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DansDeals Forum => Credit Cards => Topic started by: Marco Polo on August 14, 2013, 09:28:39 AM

Title: Chase Credit Limit Hold
Post by: Marco Polo on August 14, 2013, 09:28:39 AM
I recently made a $3,XXX payment to Chase and noticed that my CL did not go back up. I called them up and they said they needed to verify the funds (it had already been debited from my bank) and it was going to take another week. They said they can call my bank and have them verify the payment over the phone (which they did) and then release the CL hold on my account. Chase said they do this randomly with no real triggers for it. Has anyone had this happen to them?
Title: Re: Chase Credit Limit Hold
Post by: Super Speed on August 14, 2013, 09:40:24 AM
I recently made a $3,XXX payment to Chase and noticed that my CL did not go back up. I called them up and they said they needed to verify the funds (it had already been debited from my bank) and it was going to take another week. They said they can call my bank and have them verify the payment over the phone (which they did) and then release the CL hold on my account. Chase said they do this randomly with no real triggers for it. Has anyone had this happen to them?
Yes it happened last month to me on a $200 payment it showed payed but the CL didn't go back up. They told me they need a week to verify the funds. I said its a chase card and I have a chase account, so they checked and cleared.
Title: Re: Chase Credit Limit Hold
Post by: smaxber on August 14, 2013, 12:42:38 PM
Happened to me. They pushed payment through because it was chase checking account. Hold was due to the fact I've been paying off my card multiple times in a statement
Title: Re: Chase Credit Limit Hold
Post by: Marco Polo on August 14, 2013, 02:04:21 PM
It was definitely interesting/weird to have Citibank on the phone with Chase and both of them going on how it is great to have you as a customer...
Title: Re: Chase Credit Limit Hold
Post by: Nitantnel on August 14, 2013, 02:08:17 PM
It was definitely interesting/weird to have Citibank on the phone with Chase and both of them going on how it is great to have you as a customer...

lol.

Did you use your own account to pay the bill? It happened to me when someone else paid my bill.
Title: Re: Chase Credit Limit Hold
Post by: Marco Polo on August 14, 2013, 02:18:09 PM
lol.

Did you use your own account to pay the bill? It happened to me when someone else paid my bill.
Everything was in my name and the bank account was not a joint account either.