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DansDeals Forum => Start Here! => Topic started by: mmermss on January 07, 2013, 06:28:32 PM

Title: START HERE: Links To Credit Card Threads
Post by: mmermss on January 07, 2013, 06:28:32 PM
Due to the recent (and non recent) new comers starting many new threads to ask their question on a credit card that was asked several times, I thought if there was a thread stickied to the top of the page which contained all the main threads discussing that credit card, people would hopefullytend to go there to post/search before starting a new thread.

I put together some of the "main" threads discussing some of the credit cards.  If any one has any to add it would be great!
I hope this works out and is helpful to all.

See Wiki for updated links
Title: Re: Main Credit Cards Discussion Threads
Post by: yosefchaim on January 07, 2013, 07:13:40 PM
Due to the recent (and non recent) new comers starting many new threads to ask their question on a credit card that was asked several times, I thought if there was a thread stickied to the top of the page which contained all the main threads discussing that credit card, people would hopefullytend to go there to post/search before starting a new thread.

I put together some of the "main" threads discussing some of the credit cards.  If any one has any to add it would be great!
I hope this works out and is helpful to all.

Chase
United Explorer (http://forums.dansdeals.com/index.php?topic=14560.0)
United Explorer Business (http://forums.dansdeals.com/index.php?topic=23840.0)
United Club (http://forums.dansdeals.com/index.php?topic=15088.0)
Ink Bold (http://forums.dansdeals.com/index.php?topic=9678.0)
SPWMC (http://forums.dansdeals.com/index.php?topic=21730.0)
Freedom (http://forums.dansdeals.com/index.php?topic=8756.0)
Hyatt (http://forums.dansdeals.com/index.php?topic=15318.0)
Southwest (http://forums.dansdeals.com/index.php?topic=8370.0)
BA (http://forums.dansdeals.com/index.php?topic=15413.0)
Amex
Amex Plat (http://forums.dansdeals.com/index.php?topic=11759.0)
Amex MB Plat (http://forums.dansdeals.com/index.php?topic=9626.0)
Citi
AA (http://forums.dansdeals.com/index.php?topic=10923.0)
SPG gold etc.....
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: AJK on January 07, 2013, 11:22:39 PM
Tried before. Hasn't worked, unfortunately.
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: mmermss on January 08, 2013, 12:06:22 PM
Tried before. Hasn't worked, unfortunately.
Sorry, didnt know.  It's too bad.  :(
Title: Re: Main Credit Cards Discussion Threads
Post by: mmermss on January 08, 2013, 12:08:48 PM
SPG gold etc.....
Couldnt really find one main thread discussing the SPG card...there are a dozen small ones with everyone starting one to ask their own personal questions, hence the need for this thread.
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: AJK on January 08, 2013, 01:15:26 PM
Sorry, didnt know.  It's too bad.  :(

Agreed.
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: Drago on January 08, 2013, 02:55:10 PM
Tried before. Hasn't worked, unfortunately.
Why not have this stickied on top?
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: ae123 on January 08, 2013, 03:52:16 PM
Great thread!
Thanks!
To add, just log in and edit the wiki.
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: mmermss on January 08, 2013, 03:58:59 PM
Great thread!
Thanks!
To add, just log in and edit the wiki.
I think theres a min post count to edit a wiki.

And please dont add a thread that a guy started and named it SPG and has 5 replies  :P (that wasnt specifically for you)
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: AJK on January 08, 2013, 04:20:20 PM
Tried before. Hasn't worked, unfortunately.

@mmermss -- Looks like it may work this time ;)
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: Dan on January 08, 2013, 04:21:13 PM
-Added numerous links to Wiki.
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: mmermss on January 08, 2013, 04:24:04 PM
-Added numerous links to Wiki.
Thanks!
Did you just merge a bunch of SP Visa threads to create that big one? Or did I just not see it?
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: Dan on January 08, 2013, 04:27:53 PM
Did you just merge a bunch of SP Visa threads to create that big one?
Yup.
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: Dan on January 08, 2013, 04:31:28 PM
Now that we have these master threads, if you find misc threads that should be merged just use the RTM button.
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: mmermss on January 08, 2013, 04:36:48 PM
Now that we have these master threads, if you find misc threads that should be merged just use the RTM button.
Do you think other major threads should be included in the wiki? Or would it be too much?
For example:

Chase recon (http://forums.dansdeals.com/index.php?topic=8398.0)
CC retention bonus (http://forums.dansdeals.com/index.php?topic=1572.0)
Amex Plat $200 airline fee reimbursement (http://forums.dansdeals.com/index.php?topic=3802.0)

Thoughts?
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: Dan on January 08, 2013, 04:37:50 PM
Go for it :)
Title: Re: Master Thread Of Credit Card Discussion Threads
Post by: george on January 08, 2013, 05:49:20 PM
May I suggest changing the title of this thread to "Index of Credit Card Master Threads"? I think the word "index" is more descriptive and therefore less confusing than the current title.
Title: Re: Master Thread Of Credit Card Discussion Threads
Post by: thaber on January 08, 2013, 06:04:18 PM
Thank you for doing this
Perhaps a breakdown of Business and Consumer would be helpful as well to novices such as myself
Title: Re: Master Thread Of Credit Card Discussion Threads
Post by: myb821 on January 08, 2013, 06:10:54 PM
Thank you for doing this
Perhaps a breakdown of Business and Consumer would be helpful as well to novices such as myself
done
Title: Re: Index Of Credit Card Thread Links
Post by: MEIR613 on January 08, 2013, 06:30:31 PM
Just did US Air.
Should we do for BOA?
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: mmermss on January 08, 2013, 06:32:44 PM
Should we do for BOA?

Go for it :)
Title: Re: START HERE: Index Of Credit Card Thread Links
Post by: Dan on January 08, 2013, 07:41:41 PM
Added "Popular Threads" to wiki.
Title: Re: START HERE: Index Of Credit Card Thread Links
Post by: ae123 on January 08, 2013, 07:55:59 PM
Added "Popular Threads" to wiki.

Thanks again!
This will definitely make things easier, not just for newbies, but for everyone.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: thaber on January 09, 2013, 12:33:50 AM
done
Thanks for this. Very helpful, I love the sense of community here.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Shmulyg on January 09, 2013, 12:57:57 AM
Great idea! Kudos!
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on January 09, 2013, 05:13:50 AM
Added a few more links
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Drago on January 09, 2013, 05:20:42 AM
I'd add in if s/o could tell me how to name a hyperlink.

Pathetic, I know...
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on January 09, 2013, 05:30:31 AM
I'd add in if s/o could tell me how to name a hyperlink.

Pathetic, I know...
PM'd you
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Dan on January 09, 2013, 11:28:51 AM
-Added a DD.com section.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Dan on January 09, 2013, 11:29:11 AM
I'd add in if s/o could tell me how to name a hyperlink.

Pathetic, I know...
Huh? Just quote anyone who's ever made a hyperlink to see the format.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Saver2000 on January 09, 2013, 11:34:55 AM
-Added a DD.com section.
Wow, thanx. Should help for a lot less clutter.

Btw nice pic! He's really getting big!
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on January 09, 2013, 11:39:45 AM
Wow, thanx. Should help for a lot less clutter.

+1
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on January 09, 2013, 02:01:21 PM
Any main threads/posts discussing being an AU or discussing which card to apply for for a person just starting out?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Achas Veachas on January 10, 2013, 07:28:03 AM
Nope! Those threads are always started by newbies, hence each individual one gets his own thread.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: meshugener on January 10, 2013, 09:30:40 AM
I think the links to DD should be on top of the links to DDF.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: MEIR613 on January 10, 2013, 10:53:58 AM
I think the links to DD should be on top of the links to DDF.
Why?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: az on January 10, 2013, 11:14:00 AM
what about something like "ideas on how to meet a spending threshold",  pleas 
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on January 10, 2013, 12:42:27 PM
Nope! Those threads are always started by newbies, hence each individual one gets his own thread.
I guess it all started because he (http://forums.dansdeals.com/index.php?topic=10598.msg346584#msg346584) was jealous that someone got their own thread so every one now wants the same  :D
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: meshugener on January 10, 2013, 12:58:20 PM
Why?
Better explained for newbies.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: MrsZev on January 10, 2013, 06:27:04 PM
as a n00b, thank you for creating this! I search, I really do, it's just not always successful.

I'm currently searching for a master thread where people are discussing CC for paying tuition for day school? I see a lot re: college, but our local schools have benefits for pre-paying tuition, including waiving CC fees, % discounts, etc. I have to believe a forum with this many Yids is going to have a thread dedicated to day school tuition, nu?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on January 11, 2013, 08:22:47 AM
Updated the wiki with a small request  :)
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mgarfin on January 13, 2013, 05:26:56 PM
What happened to the Amex Plat thread?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on January 13, 2013, 05:50:24 PM
What happened to the Amex Plat thread?
Its there...
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mgarfin on January 13, 2013, 05:52:52 PM
Did you click on it?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on January 14, 2013, 02:14:25 AM
Did you click on it?
Fixed
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mgarfin on January 14, 2013, 06:09:49 PM
Should the thread on credit card benefits    http://forums.dansdeals.com/index.php?topic=10458.0  be added ?

It's better than the article from main site, it"s open to discussion.
Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: mmermss on January 17, 2013, 12:45:37 PM
@mmermss -- Looks like it may work this time ;)

I think it might be working. 

Just added a much needed 2/3/4BM Master Thread which looks like it was created by merging tons of small threads.

Now all it needs is a thread discussing everything about a "first CC".  That question gets asked way to many times in every ones own new personal thread.

Title: Re: Master Thread Of Credit Cards Discussion Threads
Post by: AJK on January 17, 2013, 12:54:36 PM
Now all it needs is a thread discussing everything about a "first CC".  That question gets asked way to many times in every ones own new personal thread.

Agreed x100.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: EliH on January 27, 2013, 08:25:37 AM
Thank you for all that you do, could I trouble you for one more.
Could we have an updated current top incentive CC by issuer, list on top?
Thanks,
Eli
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on January 27, 2013, 08:41:00 AM
Thank you for all that you do, could I trouble you for one more.
Could we have an updated current top incentive CC by issuer, list on top?
Thanks,
Eli

If there is a thread on it already then provide the link and it might get up there  :)
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: ganizzy on January 28, 2013, 05:10:45 PM
where is the thread that lists each cc and their benefits (not categorized by benefits) im searching but cant find it
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on January 28, 2013, 05:14:39 PM
where is the thread that lists each cc and their benefits (not categorized by benefits) im searching but cant find it

This (http://forums.dansdeals.com/index.php?topic=8028.0) one?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Shmelly on February 06, 2013, 10:06:06 AM
I've been using this thread almost daily. Thanks so much OP.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on February 06, 2013, 02:26:25 PM
I've been using this thread almost daily. Thanks so much OP.
Y(very)W
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Racer7400 on February 07, 2013, 04:40:16 PM
Maybe this (http://www.dansdeals.com/archives/28395/comment-page-1#comment-228879) should be added to the wiki?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Red on February 07, 2013, 04:45:59 PM
Maybe this (http://www.dansdeals.com/archives/28395/comment-page-1#comment-228879) should be added to the wiki?
What, your comment on the post?  ;)
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Racer7400 on February 07, 2013, 04:47:57 PM
What, your comment on the post?  ;)
lol. It's a great post, and helpful to noobs like myself 😀😉.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Redbull3 on February 11, 2013, 09:13:56 AM
The bluebird thread slipped off the first page I guess we are all finally getting the hang of it, lol!
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: yuneeq on February 11, 2013, 09:22:11 AM
The bluebird thread slipped off the first page I guess we are all finally getting the hang of it, lol!

Could be that, or could be because its DEAD
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: jeremiah1083 on February 22, 2013, 10:26:19 AM
Is there a thread on US banking and brokerages? I currently bank with Chase and they don't have a brokerage for banking customers. I trade with ETrade which has ridiculous trade commissions. So I'm thinking of moving over to BofA and using their Merrill Edge platform, which gives you free equity trades if you meet certain criteria. Although I don't want to completely leave Chase, because I like the Freedom, Sapphire Preferred, and checking account combo. Any recs on what to do? Anyone know the minimum balance one must maintain with Chase to be fee-free?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: yuneeq on February 23, 2013, 12:24:09 PM
Is there a thread on US banking and brokerages? I currently bank with Chase and they don't have a brokerage for banking customers. I trade with ETrade which has ridiculous trade commissions. So I'm thinking of moving over to BofA and using their Merrill Edge platform, which gives you free equity trades if you meet certain criteria. Although I don't want to completely leave Chase, because I like the Freedom, Sapphire Preferred, and checking account combo. Any recs on what to do? Anyone know the minimum balance one must maintain with Chase to be fee-free?

I like Tradeking. It works well, only costs $5 a trade. Etrade isn't bad and the $10 commission isn't the highest out there.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: yuneeq on March 01, 2013, 06:34:06 AM
Updated the wiki a bit. Added help threads, app orama, and other small changes.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Achas Veachas on March 01, 2013, 09:50:29 AM
Thank! Now I'll never have the problem of not being able to find something and then not being able to find the 'Help me find it' thread ;D
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: yuneeq on March 02, 2013, 12:56:52 PM
Thank! Now I'll never have the problem of not being able to find something and then not being able to find the 'Help me find it' thread ;D

lol ;)
I decided to add those threads after searching for them for the umpteenth time. :)
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: jj1000 on April 10, 2013, 01:53:45 PM
Best thread to show someone who wants to build their credit score up from nothing?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: raphy781 on April 10, 2013, 02:16:03 PM
Best thread to show someone who wants to build their credit score up from nothing?
I have seen a lot of threads discussing the best first card, and building up credit but nothing with simple detailed instructions for building your credit from scratch.
I personally applied for a few cars and was declined. I then applied for the capital one secured card and was instantly approved. The card has a $29 annual fee and offers no rewards but I had no choice.
I made sure to spend at least a few dollars on it each month and pay the bill on time. After 6 months I applied for an Amex spg card and was approved.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: meshugener on April 10, 2013, 03:01:39 PM
Best thread to show someone who wants to build their credit score up from nothing?
I don't know where to begin...

http://forums.dansdeals.com/index.php?topic=266.0
http://forums.dansdeals.com/index.php?topic=653.0
http://forums.dansdeals.com/index.php?topic=2170.0
http://forums.dansdeals.com/index.php?topic=3927.0
http://forums.dansdeals.com/index.php?topic=5547.0
http://forums.dansdeals.com/index.php?topic=8611.0
http://forums.dansdeals.com/index.php?topic=8739.0
http://forums.dansdeals.com/index.php?topic=1101.0
http://forums.dansdeals.com/index.php?topic=1136.0
http://forums.dansdeals.com/index.php?topic=10246.0
http://forums.dansdeals.com/index.php?topic=14559.0
http://forums.dansdeals.com/index.php?topic=15975.0
http://forums.dansdeals.com/index.php?topic=16707.0
http://forums.dansdeals.com/index.php?topic=16940.0
http://forums.dansdeals.com/index.php?topic=17232.0
http://forums.dansdeals.com/index.php?topic=18619.0
http://forums.dansdeals.com/index.php?topic=18715.0
http://forums.dansdeals.com/index.php?topic=18923.0
http://forums.dansdeals.com/index.php?topic=22076.0
http://forums.dansdeals.com/index.php?topic=22107.0
http://forums.dansdeals.com/index.php?topic=22125.0
http://forums.dansdeals.com/index.php?topic=24465.0

If you need more, I can definitely bring it up, there are a lot more.

Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: raphy781 on April 10, 2013, 03:04:45 PM
I don't know where to begin...

http://forums.dansdeals.com/index.php?topic=266.0
http://forums.dansdeals.com/index.php?topic=653.0
http://forums.dansdeals.com/index.php?topic=2170.0
http://forums.dansdeals.com/index.php?topic=3927.0
http://forums.dansdeals.com/index.php?topic=5547.0
http://forums.dansdeals.com/index.php?topic=8611.0
http://forums.dansdeals.com/index.php?topic=8739.0
http://forums.dansdeals.com/index.php?topic=1101.0
http://forums.dansdeals.com/index.php?topic=1136.0
http://forums.dansdeals.com/index.php?topic=10246.0
http://forums.dansdeals.com/index.php?topic=14559.0
http://forums.dansdeals.com/index.php?topic=15975.0
http://forums.dansdeals.com/index.php?topic=16707.0
http://forums.dansdeals.com/index.php?topic=16940.0
http://forums.dansdeals.com/index.php?topic=17232.0
http://forums.dansdeals.com/index.php?topic=18619.0
http://forums.dansdeals.com/index.php?topic=18715.0
http://forums.dansdeals.com/index.php?topic=18923.0
http://forums.dansdeals.com/index.php?topic=22076.0
http://forums.dansdeals.com/index.php?topic=22107.0
http://forums.dansdeals.com/index.php?topic=22125.0
http://forums.dansdeals.com/index.php?topic=24465.0

If you need more, I can definitely bring it up, there are a lot more.
I don't think he's looking for a megila, or to spend a month reading all those posts which is why I gave a simple answer:)
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on April 10, 2013, 03:05:02 PM
LOL

Thanks for saving me some time  ;)
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: jj1000 on April 10, 2013, 03:05:07 PM
I don't know where to begin...

http://forums.dansdeals.com/index.php?topic=266.0
http://forums.dansdeals.com/index.php?topic=653.0
http://forums.dansdeals.com/index.php?topic=2170.0
http://forums.dansdeals.com/index.php?topic=3927.0
http://forums.dansdeals.com/index.php?topic=5547.0
http://forums.dansdeals.com/index.php?topic=8611.0
http://forums.dansdeals.com/index.php?topic=8739.0
http://forums.dansdeals.com/index.php?topic=1101.0
http://forums.dansdeals.com/index.php?topic=1136.0
http://forums.dansdeals.com/index.php?topic=10246.0
http://forums.dansdeals.com/index.php?topic=14559.0
http://forums.dansdeals.com/index.php?topic=15975.0
http://forums.dansdeals.com/index.php?topic=16707.0
http://forums.dansdeals.com/index.php?topic=16940.0
http://forums.dansdeals.com/index.php?topic=17232.0
http://forums.dansdeals.com/index.php?topic=18619.0
http://forums.dansdeals.com/index.php?topic=18715.0
http://forums.dansdeals.com/index.php?topic=18923.0
http://forums.dansdeals.com/index.php?topic=22076.0
http://forums.dansdeals.com/index.php?topic=22107.0
http://forums.dansdeals.com/index.php?topic=22125.0
http://forums.dansdeals.com/index.php?topic=24465.0

If you need more, I can definitely bring it up, there are a lot more.


Oy. Thank you! If I have time I suppose I'll try and organize a summary.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Achas Veachas on April 10, 2013, 03:05:34 PM
I don't know where to begin...

http://forums.dansdeals.com/index.php?topic=266.0
http://forums.dansdeals.com/index.php?topic=653.0
http://forums.dansdeals.com/index.php?topic=2170.0
http://forums.dansdeals.com/index.php?topic=3927.0
http://forums.dansdeals.com/index.php?topic=5547.0
http://forums.dansdeals.com/index.php?topic=8611.0
http://forums.dansdeals.com/index.php?topic=8739.0
http://forums.dansdeals.com/index.php?topic=1101.0
http://forums.dansdeals.com/index.php?topic=1136.0
http://forums.dansdeals.com/index.php?topic=10246.0
http://forums.dansdeals.com/index.php?topic=14559.0
http://forums.dansdeals.com/index.php?topic=15975.0
http://forums.dansdeals.com/index.php?topic=16707.0
http://forums.dansdeals.com/index.php?topic=16940.0
http://forums.dansdeals.com/index.php?topic=17232.0
http://forums.dansdeals.com/index.php?topic=18619.0
http://forums.dansdeals.com/index.php?topic=18715.0
http://forums.dansdeals.com/index.php?topic=18923.0
http://forums.dansdeals.com/index.php?topic=22076.0
http://forums.dansdeals.com/index.php?topic=22107.0
http://forums.dansdeals.com/index.php?topic=22125.0
http://forums.dansdeals.com/index.php?topic=24465.0

If you need more, I can definitely bring it up, there are a lot more.


Should they be merged? On second thought it won't help.  :-\
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: MEIR613 on April 10, 2013, 03:09:10 PM
Should they be merged? On second thought it won't help.  :-\
I think it will.

Look what happened to all the 2/3/4bms questions.

I don't anyone started a new thread since ;D
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: raphy781 on April 10, 2013, 03:22:44 PM
Oy. Thank you! If I have time I suppose I'll try and organize a summary.
I thought about doing that every time I saw a new post like "I haven't been able to get approved...." or "I have a friend who has no credit history...". The list of threads dedicated to this one question goes on and on.
I still consider myself new to the forum and didn't want to add to the clutter aside from which I'm not sure where it would go so I was reluctant to post a summary, especially if that meant starting a new thread.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on April 10, 2013, 03:24:32 PM

I still consider myself new to the forum and didn't want to add to the clutter aside from which I'm not sure where it would go so I was reluctant to post a summary, especially if that meant starting a new thread.
I felt left out so I started a new thread   ;D
http://forums.dansdeals.com/index.php?topic=24469.msg394616#msg394616
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: MEIR613 on April 10, 2013, 03:25:40 PM
I felt left out so I started a new thread   ;D
http://forums.dansdeals.com/index.php?topic=24469.msg394616#msg394616
REPOST ;D
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on April 10, 2013, 03:26:55 PM
REPOST ;D
Huh?  Where?  :P  ;D
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: MEIR613 on April 10, 2013, 03:27:57 PM
Huh?  Where?  :P  ;D
Nice move  ;)
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: meshugener on April 10, 2013, 03:37:50 PM
Should they be merged?
  +1
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: raphy781 on April 10, 2013, 03:37:57 PM
I felt left out so I started a new thread   ;D
http://forums.dansdeals.com/index.php?topic=24469.msg394616#msg394616
LOL
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Dan on April 10, 2013, 07:56:09 PM
I don't know where to begin...

http://forums.dansdeals.com/index.php?topic=266.0
http://forums.dansdeals.com/index.php?topic=653.0
http://forums.dansdeals.com/index.php?topic=2170.0
http://forums.dansdeals.com/index.php?topic=3927.0
http://forums.dansdeals.com/index.php?topic=5547.0
http://forums.dansdeals.com/index.php?topic=8611.0
http://forums.dansdeals.com/index.php?topic=8739.0
http://forums.dansdeals.com/index.php?topic=1101.0
http://forums.dansdeals.com/index.php?topic=1136.0
http://forums.dansdeals.com/index.php?topic=10246.0
http://forums.dansdeals.com/index.php?topic=14559.0
http://forums.dansdeals.com/index.php?topic=15975.0
http://forums.dansdeals.com/index.php?topic=16707.0
http://forums.dansdeals.com/index.php?topic=16940.0
http://forums.dansdeals.com/index.php?topic=17232.0
http://forums.dansdeals.com/index.php?topic=18619.0
http://forums.dansdeals.com/index.php?topic=18715.0
http://forums.dansdeals.com/index.php?topic=18923.0
http://forums.dansdeals.com/index.php?topic=22076.0
http://forums.dansdeals.com/index.php?topic=22107.0
http://forums.dansdeals.com/index.php?topic=22125.0
http://forums.dansdeals.com/index.php?topic=24465.0

If you need more, I can definitely bring it up, there are a lot more.
TY, merged.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: meshugener on April 10, 2013, 08:43:21 PM
It wasn't that hard to pull that off, I just entered in the search box 'Dan Gap' and 'Meshugener Journey' and they all came up in the results.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Dan on April 10, 2013, 08:54:37 PM
Rofl...
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on April 10, 2013, 11:48:58 PM
Any one who reads through that thread will probably be more confused than he was before knowing anything about credit....
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Dan on April 10, 2013, 11:53:23 PM
Any one who reads through that thread will probably be more confused than he was before knowing anything about credit....
Hopefully someone will wikify it :)
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: yuneeq on April 11, 2013, 12:03:05 AM
Dan, I don't like the links alphabetized. It makes more sense to have AOR next to 2/3/4bm and AP next to bluebird and etc.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: judahk88 on April 11, 2013, 12:04:54 AM
Dan, I don't like the links alphabetized. It makes more sense to have AOR next to 2/3/4bm and AP next to bluebird and etc.
I think its better alphabetized. Makes it easier to find what you are looking for.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: yuneeq on April 11, 2013, 12:12:15 AM
I think its better alphabetized. Makes it easier to find what you are looking for.

Normal people don't remember what letter threads start with. They remember the basic title. Grouping the links makes it easier to find the rest in a glance.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: judahk88 on April 11, 2013, 12:14:37 AM
Normal people don't remember what letter threads start with. They remember the basic title. Grpuping the links makes it easier to find the rest in a glance.
True, but the links say straight up "Bluebird and Vanilla discussion" shouldn't be too hard to find.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: yuneeq on April 11, 2013, 12:27:35 AM
True, but the links say straight up "Bluebird and Vanilla discussion" shouldn't be too hard to find.

I'm not talking about specific examples. Yes, technically you'll find all the threads if you take the time to read every link. Not exactly the most efficient way though, at least for me IME.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: judahk88 on April 11, 2013, 11:00:28 AM
I'm not talking about specific examples. Yes, technically you'll find all the threads if you take the time to read every link. Not exactly the most efficient way though, at least for me IME.
Ok I hear ya.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Dan on April 12, 2013, 12:17:29 AM
Dan, I don't like the links alphabetized. It makes more sense to have AOR next to 2/3/4bm and AP next to bluebird and etc.
How about now?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: MEIR613 on April 12, 2013, 12:24:18 AM
How about now?
Looks awesome. Great work!!
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: jj1000 on April 12, 2013, 12:26:51 AM
How about now?
How about adding the new wiki on credit building?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Dan on April 12, 2013, 12:27:35 AM
How about adding the new wiki on credit building?
It's there.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: jj1000 on April 12, 2013, 12:29:56 AM
It's there.
my bad. Looks great!
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: MEIR613 on April 12, 2013, 12:30:12 AM
If this Wiki is not spoon feeding, I don't know what is.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: yuneeq on April 12, 2013, 05:06:04 AM
Looks awesome. Great work!!

+1
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Achas Veachas on April 12, 2013, 09:06:06 AM
If this Wiki is not spoon feeding, I don't know what is.
-1
Spoon feeding is giiving clear step-by-step directions. This is pointing people towards where THEY can find the information they need.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: judahk88 on April 12, 2013, 10:10:32 AM
How about now?
Looks great
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: MEIR613 on April 12, 2013, 10:24:27 AM
-1
Spoon feeding is giiving clear step-by-step directions. This is pointing people towards where THEY can find the information they need.
Meant to mean it is extremely clear. 
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mmermss on April 12, 2013, 12:09:02 PM
How about now?

Looks great.  Thanks!

Now all we need is for this to be done in "Up in the Air"  and "On the Road"   :)
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: judahk88 on April 12, 2013, 12:09:33 PM
Looks great.  Thanks!

Now all we need is for this to be done in "Up in the Air"  and "On the Road"   :)
Agreed. 1 step at a time.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Dan on April 12, 2013, 12:18:27 PM
Looks great.  Thanks!

Now all we need is for this to be done in "Up in the Air"  and "On the Road"   :)
Go for it :)
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: MEIR613 on April 12, 2013, 12:22:39 PM
Go for it :)
I'm up for the mission.

http://forums.dansdeals.com/index.php?topic=27359.0
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Achas Veachas on April 12, 2013, 04:48:34 PM
Meant to mean it is extremely clear. 
Sorry I thought you meant it in a bad way. Never mind.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: DovtheBear on May 11, 2013, 11:48:09 PM
Is there a thread discussing Secure Cards?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: Shmulyg on May 11, 2013, 11:59:08 PM
Is there a thread discussing Secure Cards?
http://forums.dansdeals.com/index.php?topic=266.0
Not specifically secure cards, but for beginners in general.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: DovtheBear on May 12, 2013, 12:00:02 AM
http://forums.dansdeals.com/index.php?topic=266.0
Not specifically secure cards, but for beginners in general.
Yah, i know. But thanks anyway.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: menachem_m on July 19, 2013, 03:55:08 PM
There used to be a thread with all the CC biller address to mail checks to. Cant seem to find it and its not in wiki, anyone could help? Thanks.

EDIT:Found it. http://forums.dansdeals.com/index.php?topic=24590.0 If anyone knows how to add it to the wiki.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: DovtheBear on September 10, 2013, 04:50:18 PM
@Yuneeq Thanks for the overloaded wiki, but what happened to the "Best Card Master Thread"?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: yuneeq on September 10, 2013, 10:03:37 PM
@Yuneeq Thanks for the overloaded wiki, but what happened to the "Best Card Master Thread"?

It was mis-titled and mis-categorized.
It's the "best card to use" thread.
Not "Best card to sign up for" as the title and category suggested.
So I put it under credit card benefits.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: dbel23 on January 12, 2014, 06:32:01 PM
When I click on the amex platinum link and it says "an error has occured"
I tried a search and the only one thread i found was this one: http://forums.dansdeals.com/index.php?topic=829.0
Anyone have a better link?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: notanonymous on February 04, 2014, 02:20:34 AM
When I click on the amex platinum link and it says "an error has occured"
I tried a search and the only one thread i found was this one: http://forums.dansdeals.com/index.php?topic=829.0
Anyone have a better link?
I realize this was from about three weeks ago, but he is right, the link was broken.  I updated it to this thread: http://forums.dansdeals.com/index.php?topic=4458.0
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: mlomni on March 05, 2014, 03:53:45 PM
Is there a thread "Bluebird Vs Serve" Because they both look like the same type of service. Basically I'm trying to find out why everyone goes for Bluebird over Serve.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: DBK on March 09, 2014, 11:20:22 PM
Is there a thread discussing how churning works for different CC?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: etech0 on March 09, 2014, 11:21:42 PM
Is there a thread discussing how churning works for different CC?
Would be nice...
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: srap on March 09, 2014, 11:53:50 PM

@Yuneeq Thanks for the overloaded wiki, but what happened to the "Best Card Master Thread"?

It was mis-titled and mis-categorized.
It's the "best card to use" thread.
Not "Best card to sign up for" as the title and category suggested.
So I put it under credit card benefits.
This is what I was looking for.  I was hoping that we could get these exact answers in this thread. (http://forums.dansdeals.com/index.php?topic=38657.0)
I wanted more info than only CC benefits. 
I would like your opinions on 'the-best-not-to-pass-up-at-this-time CCs.  TIA
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: DBK on March 10, 2014, 09:26:59 AM
Would be nice...
Is that  a nice way of saying there is not and will not be one for that?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: TC610 on March 10, 2014, 10:20:57 AM
Is that  a nice way of saying there is not and will not be one for that?

Pretty much.  There used to be one and it got deleted.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: DBK on March 10, 2014, 11:33:48 AM

Pretty much.  There used to be one and it got deleted.
Understood.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: etech0 on March 10, 2014, 11:34:42 AM
Pretty much.  There used to be one and it got deleted.
Wonder if anyone has an archived/backup copy and would mind pming it to me...
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: DBK on March 10, 2014, 11:38:38 AM

Wonder if anyone has an archived/backup copy and would mind pming it to me...
Same here if you have any luck please pm me as well.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: jjeettss917 on March 10, 2014, 12:19:14 PM
i have looked for a forum that deals with the best place to transfer Chase UR points but have not found anything recent...can someone answer or provide a link please?
TY
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: srap on March 10, 2014, 01:06:40 PM
Wonder if anyone has an archived/backup copy and would mind pming it to me...
This will save a lot of my forthcoming q's once I get my CCs!  I'm in for PMing to me too.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: DBK on March 10, 2014, 02:15:33 PM

i have looked for a forum that deals with the best place to transfer Chase UR points but have not found anything recent...can someone answer or provide a link please?
TY
Depends if you want it to go towards hotels or flights. What do you want to transfer them to?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: lunatic on March 18, 2014, 02:04:24 PM
Depends if you want it to go towards hotels or flights. What do you want to transfer them to?
i have looked for a forum that deals with the best place to transfer Chase UR points but have not found anything recent...can someone answer or provide a link please?
TY

Agreed. I have not seen it posted anywhere, but transferring UR to amtrak can make sense sometimes... where would I post that
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: stbaum on April 14, 2014, 10:28:01 AM
how much time do i have to call recon after i get the denial letter in the mail?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: AnonymousUser on April 14, 2014, 10:29:12 AM
how much time do i have to call recon after i get the denial letter in the mail?
30 days from the date on the letter.
Title: do you need good credit for these cards?
Post by: David0101 on May 09, 2014, 08:14:50 AM
Hi - I am new here and wonder if you need good credit to apply for any of these credit card deals.

Any advice would be great. I am looking for a line of credit for my business. Thank you.

David
Title: Re: do you need good credit for these cards?
Post by: srap on May 14, 2014, 03:10:12 AM
Hi - I am new here and wonder if you need good credit to apply for any of these credit card deals.

Any advice would be great. I am looking for a line of credit for my business. Thank you.

David
What do you mean by that?  Look at the wiki at the top of CC for Beginners. 

Biz CCs are harder to get than personal, but very attainable.    OTOH, if you have a viable business in the black they are more willing to deal.  If not, or they feel you are more risky, Chase Freedom may be one of the easiest since it is only a $500 minimum credit line instead of a $5k one.  Lots of threads, tons of reading.  Hatzlocho!
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: HDS on May 18, 2014, 12:32:19 PM
A recent study shows that I'm not alone in knowing little about Credit Scores. (http://www.consumerfed.org/news/669 (http://www.consumerfed.org/news/669))

I've been looking for a thread about them - how they are calculated, what matters, what doesn't matter, how they are used by banks, what is the best way to dispute, etc. I have searched, and I haven't really found anything like that.

If there isn't such a thread already, would such a new thread be welcome here by The Establishment?

I have done a fair number of Google searches. Many sites have the famous percentages, and "examples" of how much a good score can save you. I get it - I should pay my bills on time, and I want a good score. :) Few, if any, seem to have information on the calculations themselves, or specifics on how positive or negative activity in any of the percentage categories are actually scored. I understand that much of this is proprietary bank information, but surely there are some people with at least some general knowledge and advice? If anyone has any helpful links with information, I'd be eager to see them - feel free to PM or post.

A smattering of the questions I have: (I understand that some of them are broader than just the credit score piece, but that's an important part of all of them. Plus, I have more.)

Even though the percentages tell you how much the categories are worth (On time payments, 35%, how much you owe, 30%, etc.) it doesn't tell you anything about the scoring of particular activities within those categories. Examples (not the best, but you'll get the point, hopefully): If I miss a mortgage payment by a month, will I get a 0 for my 35% of on time payments? Is that the same as if I missed an $85 student loan payment by a month 10 years ago? Or if I missed a $1.95 CC payment in high school that I still haven't paid? If I recently refinanced, so I still owe close to 100% of my current mortgage, is that a black mark against my 30% of how much I owe?

How much is a pull worth, in points and in dollars?

What are items that are worth disputing off your credit reports, and what are effective ways to do this?

How badly (and for how long) does new credit hurt, as compared with the benefit of more credit leading to a lower utilization ratio? Is there a way to calculate this?

If your mortgage is by far your largest credit, dwarfing your CC credit, and your utilization is high (meaning, you aren't close to paying it off) does this impact your score in terms of credit card approvals?

How often should you put a few dollars on a CC you don't use for regular spending in order to make it work in your favor in your credit score?

What are good practices in terms of managing CLs, both in terms of credit score and in terms of being approved for more CCs from the same bank in the future? Is it detrimental to have a wide variation between CLs on different CCs, independent of utilization?

Edit: Wanted to add one more: Most of the charts showing different levels seem to group the over 700 crowd together, pretty much. Maybe there is another little break at around 740. Once you are over 74x, how much benefit do you get by continuing to increase your score? Are certain banks known to have target scores one should aim for?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: notanonymous on May 19, 2014, 02:40:14 PM
If your mortgage is by far your largest credit, dwarfing your CC credit, and your utilization is high (meaning, you aren't close to paying it off) does this impact your score in terms of credit card approvals?
A mortgage is not revolving credit.
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: HDS on May 21, 2014, 10:14:16 AM
A mortgage is not revolving credit.

I understand that, neither is a car loan, student loan, etc. Do these not impact your credit utilization component of your score?
Title: Re: START HERE: Links To Credit Card Threads And Other Popular Threads
Post by: avadah on June 09, 2014, 06:15:55 PM
No link for IHG card in wiki?

http://forums.dansdeals.com/index.php?topic=29244.0
Title: Re: START HERE: Links To Credit Card Threads
Post by: Thingywingy on October 02, 2014, 12:01:13 PM
I think this thread is should be stickied to the top of the Credit Card section. It's very helpful to non-beginners as well, and can help avoid duplicate threads.
Title: Re: START HERE: Links To Credit Card Threads
Post by: ari2955 on October 08, 2014, 01:39:02 AM
I think this thread is should be stickied to the top of the Credit Card section. It's very helpful to non-beginners as well, and can help avoid duplicate threads.
+1

This tread belongs in the credit card section.
Title: Re: START HERE: Links To Credit Card Threads
Post by: Boruch999 on November 01, 2014, 06:40:18 PM
I think this thread is should be stickied to the top of the Credit Card section. It's very helpful to non-beginners as well, and can help avoid duplicate threads.

see here: http://forums.dansdeals.com/index.php?topic=45916.0
Title: Re: START HERE: Links To Credit Card Threads
Post by: rots5 on November 24, 2014, 01:57:23 PM
I have A question.

what CC would be recommended for someone who does 3mm a yr but cant use amex or chase.
Title: Re: START HERE: Links To Credit Card Threads
Post by: bb1836 on December 15, 2014, 03:23:42 PM
Link for SimplyCash Business card from Amex?
Title: Re: START HERE: Links To Credit Card Threads
Post by: TimT on December 21, 2014, 07:56:23 PM
Link for SimplyCash Business card from Amex?
Dan doesn't have
Title: Re: START HERE: Links To Credit Card Threads
Post by: thaber on December 25, 2014, 03:03:27 AM
I have A question.

what CC would be recommended for someone who does 3mm a yr but cant use amex or chase.
My next choice would be US Airways from Barclays (move fast) or Citi AA
Title: Re: START HERE: Links To Credit Card Threads
Post by: username on January 05, 2015, 11:56:48 AM
A recent study shows that I'm not alone in knowing little about Credit Scores. (http://www.consumerfed.org/news/669 (http://www.consumerfed.org/news/669))

I've been looking for a thread about them -
Have you read these DDMS posts?
http://www.dansdeals.com/archives/15735
http://www.dansdeals.com/archives/23410

Added:
http://www.dansdeals.com/archives/53213
http://www.dansdeals.com/archives/41582
Title: Re: START HERE: Links To Credit Card Threads
Post by: Redbull3 on January 05, 2015, 01:11:26 PM
I have A question.

what CC would be recommended for someone who does 3mm a yr but cant use amex or chase.

Barclays arrival or citi double cash. Unless certain categories are involved?