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DansDeals Forum => Credit Cards => Topic started by: Barryg on January 27, 2014, 11:55:37 AM

Title: Amex Blue Cash Preferred Master Thread
Post by: Barryg on January 27, 2014, 11:55:37 AM
To sign up:

http://www.dansdeals.com/go/BlueCashPreferred5/

After reading about the Pathmark madness, I guess it's not so hard to find $500 gc's in supermarkets, that can be purchased with cc. Also, I'd guess it's not the hardest thing to spend $6000/year in supermarkets, but I was still not on pace. Good thing I found $500 gc today! (5.95 purchase fee). I wonder how many store card points I'll get for my purchase and hope the local school gets 1%...
Is it easy to find $500 visa cards in stores, (besides the pathmark chain) or did I just get lucky?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: CountValentine on January 27, 2014, 02:36:29 PM
Is it easy to find $500 visa cards in stores, (besides the pathmark chain) or did I just get lucky?
Easy in most parts of the country. Do we really need a new thread?  :o
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on January 27, 2014, 02:55:45 PM
Easy in most parts of the country. Do we really need a new thread?  :o
Need = no
Want = yes...
Not enough info about the above subject... IMHO this is a lot less risky than the mo thread...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: 1themo on March 26, 2014, 02:52:06 PM
Why does no one talk about this Blue Cash card? Am I doing my math wrong or is this the highest earning card for regular purchases?
Which card gives you nearly 6% back for any purchase, I know the grocery purchases are capped at $6,000 but which other way are you
able to get a value of $360 for spending $6,000?
The Freedom card which gives 5% in rotating categories is only in ultimate reward points so the value in cash is much less because
UR points are only worth apx 1.4 cents each, that is nowhere near $360?
Am I missing something?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Malachi on March 26, 2014, 02:57:12 PM
Why does no one talk about this Blue Cash card? Am I doing my math wrong or is this the highest earning card for regular purchases?
Which card gives you nearly 6% back for any purchase, I know the grocery purchases are capped at $6,000 but which other way are you
able to get a value of $360 for spending $6,000?
The Freedom card which gives 5% in rotating categories is only in ultimate reward points so the value in cash is much less because
UR points are only worth apx 1.4 cents each, that is nowhere near $360?
Am I missing something?
no
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: bubbles on March 26, 2014, 03:21:30 PM
Why does no one talk about this Blue Cash card? Am I doing my math wrong or is this the highest earning card for regular purchases?
Which card gives you nearly 6% back for any purchase, I know the grocery purchases are capped at $6,000 but which other way are you
able to get a value of $360 for spending $6,000?
The Freedom card which gives 5% in rotating categories is only in ultimate reward points so the value in cash is much less because
UR points are only worth apx 1.4 cents each, that is nowhere near $360?
Am I missing something?
-$75 AF = $285

Anyway what math are you using? Freedom 5% categories is 30k UR a year. 30,000 x .014 (number you chose) = $420
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Dan on March 26, 2014, 03:25:25 PM
Anyway what math are you using? Freedom 5% categories is 30k UR a year. 30,000 x .014 (number you chose) = $420
+10% for checking.  And 1.4 is far less than what you'll get if you travel.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: 1themo on March 26, 2014, 03:33:24 PM
-$75 AF = $285

Anyway what math are you using? Freedom 5% categories is 30k UR a year. 30,000 x .014 (number you chose) = $420
thanks now I see what I was missing, 5% is "cash back" so its 30k in points so yes is def more valuable then Blue Cash 6%
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: 1themo on March 26, 2014, 03:36:16 PM
Actually forget that! The Freedom card only lets you get 5% for up to $1,500 per quarter but that is only in certain categories so the Blue Cash is still better.
And besides 6% for $6,000 in groceries you also get 3% for gas and clothing, so what beats that?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: 1themo on March 26, 2014, 03:42:47 PM
+10% for checking.  And 1.4 is far less than what you'll get if you travel.
the 10% for checking is only a point dividend so that only makes it 5.5 points on a limited amount,
and 1.1 on all other points. that's not going to help much for the cash reward.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: cozmohoot on March 26, 2014, 04:15:33 PM
-$75 AF = $285

Anyway what math are you using? Freedom 5% categories is 30k UR a year. 30,000 x .014 (number you chose) = $420
i wish there was a gas station or 711 that let me spend the 1500 this quarter..cant always maximize the benefits :-*
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on March 27, 2014, 12:59:17 AM
Actually forget that! The Freedom card only lets you get 5% for up to $1,500 per quarter but that is only in certain categories so the Blue Cash is still better.
And besides 6% for $6,000 in groceries you also get 3% for gas and clothing, so what beats that?
They're both good. Who said you have to pick between one and another?
-$75 AF = $285

Anyway what math are you using? Freedom 5% categories is 30k UR a year. 30,000 x .014 (number you chose) = $420
You do pay the $75 for first year, but there is also signup bonus +SBS +Amazon $25's, and you can get 2*360 for 1 fee as the $6000 cap is per calendar year and annual fee is the other kind of year...

Back to the Q at hand. Both are good...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Red on March 27, 2014, 07:48:57 AM
They're both good. Who said you have to pick between one and another?You do pay the $75 for first year, but there is also signup bonus +SBS +Amazon $25's, and you can get 2*360 for 1 fee as the $6000 cap is per calendar year and annual fee is the other kind of year...

Back to the Q at hand. Both are good...
+ you can get a retention bonus, I got $50 this year.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: 1themo on March 27, 2014, 08:24:48 AM
They're both good. Who said you have to pick between one and another?
If you don't plan on churning credit cards and just want to play it simple you have to choose. In this case what you could do is just spend the $6k and then go to another card. That is true but I don't won't to deal with too many cards. (Saying that with 2 or 3 cards you guys probably think I'm crazy :-))
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: shidduch on March 27, 2014, 09:56:46 AM
I called to cancel the card and they didnt offer me anything.  I asked them if there is anything they can do, they said they could downgrade me to the non preferred.

Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on March 27, 2014, 11:40:35 AM
If you don't plan on churning credit cards and just want to play it simple you have to choose. In this case what you could do is just spend the $6k and then go to another card. That is true but I don't won't to deal with too many cards. (Saying that with 2 or 3 cards you guys probably think I'm crazy :-))
In a few years you can look back at this post and say, what was I thinking...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Miracle on April 11, 2014, 08:21:17 AM
1) If I had Amazon Prime for a year (free) because of an .edu email addy, can I get it for a year free now with this Amex offer?

2) If I cancel my card in a month, can I still keep the free Prime?

Thanks
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: milechazzer on April 13, 2014, 04:00:52 PM
Does anyone know when the $6k cap on 6% cashback resets? Does it reset Jan 1st for everyone? Or is it based on your renewal date or the date you're billed for the annual fee?

thx
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: smee123 on April 14, 2014, 12:57:19 PM
Does anyone know when the $6k cap on 6% cashback resets? Does it reset Jan 1st for everyone? Or is it based on your renewal date or the date you're billed for the annual fee?

thx
jan 1
Title: Amex Blue Cash Preferred Master Thread
Post by: Super Speed on April 14, 2014, 01:16:23 PM
jan 1
You are correct it states so clearly in the T&C.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Super Speed on April 14, 2014, 01:19:22 PM

1) If I had Amazon Prime for a year (free) because of an .edu email addy, can I get it for a year free now with this Amex offer?

2) If I cancel my card in a month, can I still keep the free Prime?

Thanks
1) Yes. 2) Yes.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Miracle on April 15, 2014, 01:22:43 PM
1) Yes. 2) Yes.
Thanks for answering - thought I was going to have to bump :)
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: princea143 on April 23, 2014, 06:17:38 PM
What's the best link for this right now?  Can't find one, and all the links in DDF don't work.  :'(
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Miracle on April 23, 2014, 11:36:15 PM
1) Yes. 2) Yes.
They don't give you the Amazon prime if you've had it in the past (for whatever reason.) You will have to make a new account.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on May 20, 2014, 11:29:40 AM
What's the best link for this right now?  Can't find one, and all the links in DDF don't work.  :'(
Bump

You do pay the $75 for first year, but there is also signup bonus +SBS +Amazon $25's, and you can get 2*360 for 1 fee as the $6000 cap is per calendar year and annual fee is the other kind of year...

Couldn't find any..
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on May 20, 2014, 02:02:24 PM
Do any of Dan's Amex links work?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David R on July 08, 2014, 05:33:32 PM
I read the terms and drew my own conclusions based on the fine print. What I am asking for is what you know based on experience.

Which of the following earns 3%?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ChaimMoskowitz on July 08, 2014, 10:17:15 PM
Which of the following earns 3%?
depends on the MCC they use.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: lz80521 on October 22, 2014, 10:52:44 AM
Hi guys, does anyone know how long after meeting minimum spending will the signup bonus be posted? I recall that Amex usually posts the bonus 1-2 days after the threshold transaction posted, but I haven't seen the $150 sign-up yet.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on October 22, 2014, 10:55:23 AM
Hi guys, does anyone know how long after meeting minimum spending will the signup bonus be posted? I recall that Amex usually posts the bonus 1-2 days after the threshold transaction posted, but I haven't seen the $150 sign-up yet.
It posts after the first statement closes and gets paid.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Redbull3 on October 22, 2014, 10:57:39 AM
It posts after the first statement closes and gets paid.

You sure? My old ABC lags a month behind.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Redbull3 on October 22, 2014, 10:59:43 AM
I read the terms and drew my own conclusions based on the fine print. What I am asking for is what you know based on experience.

Which of the following earns 3%?
  • Gas paid for at the pump
  • Gas paid for inside
  • Gas bought from a supermarket (1%, 3%, or 6%?)
  • Other items purchased inside at a gas station (snacks, soda, etc.)
  • Gift cards purchased inside at a gas station (One Vanilla, etc.)

Gas
IDK
Supermarket
Generic
Generic
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on October 22, 2014, 11:00:58 AM
You sure? My old ABC lags a month behind.
To clarify, it posts on the statement after you paid off your first statement...
That's on the BCP.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ChaimMoskowitz on October 22, 2014, 11:02:02 AM
You sure? My old ABC lags a month behind.
I know for CB but for sign up bonus also?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ChaimMoskowitz on October 22, 2014, 11:03:03 AM
To clarify, it posts on the statement after you paid off your first statement...
Now I am confused.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Redbull3 on October 22, 2014, 11:04:46 AM
To clarify, it posts on the statement after you paid off your first statement...
That's on the BCP.

Agreed - that would be my best guess

I know for CB but for sign up bonus also?

Maybe. Not sure. I wouldn't think cb would be different from the bonus but maybe it is.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on October 22, 2014, 11:05:09 AM
Now I am confused.
After I paid off the first statement the bonus wasn't posting so I called and they told me it would go onto the next statement.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Redbull3 on October 22, 2014, 11:06:10 AM
For CB on my bc

your first statement must close
your first statement must be paid - eta, actually not sure about that
your following statement must close (but doesn't have to be paid)
1 or 2 business days must pass
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on October 22, 2014, 11:06:44 AM
Maybe. Not sure. I wouldn't think cb would be different from the bonus but maybe it is.
The bonus doesn't come as CB dollars, it just posts as a statement credit.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ChaimMoskowitz on October 22, 2014, 11:08:14 AM
After I paid off the first statement the bonus wasn't posting so I called and they told me it would go onto the next statement.
That is now clear. So it is the same as CB (posting) as RB3 (new nic  :) ) stated.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Redbull3 on October 22, 2014, 11:09:20 AM
That is now clear. So it is the same as CB (posting) as RB3 (new nic  :) ) stated.

love it!
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: lz80521 on October 22, 2014, 11:21:39 AM
Thanks guys. I'll wait until next statement closes.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on November 05, 2014, 09:26:42 PM
I read the terms and drew my own conclusions based on the fine print. What I am asking for is what you know based on experience.

Which of the following earns 3%?
  • Gas paid for at the pump
  • Gas paid for inside
  • Gas bought from a supermarket (1%, 3%, or 6%?)
  • Other items purchased inside at a gas station (snacks, soda, etc.)
  • Gift cards purchased inside at a gas station (One Vanilla, etc.)
Gas
IDK                           Anything sold in the gas station would be coded "gas station"
Supermarket
Generic  I disagree:  see my comment above
Generic     "                   "   But you only get 6% on a purchase up to $400 at a gas station: see T& C.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Redbull3 on November 05, 2014, 09:54:26 PM


The t&c say you have to buy gasoline, I don't think snacks count.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on November 05, 2014, 10:58:16 PM
Most 7-11's are coded on the Visa list as gas stations, and all purchases there come up as gas on Chase's 5x promos.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Redbull3 on November 05, 2014, 11:33:25 PM
I agree the mcc code is relevant, but for amexs blue cash products that's not necessarily enough.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David R on November 06, 2014, 12:15:43 AM
I read the terms and drew my own conclusions based on the fine print. What I am asking for is what you know based on experience.

Which of the following earns 3%?
  • Gas paid for at the pump
  • Gas paid for inside
  • Gas bought from a supermarket (1%, 3%, or 6%?)
  • Other items purchased inside at a gas station (snacks, soda, etc.)
  • Gift cards purchased inside at a gas station (One Vanilla, etc.)
I can now share what I know from experience.

Most 7-11's are coded on the Visa list as gas stations, and all purchases there come up as gas on Chase's 5x promos.
I agree the mcc code is relevant, but for amexs blue cash products that's not necessarily enough.
The MCC for MasterCard / Visa transactions may very well differ from the MCC for AmEx transactions. Two examples: When TigerDirect.com charges my Visa, the MCC is 5045; when they charge my AmEx it is 5969. When NewEgg.com charges my Visa, the MCC is 5732; when they charge my AmEx it is 5969.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on November 06, 2014, 12:36:19 AM
I can now share what I know from experience.
  • Gift cards purchased inside at a gas station - earns only 1%. (I bought One Vanilla at a 7-11 that sells gas and earned only 1%.)
I appreciate your experimenting and reporting back.
But the GC you bought was it for more than $400?
From the T & C: You get 5% on every day purchases including "purchases of $400 or less of gasoline at gas stations located in the U.S.". A  $500 card exceeds that. 
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David R on November 06, 2014, 12:44:55 AM
But the GC you bought was it for more than $400?
From the T & C: You get 5% on every day purchases including "purchases of $400 or less of gasoline at gas stations located in the U.S.". A  $500 card exceeds that.
Yes, the total transaction was over $1000. So we need someone to report what is earned if a One Vanilla card is loaded with $395.05 or less so that the total transaction will be $400 or less. Will they then award 3% or will they enforce the language and not award 3% because it is not "gasoline"?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ChaimMoskowitz on November 06, 2014, 12:55:43 AM
I have bought numerous GC's at 7-11 with BC and BCP. The first 400 earned the higher rate of 5/6%.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on November 06, 2014, 12:58:13 AM

CMIIW, but the T&C the T&C on the link above for the Old Blue Cash Card (https://www304.americanexpress.com/personal-card-application/terms/blue-cash-credit-card/25330-10-0/?print#CardBenefitsTerms) has the following:


For each dollar of eligible purchases in excess of $6,500 in that same reward year, you will receive a reward of 5% on Everyday Purchases and a reward of 1% on other purchases. If your billing cycle changes, the length of your reward year will also change.
Everyday Purchases are: eligible purchases made at supermarkets located in the U.S.(superstores and warehouse clubs are not considered supermarkets); eligible purchases of $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations), and eligible purchases made at U.S. locations of select major drugstores. (The current list of select major drugstores is available at americanexpress.com/rewards-info.)


So I understand that to mean that after $6500 in spending in your year you earn 5% on supermarkets, gas (up to $400), AND select drugstores. Nothing is 3%.  Only 5% or 1%.


Which card gets 6% for that stuff?

Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ChaimMoskowitz on November 06, 2014, 01:00:57 AM
BCP: Earn 6% Cash Back at US supermarkets up to $6,000 per year in purchases (then 1%)
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on November 06, 2014, 01:49:42 AM
I have bought numerous GC's at 7-11 with BC and BCP. The first 400 earned the higher rate of 5/6%.
So if purchase is higher than $400, then the first 400 gets 5%/3% and the last hundred and five gets 1% ?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ChaimMoskowitz on November 06, 2014, 01:54:30 AM
So if purchase is higher than $400, then the first 400 gets 5%/3% and the last hundred and five gets 1% ?
Correct. Found out the hard way making 1k purchases.  :-[
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Redbull3 on November 06, 2014, 09:55:36 AM
I have bought numerous GC's at 7-11 with BC and BCP. The first 400 earned the higher rate of 5/6%.

Interesting, so it sounds like the terms aren't enforced (requiring the purchase to be of gasoline).
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ChaimMoskowitz on November 06, 2014, 09:58:16 AM
Interesting, so it sounds like the terms aren't enforced (requiring the purchase to be of gasoline).
By me if 7-11 offers gas everything is coded as gas station. We have stand alone 7-11's that don't have gas. I stay away from them.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on November 06, 2014, 04:14:21 PM
By me if 7-11 offers gas everything is coded as gas station. We have stand alone 7-11's that don't have gas. I stay away from them.
Many of them are coded as gas, too.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: etech0 on November 06, 2014, 04:20:21 PM
Many of them are coded as gas, too.
According to Amex??
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: beyond986 on November 06, 2014, 06:14:40 PM
My annual fee just post. Will Amex refund it if I cancel the card before due day? Thank you
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: DaveInLA on November 06, 2014, 09:51:46 PM
Does someone know for sure when the $6000/yr limit resets? Is it calendar year or anniversary? For example, I signed up for the card in June 2012 (when it was unlimited). Do I get $6K for 2014 and another $6K for 2015? Or $6K from June to June?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Talmid Muvhak on November 06, 2014, 10:38:46 PM
Many of them are coded as gas, too.

I've even had this from AMEX :-\:
7-ELEVEN
CITY PLACE CENTER EAST
2711 NORTH HASKELL AVE
DALLAS, TX 75204
UNITED STATES
Category: Merchandise & Supplies - Groceries

Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on November 06, 2014, 11:08:04 PM
My annual fee just post. Will Amex refund it if I cancel the card before due day? Thank you
I think they refund it up to 60 days after it posts.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on November 06, 2014, 11:09:38 PM
Does someone know for sure when the $6000/yr limit resets? Is it calendar year or anniversary? For example, I signed up for the card in June 2012 (when it was unlimited). Do I get $6K for 2014 and another $6K for 2015? Or $6K from June to June?
['reward year'.  So in your case, it's June to June.  You can check your old statements on line to confirm.]
I'm wrong. The above is for the Old Blue Cash card.


The Amex Blue Cash Preferred is different:

An annual reward year is 12 billing periods in a row beginning with the one that includes January 1st; if your billing cycle changes, the length of your annual reward year will also change.
You will earn a reward of 6% on the first $6,000 of eligible purchases in an annual reward year at supermarkets located in the U.S. (superstores and
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Eli C on November 09, 2014, 11:30:59 PM
Just saw online in my AmEx BCP account an offer to enroll for an extra 2% cash back (i.e. 8% total) for all spending at Whole Foods now through February. Anyone know if they sell third-party gift cards (Visa, gas, etc.)?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David R on November 10, 2014, 01:26:16 AM
Just saw online in my AmEx BCP account an offer to enroll for an extra 2% cash back (i.e. 8% total) for all spending at Whole Foods now through February. Anyone know if they sell third-party gift cards (Visa, gas, etc.)?
There was an AmEx offer a couple of months ago for Whole Foods Market. At the time, I checked the Brooklyn store and did not see any gift cards.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: skyguy918 on November 17, 2014, 10:57:15 AM
Does redeeming the cashback for a statement credit reduce the amount of cashback you earn on the bill the credit applies to? And if it does, is there a way to get a check instead of redemption credit?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on November 17, 2014, 11:03:23 AM
Does redeeming the cashback for a statement credit reduce the amount of cashback you earn on the bill the credit applies to?
No. The CB is applied as a payment, not a refund.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: skyguy918 on November 17, 2014, 11:06:56 AM
No. The CB is applied as a payment, not a refund.
Thanks
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: DaveInLA on December 08, 2014, 04:07:46 PM
I haven't used this card much this year so I still need to spend a few thousand to reach $6k. I just want I make sure the $6k limit refers to spend per calendar year, not based on statement close date or payout date. For example, I think I only have $2k of 6% category spending this year. If I spend $4k at supermarkets in the next few weeks, will my 6% cash back apply to 2014 even if statement close and payout will be in early 2015? And I will have another $6k in 2015?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on December 08, 2014, 04:16:17 PM
If I spend $4k at supermarkets in the next few weeks, will my 6% cash back apply to 2014 even if statement close and payout will be in early 2015? And I will have another $6k in 2015?
yes
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on December 11, 2014, 11:07:20 AM
A few days ago I noticed my rewards balance went up out of the blue. It's in middle of a statement now and the rewards usually post after the statement closes. The amount looked familiar so I checked and sure enough the amount it went up to was exactly the amount it was after last statement posted before I redeemed it. I didn't ask questions and immediately requested another redemption for the same amount (not a lot, I haven't been MSing on the BCP) and it just posted today...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Centro on December 11, 2014, 11:10:24 AM
Out of the Blue ...
Nice!
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on December 11, 2014, 11:12:15 AM
Out of the Blue ...
Nice!

:P
No pun intended but nice...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on December 11, 2014, 12:11:29 PM
Rename the thread "Out of the Blue"
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David R on December 13, 2014, 09:57:38 PM
A few days ago I noticed my rewards balance went up out of the blue. It's in middle of a statement now and the rewards usually post after the statement closes. The amount looked familiar so I checked and sure enough the amount it went up to was exactly the amount it was after last statement posted before I redeemed it. I didn't ask questions and immediately requested another redemption for the same amount (not a lot, I haven't been MSing on the BCP) and it just posted today...
Keep us posted. If it was just a technical glitch for a few minutes while they were updating their systems that you managed to take advantage of, you should expect to find your cash back balance in the negative.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on December 13, 2014, 10:06:40 PM
Keep us posted. If it was just a technical glitch for a few minutes while they were updating their systems that you managed to take advantage of, you should expect to find your cash back balance in the negative.
Still in the positive...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Centro on January 16, 2015, 12:12:27 AM
Just chatted with an Amex rep, wanted to convert my Blue Cash into the Everyday card, he told me that as of now it's not an option but they're in process of making it an option.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: eli.f on March 09, 2015, 10:22:20 PM
Just got the Blue Cash Everyday. Can someone explain to me how the points on it work? Can the bonus/purchase points be used with MR?
Thanks
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: TimT on March 09, 2015, 10:25:58 PM
Just got the Blue Cash Everyday. Can someone explain to me how the points on it work? Can the bonus/purchase points be used with MR?
Thanks
It's cash back, not MR
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: eli.f on March 09, 2015, 10:29:01 PM
It's cash back, not MR
So it's not transferable. Oh well. I thought it was like the Freedom, which is also marketed as cash-back, but with the right cards, is transferable.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: TimT on March 09, 2015, 10:30:26 PM
I thought it was like the Freedom, which is also marketed as cash-back, but with the right cards, is transferable.
I wish
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: hvaces42 on March 10, 2015, 12:55:48 AM
Got this card in December. Maxxed out 6k supermarket spend in December. Bill closed on Jan. 8. Got my first reward dollars on Feb 6 statement. Get the March 6 bill and my supermarket spend is showing as 1%. Anyone else have this? Chatted with Amex rep who said it was definitely wrong. I should still be getting 6% for 2015 spend.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on March 10, 2015, 11:54:07 AM
Got this card in December. Maxxed out 6k supermarket spend in December. Bill closed on Jan. 8. Got my first reward dollars on Feb 6 statement. Get the March 6 bill and my supermarket spend is showing as 1%. Anyone else have this? Chatted with Amex rep who said it was definitely wrong. I should still be getting 6% for 2015 spend.
I had card and procrastinated until Dec. to finish off spend. My Dec. charges came through on Jan. statement and it seems that they are counting for this year... Let me know if you get anywhere, but my plan was to spend first and then ask them...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: hvaces42 on March 10, 2015, 01:23:25 PM
I had card and procrastinated until Dec. to finish off spend. My Dec. charges came through on Jan. statement and it seems that they are counting for this year... Let me know if you get anywhere, but my plan was to spend first and then ask them...
Per chat they said they would reset me to 6%. Not counting those chickens yet. Like you,  spend first ask later.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on March 10, 2015, 01:54:32 PM
Per chat they said they would reset me to 6%. Not counting those chickens yet. Like you,  spend first ask later.
Nice :-)
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: gogreen on July 21, 2015, 01:19:21 PM
How many AU's can you get on this card max? (I have the BC Everyday not Preferred)
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: TimT on July 21, 2015, 01:27:18 PM
How many AU's can you get on this card max? (I have the BC Everyday not Preferred)
IINM 99 is the max. But that might be asking for an f/r
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: gogreen on July 21, 2015, 01:38:59 PM
IINM 99 is the max. But that might be asking for an f/r
Thanks. I was wondering since it's only allowing me to do 4 at a time as opposed to the Everyday card which can do 5. It also was giving some kind of error when trying to add cards a second time; although now it's working.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: TimT on July 21, 2015, 01:40:25 PM
Thanks. I was wondering since it's only allowing me to do 4 at a time as opposed to the Everyday card which can do 5. It also was giving some kind of error when trying to add cards a second time; although now it's working.
Glad to hear its working now. Enjoy
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Marco Polo on July 21, 2015, 03:58:38 PM
Seems different than this card, but IIRC, the OBC only allows three AU's.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Malachi on July 24, 2015, 04:46:27 PM
Does anyone know if I can redeem reward dollars even if I don't have a balance and then get a check sent in the mail ?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David R on July 24, 2015, 04:58:51 PM
Does anyone know if I can redeem reward dollars even if I don't have a balance and then get a check sent in the mail ?
If they credit it to your account balance, you will then have a credit balance which you can always request a check for. There's a form on the web site for this. http://www.americanexpress.com/inquirycenter Open a new inquiry and choose "I have a credit balance on my account".
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: benjie1305 on July 28, 2015, 03:57:31 PM
Any point in not downgrading this to the BC if I don't need the groceries? Is AU policy different on BC vs BCP?

I am just trying to see if there is anything I am missing other then groceries that should make me be ok paying the fee vs the BC.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David R on July 28, 2015, 05:21:28 PM
Any point in not downgrading this to the BC if I don't need the groceries? Is AU policy different on BC vs BCP?

I am just trying to see if there is anything I am missing other then groceries that should make me be ok paying the fee vs the BC.
Well, there's 3% on gas and department stores. Even if you don't buy a lot of groceries, you can still spend thousands on gift cards to other stores, as well as Visa / Mastercard gift cards that you can use almost anywhere.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: YY on July 31, 2015, 01:26:40 PM
I have a Blue Cash card with 3 authorized user cards.
I was trying to add another authorized user and I got a letter a week later saying I am a maximum for authorized users.
anyone else have this issue ?

I called and they are saying for this "free" card there is a maximum of 3 additional users.
anyway to get around that ?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: efflpetzel on July 31, 2015, 01:57:39 PM
Any experience with retention offers on this card?
Tried a couple of times but they won't budge
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: lchaim123 on August 20, 2015, 05:26:33 PM
If i apply for this card this month and spend $6000 on groceries (6%) before dec 31

will it reset in January 2016 where I can spend another $6000?

basically double up on the $360 cash back for just 1 annual fee and a $150 statement credit?

TIA
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: username on August 20, 2015, 06:55:09 PM
I have a Blue Cash card with 3 authorized user cards.
I was trying to add another authorized user and I got a letter a week later saying I am a maximum for authorized users.
anyone else have this issue ?

I called and they are saying for this "free" card there is a maximum of 3 additional users.
anyway to get around that ?

Thats the limit.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: hvaces42 on August 20, 2015, 11:06:05 PM
If i apply for this card this month and spend $6000 on groceries (6%) before dec 31

will it reset in January 2016 where I can spend another $6000?

basically double up on the $360 cash back for just 1 annual fee and a $150 statement credit?

TIA
Be very careful. My first bill closed on Januaru 8 and they counted all December grocery spend in 2015 instead of 2014. Lost out on $360 because of it. Get it in november or even before so u are guaranteed the double dip.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: etech0 on August 20, 2015, 11:20:08 PM
I thought the year ended the same month you got the card, not the calendar year?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David R on August 21, 2015, 09:23:05 AM


If i apply for this card this month and spend $6000 on groceries (6%) before dec 31

will it reset in January 2016 where I can spend another $6000?
I thought the year ended the same month you got the card, not the calendar year?
This is probably one of the most important questions to ascertain the real answer to and put in the wiki.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: hvaces42 on August 21, 2015, 10:31:03 AM
I thought the year ended the same month you got the card, not the calendar year?
Per the T&C and my personal experience the year ends on the date the last statement is generated in December. If you get the card in December and the statement closes in January your spend is considered done the next year. Make sure to get the statement closing on or before December 31.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on August 21, 2015, 10:33:35 AM
This is probably one of the most important questions to ascertain the real answer to and put in the wiki.


Per the T&C and my personal experience the year ends on the date the last statement is generated in December. If you get the card in December and the statement closes in January your spend is considered done the next year. Make sure to get the statement closing on or before December 31.
Wikied.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: etech0 on August 21, 2015, 10:38:15 AM
Wikied.
nice!
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: benjie1305 on October 08, 2015, 08:45:49 PM
Just to confirm what I read in the Wiki. The 6% for 6k starts fresh Jan 1st?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on October 08, 2015, 10:59:14 PM
Just to confirm what I read in the Wiki. The 6% for 6k starts fresh Jan 1st?
You didn't read correctly. It will start fresh the day after your Dec. statement closes.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: benjie1305 on October 09, 2015, 07:36:29 AM
You didn't read correctly. It will start fresh the day after your Dec. statement closes.

Thanks. And yes, reread.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Iz on November 12, 2015, 07:19:54 PM
Is "grocery" included in "supermarket" spend, or are they 2 different categories? Thanks.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on November 12, 2015, 07:32:56 PM
Is "grocery" included in "supermarket" spend, or are they 2 different categories? Thanks.
1 category
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Iz on November 12, 2015, 07:34:58 PM
1 category
Thanks. Just to clarify, I have the non-preferred version (couldn't find a thread for that card). Same answer, right?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on November 12, 2015, 08:49:20 PM
1 category
-1
In my last statement I realized I didn't get as much as I thought I should have gotten, after chatting it turned out the discrepancy was due to the fact that I was counting groceries when really you only get 6% for supermarkets...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on November 12, 2015, 11:16:33 PM
Thanks. Just to clarify, I have the non-preferred version (couldn't find a thread for that card). Same answer, right?
yes.
When you're logged into your amex account.  click transactions.  Then click onto the individual transaction.  The last line in the information that comes up has the category.  supermarket and grocery is one category.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Iz on November 12, 2015, 11:19:03 PM
yes.
When you're logged into your amex account.  click transactions.  Then click onto the individual transaction.  The last line in the information that comes up has the category.  supermarket and grocery is one category.
Thanks. How do you know Achas... is wrong?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: ckmk47 on November 13, 2015, 02:32:07 AM
Thanks. How do you know Achas... is wrong?
I actually don't.
I hadn't seen his post when I last posted.
I just checked my statements and my on line account.
On line supermarkets are listed as 'grocery', and on my statements I see they're added into the 'US supermarkets'.  But I had no small groceries used on that statement, so they may not get rewarded as supermarkets.
Spend somewhere small and local and check the next statement.(On the statement, the listed rewards earned were earned by the spending in the statement before.) (and get back to us- Achas already did.) Achas was it a small grocery that didn't get credit, or groceries bought in another type of store?

Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Achas Veachas on November 13, 2015, 03:17:40 PM
I actually don't.
I hadn't seen his post when I last posted.
I just checked my statements and my on line account.
On line supermarkets are listed as 'grocery', and on my statements I see they're added into the 'US supermarkets'.  But I had no small groceries used on that statement, so they may not get rewarded as supermarkets.
Spend somewhere small and local and check the next statement.(On the statement, the listed rewards earned were earned by the spending in the statement before.) (and get back to us- Achas already did.) Achas was it a small grocery that didn't get credit, or groceries bought in another type of store?


It was two stores that were coded as grocery online...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Iz on November 13, 2015, 03:37:37 PM
I actually don't.
I hadn't seen his post when I last posted.
I just checked my statements and my on line account.
On line supermarkets are listed as 'grocery', and on my statements I see they're added into the 'US supermarkets'.  But I had no small groceries used on that statement, so they may not get rewarded as supermarkets.
Spend somewhere small and local and check the next statement.(On the statement, the listed rewards earned were earned by the spending in the statement before.) (and get back to us- Achas already did.) Achas was it a small grocery that didn't get credit, or groceries bought in another type of store?
Thanks. I'll let you know what happens.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: churnbabychurn on December 30, 2015, 11:32:38 AM
I got this with a $250 sign up bonus. I want to cancel, chat rep says that if I cancel any cash bonus will be forfeited. Should I be concerned? 
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: TimT on December 30, 2015, 11:37:26 AM
I got this with a $250 sign up bonus. I want to cancel, chat rep says that if I cancel any cash bonus will be forfeited. Should I be concerned?
Why don't you redeem it first ?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: churnbabychurn on December 30, 2015, 11:40:16 AM
Why don't you redeem it first ?
It was already applied as a statement credit. Will they claw back?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: TimT on December 30, 2015, 11:44:04 AM
It was already applied as a statement credit. Will they claw back?
Either swipe that amount or request a check for that amount. I don't have personal experience closing this card but it makes sense. Its not going into a mileage account.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: rileywiles23 on February 21, 2016, 11:16:33 PM
yes.
When you're logged into your amex account.  click transactions.  Then click onto the individual transaction.  The last line in the information that comes up has the category.  supermarket and grocery is one category.
By me it just says groceries, with no mention of supermarket at all. And I would think that shop rite, and stop & shop are supermarket's.
It's been already 2 weeks since statement closed, and no rewards have posted to the account. Will see what happens.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: stever on February 23, 2016, 09:12:59 PM
What's the best card if I'm spending over 30k/mo on food?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on February 24, 2016, 10:31:06 AM
What's the best card if I'm spending over 30k/mo on food?
WF rewards visa. You'd prob want to try to get an OBC as well.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: lfas25 on March 15, 2016, 09:52:00 AM
WF rewards visa. You'd prob want to try to get an OBC as well.
OBC is now capped at 50k per year
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: CS91 on March 15, 2016, 09:59:25 AM
Can this card be converted to the ED card?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on March 15, 2016, 10:15:58 AM
OBC is now capped at 50k per year
He said he spent $30k/year on grocery. That's under $50k...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David Smith on March 15, 2016, 10:17:13 AM
He said he spent $30k/year on grocery. That's under $50k...
He said 30k a month...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on March 15, 2016, 10:23:26 AM
He said 30k a month...
Oh ya... Sorry... Didn't remember from a few weeks ago but now I do. If spending $30k/month and gets a WF, it's still a good idea to have on OBC as well. the original answer was a WF card plus an OBC to go along with it...
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: stever on March 20, 2016, 03:16:16 AM
But if it's capped, how does that help me past month 2?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David Smith on March 20, 2016, 03:33:22 AM
But if it's capped, how does that help me past month 2?
You have to quote who you're responding to for people to understand your question.
The consensus seems to be that a Wells Fargo 5% would suit you well for 6 months, and a combo of OBC, BCP, and EDP should get you through another 2 months, unless that's too much of a pain to keep track of.
For completely uncapped, amex PRG is 2x grocery, or you can get 3% CB grocery. Obviously, this is only if there are no higher options or they're too much of a pain to deal with.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: PillanSmye on March 20, 2016, 03:38:26 AM
What's the best card if I'm spending over 30k/mo on food?

Depends on where you are buying food from.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: shmoe joe on March 20, 2016, 11:25:31 AM
Amex blue cash preferred/everyday both have increased sign-up bouns till 6/15/16
P.s. I didn't see this being mentioned yet anywhere on this fourm but if it was, I apologize
 https://www.americanexpress.com/us/credit-cards/blue-cash-everyday/28004?extlink=CH=ps-CU=us-BU=ccsg-SE=google-SKW=LE_Semi_Brand-Lending-BCE-Exact
 If possible pls wait for dans link!!!
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David Smith on March 20, 2016, 12:59:15 PM
Amex blue cash preferred/everyday both have increased sign-up bouns till 6/15/16
P.s. I didn't see this being mentioned yet anywhere on this fourm but if it was, I apologize
 https://www.americanexpress.com/us/credit-cards/blue-cash-everyday/28004?extlink=CH=ps-CU=us-BU=ccsg-SE=google-SKW=LE_Semi_Brand-Lending-BCE-Exact
 If possible pls wait for dans link!!!
This is only $300. Available via incognito for $450 ($250+$200) total.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: rileywiles23 on March 20, 2016, 01:16:28 PM
This is only $300. Available via incognito for $450 ($250+$200) total.
There is a $450 offer for the Amex blue cash preferred card ?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David Smith on March 20, 2016, 01:21:12 PM
There is a $450 offer for the Amex blue cash preferred card ?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: rileywiles23 on March 20, 2016, 01:22:03 PM
I can't read the small print. What's the terms to get the $450
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David Smith on March 20, 2016, 01:24:29 PM
I can't read the small print. What's the terms to get the $450
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: shmoe joe on March 20, 2016, 02:24:18 PM
This is only $300. Available via incognito for $450 ($250+$200) total.
link pls!
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Barryg on March 20, 2016, 10:14:50 PM
But if it's capped, how does that help me past month 2?
OBC is capped at $50k/year, but a good tool to have regardless. IIRC it's safer to only spend up to your credit line with Amex so it will help for up to your credit line each month. It will come in hand at times when WF doesn't release credit line right away.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: stever on March 27, 2016, 01:54:08 AM
You have to quote who you're responding to for people to understand your question.
The consensus seems to be that a Wells Fargo 5% would suit you well for 6 months, and a combo of OBC, BCP, and EDP should get you through another 2 months, unless that's too much of a pain to keep track of.
For completely uncapped, amex PRG is 2x grocery, or you can get 3% CB grocery. Obviously, this is only if there are no higher options or they're too much of a pain to deal with.

Thank you, good stuff. Sorry about the confusion
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Iz on June 07, 2016, 01:23:07 PM
Are there any offers out there that have first year AF waived? Thanks.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: srap on July 15, 2016, 05:15:14 PM
What is the best way to maximize the CB benefit?

Merchandise is overpriced and GCs are often more expensive than face value.  Is there anything other than redeeming for a statement credit?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: GettingReady on July 15, 2016, 05:22:22 PM
What is the best way to maximize the CB benefit?

Merchandise is overpriced and GCs are often more expensive than face value.  Is there anything other than redeeming for a statement credit?

Why would you want any thing else? There's other cards for miles and points.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: srap on July 15, 2016, 05:27:36 PM
Why would you want any thing else? There's other cards for miles and points.
This entire forum is about things/ways/techniques/tricks/chaps we don't know about.  I was wondering if there were a way to redeem  more than $1 per $1 earned.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: GettingReady on July 15, 2016, 05:36:34 PM
This entire forum is about things/ways/techniques/tricks/chaps we don't know about.  I was wondering if there were a way to redeem  more than $1 per $1 earned.

Well, in that case, use the card at a grocery store that gives fuel perks. :) (Sorry if this was already mentioned. I didn't go back and check the posts).
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: srap on July 15, 2016, 05:46:11 PM
Well, in that case, use the card at a grocery store that gives fuel perks. :) (Sorry if this was already mentioned. I didn't go back and check the posts).
Thanks for answering.  I mean once the purchases are made and the cash is sitting in the account ready to be redeemed.  Is the best way just as a statement credit?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: GettingReady on July 15, 2016, 05:48:05 PM
Thanks for answering.  I mean once the purchases are made and the cash is sitting in the account ready to be redeemed.  Is the best way just as a statement credit?

Time for me to wave the white flag.  :)
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: srap on July 15, 2016, 05:53:02 PM
Time for me to wave the white flag.  :)
:) GS.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Mountain Man on September 20, 2016, 04:20:55 PM
Anyone else get the 3% +3% offer on the regular Amex Blue Cash card for supermarkets until 12/31/16. The disclosures don't seem to say that the additional 3% is capped only that the offer is loaded on the primary card.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: hokiegl on September 20, 2016, 04:42:50 PM
I got it the extra 3% off too. Time to hit the stores!
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: teenguy on October 20, 2016, 11:18:27 PM
the 6% for supermarkets till $6000 is per card year or calendar year..
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: TimT on October 20, 2016, 11:29:53 PM
the 6% for supermarkets till $6000 is per card year or calendar year..
calendar
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: rileywiles23 on January 09, 2017, 12:30:44 AM
Just bumping this thread, as a reminder that the 6k cycle restarts at the end of the calendar year.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: yitzgar on January 09, 2017, 01:16:31 AM
Any luck with retention for BCP lately?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: David R on May 09, 2017, 03:27:31 AM
Just bumping this thread, as a reminder that the 6k cycle restarts at the end of the calendar year.
calendar
That was not entirely accurate when you wrote it, but will be after June 30, 2017, when they will change the terms. See the wiki, which I just updated.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: Eliyohu on January 03, 2018, 08:07:47 PM
Are there any Kosher grocery stores in 08701 that code as supermarket?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: 000 on January 05, 2018, 12:24:19 AM
Are there any Kosher grocery stores in 08701 that code as supermarket?
I have not been there in a while but from what I remember NPGS (all) and Shloimys kosher world do code as grocery, and Kosher West does NOT.
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: helpinghand on May 10, 2018, 02:55:47 PM
Anybody know if upgrade from non-preferred to preferred run a credit pull at all? (upgrade is being offered with $250 bonus)
Also can I downgrade back to non-preferred sometime throughout the year or will I have to reapply for that?
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: tzifanya54 on May 10, 2018, 05:29:15 PM
Anybody know if upgrade from non-preferred to preferred run a credit pull at all? (upgrade is being offered with $250 bonus)
Also can I downgrade back to non-preferred sometime throughout the year or will I have to reapply for that?
No pull. Yes you can downgrade
Title: Re: Amex Blue Cash Preferred Master Thread
Post by: myi on March 13, 2019, 10:06:54 PM
This earns cashback I'd assume?
 Hence, if one has this ABCP on his account with 29,000 MR, anything to do with the MR?
Add a free card(No AF) that earns MR? Will that allow to transfer to airlines?
 Or is it like chase which allows only AF cards to transfer to airlines and amongst accounts?