name, account number, bank address, there is also a bank number (different from routing number) that they would need.

You would have to call your bank to get that number.
You need your Bank Swift code.

Make sure to call your bank and get the proper routing # for receiving wires, as the routing # on your checkbook isnt necessarily the correct one (for wires)
Title: Re: Information for International Bank Wire
Post by: MosheP on December 26, 2012, 02:01:25 PM
See here

https://www.chase.com/index.jsp?pg_name=ccpmapp/smallbusiness/online_banking/page/bb_wires_faqs#3

It says something about a swift number

Also seems to need your address not banks
Title: Re: Information for International Bank Wire
Post by: AJK on December 26, 2012, 02:04:28 PM
Great, thanks guys.
Title: Re: Information for International Bank Wire
Post by: Name Changed on December 26, 2012, 02:06:00 PM
See here

https://www.chase.com/index.jsp?pg_name=ccpmapp/smallbusiness/online_banking/page/bb_wires_faqs#3

It says something about a swift number

Also seems to need your address not banks
Correct your address not the Banks.

If you are using a Chase Bank

The routing # is 021000021
Swift Code - CHASUS33
Title: Re: Information for International Bank Wire
Post by: MosheP on December 26, 2012, 02:08:15 PM
I never needed my bank address to receive an international wire
You need your Bank Swift code.



I knew I wasn't crazy. I've used TD in the past and they require the BANK ADDRESS

http://td.intelliresponse.com/accounts/?requestType=NormalRequest&source=4&id=423&question=How+do+I+receive+a+wire+transfer+to+my+account
Title: Re: Information for International Bank Wire
Post by: Achas Veachas on December 26, 2012, 02:53:12 PM
Seems to depend on the bank. With BoA I needed the BANK address and don't recall needing a bank number. I guess PUTPAC.
Title: Re: Information for International Bank Wire
Post by: AsherO on December 26, 2012, 02:53:51 PM
I've successfully wired money from Europe to my Chase (multiple senders, multiple countries), The info I provided was as follows, your experience might differ:

Routing number: 021272723
Swift: CHASUS33
Account number: XXXXXXXX73

Bank info:
Chase Bank
4724 13th Avenue
Brooklyn, NY 11219

MY info:
Asher OXXXXXXXX
XXXXXX Avenue
City, ST 11111

The routing number is originally from WaMu, I didn't use the 021000021 routing number.
Title: Re: Information for International Bank Wire
Post by: AJK on December 26, 2012, 02:54:54 PM
FYI:

Quote from: Chase SM
Thank you for taking time out of your busy schedule to
contact us. We understand how this can be confusing and
hope we can help provide some clarification.

If you'd like to have money electronically wired to your
Chase account, you'll need to provide the following :
- Your Chase account number
- The Name listed on your Chase account
- For Domestic Wire Transfers: the Chase routing/transit
number (021000021)
- For International Wire Transfers: the Chase SWIFT Code
(CHASUS33)
Please note that the address for any incoming wire, both
foreign and domestic , is:

1 Chase Manhattan
New York, New York 10005
Monies from incoming Wire Transfers are credited to
customer accounts as they are received throughout the day.
The posting Cut Off time is 8 p.m. ET. A $10 fee will
apply to each incoming Wire Transfer.

To learn more about Wire Transfers and any associated
fees, log on to chase.com, scroll to the bottom of the
page and click "Legal Agreements and Disclosures."

If you need to contact our Wire Transfer Unit directly,
please call 1-855-376-5139. You can speak with a
representative Monday through Friday 7:30 a.m.-5:30 p.m.
CT.

Please let us know if there's any other way we can help
you. We appreciate your business and thank you for being
our customer. Please e-mail us through the Secure Message
Center while you are logged on to chase.com, or call us at
1-877-CHASEPC (1-877-242-7372), if you have any questions.

Thank you,
Title: Re: Information for International Bank Wire
Post by: Name Changed on December 26, 2012, 03:02:48 PM
I've successfully wired money from Europe to my Chase (multiple senders, multiple countries), The info I provided was as follows, your experience might differ:

Routing number: 021272723
Swift: CHASUS33
Account number: XXXXXXXX73

The routing number is originally from WaMu, I didn't use the 021000021 routing number.
I had domestic wires rejected cuz I didnt use routing # 021000021, In my local branch they told me that all wires go thru the mail Chase bank that has routing # 021000021.

The reason why an international wire wont get rejecting when using the wrong routing #, cuz you are using a Swift code - which is basically on international wires, its in place of the ABA
Title: Re: Information for International Bank Wire
Post by: ari2955 on July 21, 2013, 11:43:07 AM
I need to make an international bank wire (to Italy)
Do different banks offer different rates, and if so who should I use?
Title: Re: Information for International Bank Wire
Post by: AsherO on July 21, 2013, 06:49:23 PM
I need to make an international bank wire (to Italy)
Do different banks offer different rates, and if so who should I use?

With a bank you should get the bank rate (similar for all banks IME), but pay fees. Compare to rate (no fees) at xetrade.com and hifx.com
Title: Re: Information for International Bank Wire
Post by: AJK on January 21, 2014, 05:53:36 PM
Anyone know if I'd pay any ForEx fees (in addition to the wire fee) for receiving an international wire using Chase?
Title: Re: Information for International Bank Wire
Post by: Ergel on January 21, 2014, 05:58:27 PM
Anyone know if I'd pay any ForEx fees (in addition to the wire fee) for receiving an international wire using Chase?
Depends if the sending bank does the exchange before sending which I'm pretty sure it almost always does
Title: Re: Information for International Bank Wire
Post by: AJK on January 21, 2014, 06:00:14 PM
Well, then I'd pay no additional fee. But that prompts another question:

Do banks normally charge a fair rate in converting, or are they like merchants and gouge?
Title: Re: Information for International Bank Wire
Post by: Ergel on January 21, 2014, 06:00:39 PM
Well, then I'd pay no additional fee. But that prompts another question:

Do banks normally charge a fair rate in converting, or are they like merchants and gouge?
The latter
Title: Re: Information for International Bank Wire
Post by: Ergel on January 21, 2014, 06:02:41 PM
IIRC Fidelity charges 1/2 to 1 percent depending on how much transferring. Was the best I found.
What country?
Title: Re: Information for International Bank Wire
Post by: AJK on January 21, 2014, 06:04:06 PM
Mamzers.

PM'd the country.
Title: Re: Information for International Bank Wire
Post by: Ergel on January 21, 2014, 06:33:36 PM
Mamzers.

PM'd the country.
If it's a significant amount there are companies which specialize in this stuff and can probably do it cheaper
Title: Re: Information for International Bank Wire
Post by: pizzahut on May 04, 2014, 12:46:05 PM
find a company similar to ozforex but for your local country. amazing rates and no fees over a certain amount.
Title: Re: Information for International Bank Wire
Post by: pizzahut on May 05, 2014, 07:17:24 AM
I need to make an international bank wire (to Italy)
Do different banks offer different rates, and if so who should I use?
reading around people have suggested usforex
Title: Re: Information for International Bank Wire
Post by: YankyDoodle on July 02, 2014, 05:35:40 PM
Somewhat related:

I want to transfer $$$ from Canada to USA. TD bank and USforex & others are about the best I've found and all seem to be about .93-.94. It seems like paypal is closer to .96 with no fees, has anyone ever tried paypal? Are there hidden fees that I'm missing? Any other suggestions?

Thanks!
Title: Re: Information for International Bank Wire
Post by: ilherman on July 21, 2014, 02:17:46 PM
Someone in Canada sent me a wire of $2100 from his RBC Bank account to my TD Bank, however I only received $2080, what can be the issue? Both Banks claim that they did not charge a fee.
Title: Re: Information for International Bank Wire
Post by: ilherman on July 21, 2014, 02:30:01 PM
Someone in Canada sent me a wire of $2100 from his RBC Bank account to my TD Bank, however I only received $2080, what can be the issue? Both Banks claim that they did not charge a fee.
Update: The Bank claims that RBC used a intermediary bank and they took the $20, now RBC claims that my Bank used the  intermediary bank,  :o where can I know who is correct? Anyone?
Title: Re: Information for International Bank Wire
Post by: ilherman on July 21, 2014, 02:33:35 PM
Update: The Bank claims that RBC used a intermediary bank and they took the $20, now RBC claims that my Bank used the  intermediary bank,  :o where can I know who is correct? Anyone?
Here is the letter I got, if it helps. You can see that someone used Chase as a intermediary bank.
Title: Re: Information for International Bank Wire
Post by: YankyDoodle on July 22, 2014, 12:36:49 PM
Someone in Canada sent me a wire of $2100 from his RBC Bank account to my TD Bank, however I only received $2080, what can be the issue? Both Banks claim that they did not charge a fee.
They sent $2100 CAD into TD Bank USA for $2080 USD?
Title: Re: Information for International Bank Wire
Post by: ilherman on July 22, 2014, 02:16:52 PM
They sent $2100 CAD into TD Bank USA for $2080 USD?
No. Everything USD.
Title: Re: Information for International Bank Wire
Post by: Jkhein on July 17, 2019, 03:48:27 PM
Can anyone recommend a good international wire service with great rates for repeat large wire transfers? I guess ofx is one of them, what else is there?

Thanks
Title: Re: Information for International Bank Wire
Post by: ExGingi on July 17, 2019, 03:58:19 PM
Can anyone recommend a good international wire service with great rates for repeat large wire transfers? I guess ofx is one of them, what else is there?

Thanks

If you're not doing currency conversion, and are sending wires to same recipients, Fidelity does it for free (on a personal account don't know about business). International wires require a form to be sent in, while domestic can be set up online. Once you have a recipient set up, domestic wires are done online, international require call in.
Title: Re: Information for International Bank Wire
Post by: Jkhein on July 17, 2019, 05:41:34 PM
If you're not doing currency conversion, and are sending wires to same recipients, Fidelity does it for free (on a personal account don't know about business). International wires require a form to be sent in, while domestic can be set up online. Once you have a recipient set up, domestic wires are done online, international require call in.
Itís coming from the UK to different accounts in the US
Title: Re: Information for International Bank Wire
Post by: LoLo on July 17, 2019, 05:50:44 PM
Never used them, but check out https://transferwise.com/us/
Title: Re: Information for International Bank Wire
Post by: ExGingi on July 17, 2019, 07:29:32 PM
Never used them, but check out https://transferwise.com/us/

I've used them once between Australia and US. More like ACH than wire. Pricing was best I could find. (I think they recently increased their pricing).