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DansDeals Forum => Credit Cards => Topic started by: MosheD on September 14, 2013, 05:59:26 PM

Title: Managing credit cards from Israel/Abroad
Post by: MosheD on September 14, 2013, 05:59:26 PM
Hi, I understand we have lots of Israeli residents (like me!) on the forums. I was wondering how everyone manages their credit cards. I have two questions;
1) How do you get the credit cards?
2) How do you manufacture spending?

For me,
1) I try to apply for when I'll be home? (Anyone have list of cards that will overnight). Or get the #'s. Most companies tell me they cannot ship to dif. address (even in US)- is this true?
2) AP or brother in US (Even AP for Amex need gc...) 
Title: Re: Managing credit cards from Israel/Abroad
Post by: sammy n on September 15, 2013, 08:02:54 AM
Hi, I understand we have lots of Israeli residents (like me!) on the forums. I was wondering how everyone manages their credit cards. I have two questions;
1) How do you get the credit cards?
2) How do you manufacture spending?

For me,
1) I try to apply for when I'll be home? (Anyone have list of cards that will overnight). Or get the #'s. Most companies tell me they cannot ship to dif. address (even in US)- is this true?
2) AP or brother in US (Even AP for Amex need gc...)
I think you should be able to send it to a different address, but if not then once it gets to your address in America you can request another card to Israel. As far as over nighting the card just tell them you need the card asap usually they will express the shipping
Title: Re: Managing credit cards from Israel/Abroad
Post by: rabshi on November 16, 2014, 07:22:04 AM
Hi, I understand we have lots of Israeli residents (like me!) on the forums. I was wondering how everyone manages their credit cards. I have two questions;
1) How do you get the credit cards?
2) How do you manufacture spending?

Any answer for question #2?

Title: Re: Managing credit cards from Israel/Abroad
Post by: AharonInIsrael on November 16, 2014, 10:05:59 AM
Any answer for question #2?
there was a thread a while back : ms in Israel, or something like that. (I'm on tapatalk now)
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on November 16, 2014, 01:31:12 PM
there was a thread a while back : ms in Israel, or something like that. (I'm on tapatalk now)
This?  (http://forums.dansdeals.com/index.php?topic=41157.0)
Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on November 16, 2014, 01:39:21 PM
I have a relative receiving the card and sending me the info.
Right now, the only reasonable way to MS is Serve, so I can only get 1-2 cards at a time.

sammy n: Interesting idea, asking for another card in Israel. Do they all agree? How fast and in what form does it arrive?
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on November 16, 2014, 01:54:37 PM
sammy n: Interesting idea, asking for another card in Israel. Do they all agree? How fast and in what form does it arrive?
chase (via UPS) and barclays (via FedEx) always rushes me their cards, arrives within 5 days. Dunno about Amex and citi
Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on November 16, 2014, 01:57:10 PM
chase (via UPS) and barclays (via FedEx) always rushes me their cards, arrives within 5 days. Dunno about Amex and citi
1. Is it free?
2. Do you have to receive it in person?
3. Is it true that you have to wait until the card has been received to the US address?
Title: Re: Managing credit cards from Israel/Abroad
Post by: Red on November 16, 2014, 02:00:08 PM
1. Is it free?
2. Do you have to receive it in person?
3. Is it true that you have to wait until the card has been received to the US address?
1 yes
2 it usually get's slipped under my door
3 not at all. I hang up with recon and immediately call reg CS, they pull the card up with my SS and it arrives before the original.

ETA: Talking about chase here.
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on November 16, 2014, 02:00:39 PM
1. Is it free?
2. Do you have to receive it in person?
3. Is it true that you have to wait until the card has been received to the US address?
1. Yes
2. IME No (but depends on the mail man, so YMMV)
3. not true at all. After I get approved on the phone with recon, they transfer me to customer service and they happily rush it here instead of my real address.
Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on November 16, 2014, 02:01:35 PM
1 yes
2 it usually get's slipped under my door
3 not at all. I hang up with recon and immediately call reg CS, they pull the card up with my SS and it arrives before the original.

ETA: Talking about chase here.
1. Yes
2. IME No (but depends on the mail man, so YMMV)
3. not true at all. After I get approved on the phone with recon, they transfer me to customer service and they happily rush it here instead of my real address.
Man. How come I didn't know that until now. Thanks
Title: Re: Managing credit cards from Israel/Abroad
Post by: SPLP on November 16, 2014, 02:32:19 PM
Everything said about Chase is accurate --Amex/Citi  I find more difficult -- need to wait about a week b4 you can order a replacement card to be sent overseas -- all card sent via express service no charge -- Barclay -- is the best they do it on the phone - change address same day u are approved   the card goes out - i get them in"3" day

on all the banks I change my address to Greece after I am approved , I find it helps and get less questions --after card is sent i change back to my orig address

been doing it for 6 years never had a problem --get the cards quicker than when in states and goes out reg mail
Title: Re: Managing credit cards from Israel/Abroad
Post by: rabshi on November 25, 2014, 07:09:47 AM
How do pay off your CC bills from here in Israel?

Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on November 25, 2014, 07:11:07 AM
How do pay off your CC bills from here in Israel?
I'm not aware of a way to pay CC bills in Shekels. I just pay it online from my US account.
Title: Re: Managing credit cards from Israel/Abroad
Post by: rabshi on November 25, 2014, 07:34:52 AM
I'm not aware of a way to pay CC bills in Shekels. I just pay it online from my US account.

I don't mind paying in USD. Is there any way here in Israel?

How do you get your funds deposited from here to your US checking account?
Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on November 25, 2014, 11:40:02 AM
I don't mind paying in USD. Is there any way here in Israel?

How do you get your funds deposited from here to your US checking account?
I don't think there's a way to pay from Israel. Why don't you ask the CC company?

For me, I either have funds coming from the US in the first place, or transfer money there. (The latter is probably the most reasonable solution for you. You just have to find a way to easily transfer funds to the US. I always find people who will make a US transfer to me in exchange for a Shekel transfer to them)
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on November 25, 2014, 01:32:51 PM
I always find people who will make a US transfer to me in exchange for a Shekel transfer to them
+1
Title: Re: Managing credit cards from Israel/Abroad
Post by: shauly on November 25, 2014, 02:29:48 PM
I have all my cards sent to my parents in Virginia. Cards that I need for spending here I get someone to bring to me. Otherwise they stay in Virginia for my parents to go to CVS/Walmart/Target/etc with until the next time I'm in the states to pick them up.

They really appreciate how much easier Redcard has made it.  ;D
Title: Re: Managing credit cards from Israel/Abroad
Post by: rabshi on December 01, 2014, 04:30:27 PM
They really appreciate how much easier Redcard has made it.  ;D

Can you please explain for your fellow brothers in Israel what this means?

Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on December 01, 2014, 04:32:49 PM
Can you please explain for your fellow brothers in Israel what this means?
He probably means it made it easier for them to load money.
Title: Re: Managing credit cards from Israel/Abroad
Post by: shauly on December 01, 2014, 05:11:59 PM
He probably means it made it easier for them to load money.

Yup. They agreed to help me when all it entailed was going to CVS, buying out a rack of VRs, and sending me the pins. I felt bad asking them to do too much spend for me when we started having to buy OVs, and go to WM or buy MOs. Now that it's just a trip to Target (where my mother goes all the time anyway), and a few swipes, I don't feel bad having them do a whole lot more spend.
Title: Re: Managing credit cards from Israel/Abroad
Post by: rabshi on December 06, 2014, 02:09:42 PM
Yup. They agreed to help me when all it entailed was going to CVS, buying out a rack of VRs, and sending me the pins. I felt bad asking them to do too much spend for me when we started having to buy OVs, and go to WM or buy MOs. Now that it's just a trip to Target (where my mother goes all the time anyway), and a few swipes, I don't feel bad having them do a whole lot more spend.
Can you please explain all these 'roshei teivos'?

Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on December 06, 2014, 02:25:49 PM
Can you please explain all these 'roshei teivos'?
http://forums.dansdeals.com/index.php?topic=10531.0
Title: Re: Managing credit cards from Israel/Abroad
Post by: rabshi on December 07, 2014, 02:40:59 AM
Can you please explain all these 'roshei teivos'?
http://forums.dansdeals.com/index.php?topic=10531.0

OK. I checked them, but couldn't find OV.

Now, how & where do you use VRs in Israel?

Title: Re: Managing credit cards from Israel/Abroad
Post by: Emkay on December 07, 2014, 03:01:18 AM

OK. I checked them, but couldn't find OV.

Now, how & where do you use VRs in Israel?
one vannila.
You don't
Title: Re: Managing credit cards from Israel/Abroad
Post by: a mirrer on December 22, 2014, 03:31:18 PM
got my sp approved via recon and asked the recon representative to ship to israel he said that thats not possible so did huca to cs and np you'll get it in 7-10 business days so tya for the advice
Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on December 22, 2014, 03:33:49 PM
got my sp approved via recon and asked the recon representative to ship to israel he said that thats not possible so did huca to cs and np you'll get it in 7-10 business days so tya for the advice
Recon is not CS. That's not HUCA, that's just talking to the wrong person.
Congrats anyway.
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on December 22, 2014, 03:35:30 PM
got my sp approved via recon and asked the recon representative to ship to israel he said that thats not possible so did huca to cs and np you'll get it in 7-10 business days so tya for the advice
So Long? Mine come in 3-5 days!  ;) ;) ;)
Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on December 22, 2014, 03:41:00 PM
So Long? Mine come in 3-5 days!  ;) ;) ;)
I always request for a card to Israel and they say it will take up to 2 weeks and it takes about a week and a half.
Why do you get it so fast? Maybe cause you do it by phone? What do you tell them?
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on December 22, 2014, 03:44:23 PM
I always request for a card to Israel and they say it will take up to 2 weeks and it takes about a week and a half.
Why do you get it so fast? Maybe cause you do it by phone? What do you tell them?
Yes - on phone and I tell them to rush it. And it's here with in 5 days.
Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on December 22, 2014, 03:47:54 PM
Yes - on phone and I tell them to rush it. And it's here with in 5 days.
I guess that's the way to do it. Silly me.
Do they ever give you trouble? Do they want to charge you for rushing it? Do they ask you why it needs to be rushed?
Title: Re: Managing credit cards from Israel/Abroad
Post by: Emkay on December 22, 2014, 03:49:07 PM
I guess that's the way to do it. Silly me.
Do they ever give you trouble? Do they want to charge you for rushing it? Do they ask you why it needs to be rushed?
no,no, and cuz i dont like waiting
Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on December 22, 2014, 03:52:40 PM
no,no, and cuz i dont like waiting
It's my wife's account, so SM is easier. Maybe I'll ask them to rush it via SM and see what happens.
Title: Re: Managing credit cards from Israel/Abroad
Post by: eli.f on December 23, 2014, 05:48:20 AM
It's my wife's account, so SM is easier. Maybe I'll ask them to rush it via SM and see what happens.
SM'd and asked for a replacement card just to test it.
I asked for it to be rushed and they said it'll get here within 5 days.
Title: Re: Managing credit cards from Israel/Abroad
Post by: yitzy93 on November 11, 2015, 05:37:16 PM
A friend of mine who has never lived in America but is a US citizen (with a SSN) wants to start playing the cc game.

He doesn't have a US address where he can receive the cc's.
Any ideas how to go about this?
Is it possible to give the cc companies a non existent address… or can they see that? (Do address generators give fake addresses?)
Title: Re: Managing credit cards from Israel/Abroad
Post by: yitzy93 on November 12, 2015, 09:40:56 PM
A friend of mine who has never lived in America but is a US citizen (with a SSN) wants to start playing the cc game.

He doesn't have a US address where he can receive the cc's.
Any ideas how to go about this?
Is it possible to give the cc companies a non existent address… or can they see that? (Do address generators give fake addresses?)
BUMP
Title: Re: Managing credit cards from Israel/Abroad
Post by: yakrot on November 12, 2015, 10:19:52 PM

BUMP
he doesn't know anyone in America with an addressed that he can use?
Title: Re: Managing credit cards from Israel/Abroad
Post by: yitzy93 on November 13, 2015, 06:04:53 AM
he doesn't know anyone in America with an addressed that he can use?
He does, but doesn't feel comfortable sending credit cards there.
Title: Re: Managing credit cards from Israel/Abroad
Post by: yitrap on November 13, 2015, 07:49:13 AM
Once he's been approved he can call the cc companies and have them shipped to Israel.
Title: Re: Managing credit cards from Israel/Abroad
Post by: yitzy93 on November 13, 2015, 07:56:34 AM
Once he's been approved he can call the cc companies and have them shipped to Israel.
That's not really an option as there's still other mail correspondence and AFAIK with Amex cards the 1st card always needs to be sent to the address on file.
Appreciate the reply though.
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on November 13, 2015, 09:03:39 AM
Once he's been approved he can call the cc companies and have them shipped to Israel.

Good luck getting any company besides Chase to send a card to Israel.
Title: Re: Managing credit cards from Israel/Abroad
Post by: yakrot on November 13, 2015, 12:53:22 PM

He does, but doesn't feel comfortable sending credit cards there.
but he is comfortable making up an address and having his cards shipped to some random location??
Title: Re: Managing credit cards from Israel/Abroad
Post by: yitzy93 on November 14, 2015, 12:19:05 PM
but he is comfortable making up an address and having his cards shipped to some random location??
Yes! If that "random location" doesn't exist....
Title: Re: Managing credit cards from Israel/Abroad
Post by: sammy n on November 14, 2015, 01:04:33 PM
Good luck getting any company besides Chase to send a card to Israel.
Amex doesn't ship to Israel anymore?
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on November 14, 2015, 01:15:17 PM
Amex doesn't ship to Israel anymore?

Nope
Title: Re: Managing credit cards from Israel/Abroad
Post by: Mech on November 14, 2015, 01:34:07 PM

Amex doesn't ship to Israel anymore?
Nope
-1
I just received an Amex card last week via DHL.
Title: Re: Managing credit cards from Israel/Abroad
Post by: sammy n on November 14, 2015, 01:41:36 PM


I just received an Amex card last week via DHL.
+1 a relative of mine just had Amex ship his card to my house via DHL.

Title: Re: Managing credit cards from Israel/Abroad
Post by: Emkay on November 14, 2015, 01:42:53 PM
Nope
I'm assuming you are referring to new cards and not replacements
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on November 14, 2015, 01:46:06 PM
I'm assuming you are referring to new cards and not replacements

Replacement.

I tried in January and after 5 HUCA's to get it shipped to Israel i gave up. Maybe things changed recently.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Emkay on November 14, 2015, 01:46:52 PM
Replacement.

I tried in January and after 5 HUCA's to get it shipped to Israel i gave up. Maybe things changed recently.
I got one here last week. Though they were not happy about sending it
Title: Re: Managing credit cards from Israel/Abroad
Post by: Mech on November 14, 2015, 02:16:16 PM
I'm assuming you are referring to new cards and not replacements
Besides getting a replacement card, which they do,
with Amex cards the 1st card always needs to be sent to the address on file.
Then you can request for the first card to be cancelled and have them send you a new one. (Which you will answer, "is technically a replacement card").
Title: Re: Managing credit cards from Israel/Abroad
Post by: Emkay on November 14, 2015, 02:18:21 PM


(Which you will answer, "is technically a replacement card").
Correct. Your a smart one
Title: Re: Managing credit cards from Israel/Abroad
Post by: yitzy93 on November 14, 2015, 03:09:55 PM
Then you can request for the first card to be cancelled and have them send you a new one.
Tried exactly that with countless HUCA's and they all told me that I have to wait 10 days from when the 1st card is shipped in order to order a replacement.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on November 30, 2015, 05:31:42 PM
I don't mind paying in USD. Is there any way here in Israel?

How do you get your funds deposited from here to your US checking account?
Step 1:
Best option: Find a friend who you trust who wants to get shekels out of an American checking account and give him a good rate on his conversion while you get a good rate on buying $s.
Next best: Buy open $ checks from a money changer who is very trustworthy. Make sure you only take checks from accounts he has experience with. He should charge you no more than the rate for buying $ cash. (Ask for cheaper.) (BTW I work as a money changer.)

Step 2:
Deposit checks to your US bank account. Most banks offer mobile deposit on personal accounts only using smartphones. Cap 360 offers PC deposits (but be very cautious with them - they like to close accounts which are used oversees).

 (BTW I work as a money changer.)
Title: Re: Managing credit cards from Israel/Abroad
Post by: yochiek93 on December 01, 2015, 12:41:11 AM
Step 1:
Best option: Find a friend who you trust who wants to get shekels out of an American checking account and give him a good rate on his conversion while you get a good rate on buying $s.
Next best: Buy open $ checks from a money changer who is very trustworthy. Make sure you only take checks from accounts he has experience with. He should charge you no more than the rate for buying $ cash. (Ask for cheaper.) (BTW I work as a money changer.)

Step 2:
Deposit checks to your US bank account. Most banks offer mobile deposit on personal accounts only using smartphones. Cap 360 offers PC deposits (but be very cautious with them - they like to close accounts which are used oversees).

 (BTW I work as a money changer.)
You can scramble your location if you're worried about cap360
Title: Re: Managing credit cards from Israel/Abroad
Post by: rabshi on December 01, 2015, 04:04:55 AM
You can scramble your location if you're worried about cap360

How can you scramble your location?




Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on December 01, 2015, 04:06:02 AM
Cap 360 offers PC deposits (but be very cautious with them - they like to close accounts which are used oversees).

Been doing this for a long time and never had an issue.
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on December 01, 2015, 04:06:17 AM
How can you scramble your location?

VPN
Title: Re: Managing credit cards from Israel/Abroad
Post by: rabshi on December 01, 2015, 04:10:41 AM
VPN


Can you pls explain?




Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on December 01, 2015, 04:16:10 AM
Been doing this for a long time and never had an issue.
Do you use your account in the States often also?
Title: Re: Managing credit cards from Israel/Abroad
Post by: Emkay on December 01, 2015, 04:17:56 AM

Can you pls explain?
Use the "Fake GPS" app on android
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on December 01, 2015, 04:19:33 AM
Do you use your account in the States often also?

No
Title: Re: Managing credit cards from Israel/Abroad
Post by: emjee on December 01, 2015, 06:40:50 AM
How can you scramble your location?
I would ask this question in tech talk , there are some guys that know how to trick your phone into thinking as if it's in america
Title: Re: Managing credit cards from Israel/Abroad
Post by: yitzy93 on December 01, 2015, 06:42:10 AM
Use the "Fake GPS" app on android
Are you sure that would help? I'm not so sure they're actually tracking your location, rather your IP address. 'Fake GPS' mocks your location, not your IP address.
CMIIW
Title: Re: Managing credit cards from Israel/Abroad
Post by: emjee on December 01, 2015, 06:42:36 AM
Been doing this for a long time and never had an issue.
+1 , been doing this for years. No issues. as long as nit being abused like a maniac the first few months it should be totally fine
Title: Re: Managing credit cards from Israel/Abroad
Post by: emjee on December 01, 2015, 06:43:25 AM
Do you use your account in the States often also?
I do all the time. Probably every day
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on December 01, 2015, 07:03:31 AM
Been doing this for a long time and never had an issue.
I know at least 2 people who had their accounts closed without doing anything crazy. (At least I got referral bonuses  :D.) I personally barely squeezed through an interrogation without get shut down. They watch the location of your IP address apparently.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on December 01, 2015, 07:38:04 AM
I do all the time. Probably every day
I meant if you use your account from an American location. That should help keep them off your back.
Title: Re: Managing credit cards from Israel/Abroad
Post by: philbenjoe on December 01, 2015, 11:50:50 AM
I use my app all the time without any spoofing etc to deposit checks and pay bills without any issues. I also view my account online without changing VPN etc.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on December 01, 2015, 12:30:04 PM
I use my app all the time without any spoofing etc to deposit checks and pay bills without any issues. I also view my account online without changing VPN etc.
I deposit checks from a PC as well as P2P transfer, pay bills, occasionally ATM withdrawal, etc. without issue. However, back in the spring of 2014, when I had my 360 accounts open several months, I was contacted by 360 and their concern seemed to be that I should not have an account with them if I'm not permanently, physically in the US. They don't seem to care that their T&C states clearly that the customer needs to be a US person (as per their definition a US citizen, for example) but does not require presence in the US. I actually have a friend who was shut down before my story at the stage of completing the opening of an account because he's not in the US. They seem to be paying good attention to IP addresses. BH I got them off my back by telling them that although presently I'm staying in Israel, I do plan to be back in the US (for a visit though didn't say that) in a few short months (which was of course true. I wouldn't say it otherwise.) I do though keep 1 day YT.
Title: Re: Managing credit cards from Israel/Abroad
Post by: stv17 on January 31, 2016, 03:17:56 PM
If someone is making Aliyah does he have to call the CC companies and let them know that he's moving overseas?
If yes, will they allow you to continue keeping the card?
Title: Re: Managing credit cards from Israel/Abroad
Post by: Emkay on January 31, 2016, 03:18:33 PM
If someone is making Aliyah does he have to call the CC companies and let them know that he's moving overseas?
If yes, will they allow you to continue keeping the card?
No need to tell them anything
Title: Re: Managing credit cards from Israel/Abroad
Post by: stv17 on January 31, 2016, 03:28:27 PM
"No need to tell them anything"


Won't their fraud dept. all of a sudden see that the card is being used overseas and put a block on the card?
Title: Re: Managing credit cards from Israel/Abroad
Post by: Emkay on January 31, 2016, 03:30:56 PM
"No need to tell them anything"


Won't their fraud dept. all of a sudden see that the card is being used overseas and put a block on the card?
Likely not. If your nervous just call them and say your gonna be using it in Israel
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 31, 2016, 03:42:59 PM
Likely not. If your nervous just call them and say your gonna be using it in Israel
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on January 31, 2016, 05:31:38 PM
"No need to tell them anything"


Won't their fraud dept. all of a sudden see that the card is being used overseas and put a block on the card?

I've been using my cc's in Israel the past 3 years, never had one fraud alert.
Title: Re: Managing credit cards from Israel/Abroad
Post by: points4kollel on February 05, 2016, 02:10:49 AM
I think you should be able to send it to a different address, but if not then once it gets to your address in America you can request another card to Israel. As far as over nighting the card just tell them you need the card asap usually they will express the shipping

are you serious? i know amex does that, but everyone will ship the card to Israel? and OVERNIGHT???!!!
thanks in advance
Title: Re: Managing credit cards from Israel/Abroad
Post by: points4kollel on February 05, 2016, 02:13:26 AM
Man. How come I didn't know that until now. Thanks

i second that. better later than never
Title: Re: Managing credit cards from Israel/Abroad
Post by: SPLP on February 05, 2016, 02:36:16 AM
i second that. better later than never

I have found - Citi will Not send a card overseas until the "original" sent is activated- Amx will but usually will need to wait 10-15 days and report it as never recvd-- Barclay n bnk America no problem to send  first card overseas if do right after approval and if miss the chance they will send duplicate  next day ---Chase I am not up to date with --- ALL SEND FEDX etc no charge if ask 
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on February 05, 2016, 02:38:35 AM
How long should it take to receive a new Amex card at my US address without rushing it? I applied yesterday. Should it arrive by the 13th?
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on February 05, 2016, 03:02:28 AM
How long should it take to receive a new Amex card at my US address without rushing it? I applied yesterday. Should it arrive by the 13th?

Which Amex card?
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on February 05, 2016, 04:43:52 AM
Which Amex card?
SPG
Title: Re: Managing credit cards from Israel/Abroad
Post by: a mirrer on February 05, 2016, 06:55:44 AM
I have found - Citi will Not send a card overseas until the "original" sent is activated- Amx will but usually will need to wait 10-15 days and report it as never recvd-- Barclay n bnk America no problem to send  first card overseas if do right after approval and if miss the chance they will send duplicate  next day ---Chase I am not up to date with --- ALL SEND FEDX etc no charge if ask
chase will send first card no problem
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on February 05, 2016, 08:18:47 AM
SPG

Good chance you'll have it by the 13th.
Title: Re: Managing credit cards from Israel/Abroad
Post by: D93 on February 05, 2016, 08:19:02 AM
chase will send first card no problem

+1
Title: Re: Managing credit cards from Israel/Abroad
Post by: Z56 on February 06, 2016, 03:15:19 PM
Just got accepted for the ink plus, will chase send card to Israel ? And how long can it take ? Did anyway have experience with chase before ?
Title: Re: Managing credit cards from Israel/Abroad
Post by: Red on February 06, 2016, 03:50:08 PM
Just got accepted for the ink plus, will chase send card to Israel ? And how long can it take ? Did anyway have experience with chase before ?
ask them to expedite, you should have it in about 3 days.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on February 06, 2016, 05:32:00 PM
Good chance you'll have it by the 13th.
I got a notice today (the 6th) that the new card has shipped.
Title: Re: Managing credit cards from Israel/Abroad
Post by: yochiek93 on February 06, 2016, 10:08:28 PM


Just got accepted for the ink plus, will chase send card to Israel ?
yes

Title: Re: Managing credit cards from Israel/Abroad
Post by: Z56 on February 07, 2016, 02:18:11 AM
yes

How long will it take ?
Title: Re: Managing credit cards from Israel/Abroad
Post by: yochiek93 on February 07, 2016, 02:48:49 AM
How long will it take ?
They could overnight it just ask
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 19, 2017, 05:03:40 AM
Cap 360 now officially blocks check deposit from abroad. See attachment.
Title: Re: Managing credit cards from Israel/Abroad
Post by: mmgfarb on January 19, 2017, 07:04:15 AM
Cap 360 now officially blocks check deposit from abroad. See attachment.
Should be pretty easy to use a VPN to spoof your location.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 19, 2017, 07:12:27 AM
Should be pretty easy to use a VPN to spoof your location.
That's true but I am wary of the security issues of using a publicly offered VPN program. If I would have a private network VPN it would be another story. In the meantime my only option is using Teamviewer to go through a friend or relative in the States.
Title: Re: Managing credit cards from Israel/Abroad
Post by: mmgfarb on January 19, 2017, 07:51:09 AM
That's true but I am wary of the security issues of using a publicly offered VPN program. If I would have a private network VPN it would be another story. In the meantime my only option is using Teamviewer to go through a friend or relative in the States.
If it's something you really need you can get a reliable VPN for pretty cheap, especially if you just need it for depositing checks and don't need much data.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Z56 on January 19, 2017, 07:58:33 AM
Cap 360 now officially blocks check deposit from abroad. See attachment.

chase works fine for me
Title: Re: Managing credit cards from Israel/Abroad
Post by: DanH on January 19, 2017, 08:12:11 AM
Cap 360 now officially blocks check deposit from abroad. See attachment.
Been like that for a few weeks if not months now.  (I know from the massive increase of people asking me about VPNs  :P)
You can use www.vpngate.net for this. 
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 19, 2017, 08:30:19 AM
chase works fine for me
Works for me too בלי עין הרע. But I don't have a smartphone of my own so I was pretty heavy on 360.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 19, 2017, 08:34:16 AM
Been like that for a few weeks if not months now.  (I know from the massive increase of people asking me about VPNs  :P)
You can use www.vpngate.net for this.
Since November I haven't been able to deposit a check but until now I got some generic error message. All the reps had no idea what was wrong. (No, I didn't tell them I was overseas.) In Nov I even tried from a US based PC using Teamviewer but I got the same error message. This week was the first time I got the overseas message.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Z56 on January 19, 2017, 08:36:20 AM
Works for me too בלי עין הרע. But I don't have a smartphone of my own so I was pretty heavy on 360.

time to get a smartphone
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 19, 2017, 08:37:47 AM
time to get a smartphone
No way. I waste enough time at my PC.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Z56 on January 19, 2017, 08:39:39 AM
No way. I waste enough time at my PC.

maybe  get the phone and you wont waste that much time on PC :)
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 19, 2017, 09:22:24 AM
maybe  get the phone and you wont waste that much time on PC :)
A laptop doesn't fit in my pocket so it's easier to get away from that yetzer hara than it would be if I had a smartphone. However, this is not the right thread for discussing whether or not to have a smartphone.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Mr. CC on January 19, 2017, 01:32:05 PM
No way. I waste enough time at my PC.
+2
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 22, 2017, 02:39:07 AM
Sorry that I'm late to the party here... But trying to follow... U guys are depositing US checks with dollar amounts into ur Capone (and spoofing location).. but that doesn't help me unless I have a buddy in states that consistently needs to buy shekel... Can I deposit an Israeli check into capitalone? (Obviously with the spoofing). I suppose I can open a dollar account and then write Israeli leumi checks to myself and then deposit them? But is that what anyone has done? Or only American checks? TIA
Title: Re: Managing credit cards from Israel/Abroad
Post by: rollingstone on January 22, 2017, 02:50:16 AM
Sorry that I'm late to the party here... But trying to follow... U guys are depositing US checks with dollar amounts into ur Capone (and spoofing location).. but that doesn't help me unless I have a buddy in states that consistently needs to buy shekel... Can I deposit an Israeli check into capitalone? (Obviously with the spoofing). I suppose I can open a dollar account and then write Israeli leumi checks to myself and then deposit them? But is that what anyone has done? Or only American checks? TIA
Only american checks.
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 22, 2017, 02:55:10 AM
Only american checks.
Thanks that's what I thought. We use covercy and it works very well. Rates are really really low.
Title: Re: Managing credit cards from Israel/Abroad
Post by: rollingstone on January 22, 2017, 02:59:57 AM
Thanks that's what I thought. We use covercy and it works very well. Rates are really really low.
Mobile deposit is free. What's their pricing?
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 22, 2017, 03:02:09 AM
Mobile deposit is free. What's their pricing?
Mobile deposit is free but requires a friend. What do you do if you don't have a friend? Rates are lower than Israeli post office. Don't remember off top of my head... But fee is so low it is almost negligible
Title: Re: Managing credit cards from Israel/Abroad
Post by: travel-ing on January 22, 2017, 07:14:46 AM
Is 360 deposit not working online as well or only app?
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 22, 2017, 07:21:46 AM
Is 360 deposit not working online as well or only app?
From your question I deduce both. I've only tried from a PC - doesn't work.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 22, 2017, 07:26:38 AM
Sorry that I'm late to the party here... But trying to follow... U guys are depositing US checks with dollar amounts into ur Capone (and spoofing location).. but that doesn't help me unless I have a buddy in states that consistently needs to buy shekel... Can I deposit an Israeli check into capitalone? (Obviously with the spoofing). I suppose I can open a dollar account and then write Israeli leumi checks to myself and then deposit them? But is that what anyone has done? Or only American checks? TIA
What I do is I spend on my American credit cards to accumulate points. I earn money in shekels so I have to get the money back to my US bank to pay the bills. So I take the shekels for my purchases and use them to buy American (open) checks from a money changer. (When I'm lucky I find someone who needs to cash a US check for shekels.) I then go ahead and deposit the checks into my US bank account.
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 22, 2017, 07:30:07 AM


What I do is I spend on my American credit cards to accumulate points. I earn money in shekels so I have to get the money back to my US bank to pay the bills. So I take the shekels for my purchases and use them to buy American (open) checks from a money changer. (When I'm lucky I find someone who needs to cash a US check for shekels.) I then go ahead and deposit the checks into my US bank account.

Oh I see, that is pretty amazing. I mean covercy is from comfort of home, but I do this often enough that it could make sense to do some legwork. My only question is do all money exchanges give you open american checks? How does that work exactly (what is it calld it Hebrew)? Is the check from the money changers account or something?
Title: Re: Managing credit cards from Israel/Abroad
Post by: travel-ing on January 22, 2017, 07:31:55 AM
From your question I deduce both. I've only tried from a PC - doesn't work.
is the only work around changing vpn
Title: Re: Managing credit cards from Israel/Abroad
Post by: Boruch999 on January 22, 2017, 09:12:18 AM

Oh I see, that is pretty amazing. I mean covercy is from comfort of home, but I do this often enough that it could make sense to do some legwork. My only question is do all money exchanges give you open american checks? How does that work exactly (what is it calld it Hebrew)? Is the check from the money changers account or something?

He's referring to open american checks the money changers buy from customers.

Might not work so well in TA.
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 22, 2017, 09:31:43 AM
He's referring to open american checks the money changers buy from customers.

Might not work so well in TA.
TA = tel Aviv?

He said he earns shekels,a nd therefore my understanding is that he lives in Israel... so how is he able to get checks?
Title: Re: Managing credit cards from Israel/Abroad
Post by: Boruch999 on January 22, 2017, 09:34:06 AM
TA = tel Aviv?

He said he earns shekels,a nd therefore my understanding is that he lives in Israel... so how is he able to get checks?

I meant Tel Aviv as opposed to certain neighborhoods of Jerusalem.
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 22, 2017, 09:37:51 AM
I meant Tel Aviv as opposed to certain neighborhoods of Jerusalem.
Why would Jerusalem have more "open checks" than TA? if anything TA sees just as many tourists as Jlem if not more... Anyway, I work in JLEM so it's not a problem to get the checks here when needed...
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 22, 2017, 09:41:14 AM
So if I understand correctly, a tourists comes with a check from their account written out to nobody, for 2000$ , then the exchange gives them shekel? Who is to ensure this check is even valid?? How do u know it won't bounce or something... And does that mean u can only buy the exact amounts listed in their checks?
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 22, 2017, 10:14:37 AM
You have to work with a money changer who you know and can trust. If a check bounces you have to know that you get reimbursed fast. You should only buy checks from accounts that the money changer has seen a number of times before without any trouble. I know some money changers very well and I also personally know many of their customers so I can choose quite wisely from the checks which are available.  Generally those checks will be from people living here off their US bank accounts. It definitely makes a difference which neighborhood you're in.
Title: Re: Managing credit cards from Israel/Abroad
Post by: shulem92 on January 22, 2017, 11:50:34 AM
So if I understand correctly, a tourists comes with a check from their account written out to nobody, for 2000$ , then the exchange gives them shekel? Who is to ensure this check is even valid?? How do u know it won't bounce or something... And does that mean u can only buy the exact amounts listed in their checks?
Definitely have to trust them like jack said. They take down a copy of your passport and your phone number, if that's any reassurance.
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 22, 2017, 11:59:24 AM
Definitely have to trust them like jack said. They take down a copy of your passport and your phone number, if that's any reassurance.
Thanks. They take down a copy of the passport of the person leaving the check? Didn't realize there's consistently people leaving checks. Is the rate the same as cash or worse/better? Also.. how can u find a money exchanger that's trust worthy? Is there some rating websites? Or any other tips/clues for good (or stay away) places?
Title: Re: Managing credit cards from Israel/Abroad
Post by: emjee on January 22, 2017, 05:02:17 PM
Thanks. They take down a copy of the passport of the person leaving the check? Didn't realize there's consistently people leaving checks. Is the rate the same as cash or worse/better? Also.. how can u find a money exchanger that's trust worthy? Is there some rating websites? Or any other tips/clues for good (or stay away) places?
Word of mouth . Like everything reputable
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 23, 2017, 05:51:47 AM
Anyone know a reliable money exchange for open checks in either har hovtzim or tlv? TIA
Title: Re: Managing credit cards from Israel/Abroad
Post by: emjee on January 23, 2017, 07:02:41 AM
Anyone know a reliable place in either har hovtzim or tlv? TIA
Place for what ?
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 23, 2017, 07:14:32 AM
Place for what ?
FTFM (above)
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on January 23, 2017, 07:24:27 AM
Place for what ?
He means that he'd like a personal recommendation for a place to buy open American checks in the area of Har Hotzvim in Yerushalayim, or in Tel Aviv.
Title: Re: Managing credit cards from Israel/Abroad
Post by: emjee on January 23, 2017, 08:07:17 AM
FTFM (above)

He means that he'd like a personal recommendation for a place to buy open American checks in the area of Har Hotzvim in Yerushalayim, or in Tel Aviv.
This is  not an open discussion .
Title: Re: Managing credit cards from Israel/Abroad
Post by: ranhan429 on January 24, 2017, 01:31:41 AM
This is  not an open discussion .
What do you mean?
Title: Re: Managing credit cards from Israel/Abroad
Post by: User6669 on May 18, 2017, 06:07:09 AM
how can u find a money exchanger that's trust worthy? Is there some rating websites? Or any other tips/clues for good (or stay away) places?

Why does it require trust? Check the current rate, and if his rate is reasonable good, if not, go the next one.
Title: Re: Managing credit cards from Israel/Abroad
Post by: Jack out of the box on May 18, 2017, 07:14:58 AM
Why does it require trust? Check the current rate, and if his rate is reasonable good, if not, go the next one.
We were talking about buying checks from a money changer. You want to be sure that if the check were to bounce you'll be dealing with someone who will take responsibility and reimburse you for the check plus fees.
Title: Re: Managing credit cards from Israel/Abroad
Post by: User6669 on May 18, 2017, 09:34:07 PM
We were talking about buying checks from a money changer. You want to be sure that if the check were to bounce you'll be dealing with someone who will take responsibility and reimburse you for the check plus fees.

Oops, my bad understood it wrong. BTW this sounds like a great idea, is it possible to get more than the check's value?